Federated Hermes Total Return Bond Fund

Federated Hermes Total Return Bond Fund is an actively managed fixed-income fund designed to seek total return through a broad portfolio of U.S. dollar-denominated, investment-grade bonds. The fund primarily invests across government, corporate, mortgage-backed, and asset-backed securities, and it may also use selected high-yield, non-U.S. dollar-denominated, and emerging market bonds when the manager sees attractive risk-return opportunities. Its flexible approach allows it to serve as a core bond allocation for investors seeking diversified exposure to the U.S. fixed-income market. Managed by Federated Hermes, the fund plays a role in combining income generation with portfolio diversification, making it a notable option within the intermediate core-plus bond category.