Innovator Premium Income 30 Barrier ETF - January

Innovator Premium Income 30 Barrier ETF - January is an actively managed exchange-traded fund designed to combine current income with a defined-outcome options strategy. The fund primarily uses U.S. Treasury bills and FLEX options tied to the S&P 500 Price Return Index to seek a stated distribution rate while limiting losses up to a 30% barrier over each annual outcome period. It is part of Innovator’s Premium Income Barrier ETF lineup and is structured for investors seeking exposure to large-cap U.S. equities with built-in risk management features and a regular income profile. The ETF is rebalanced annually and focuses on delivering a rules-based approach that links income generation to option premiums and Treasury collateral rather than traditional stock selection. Innovator Premium Income 30 Barrier ETF - January is used in the defined outcome ETF segment of the market, where products are built around preset income and downside parameters.