Northern Trust 2035 Inflation-Linked Distributing Ladder ETF

Northern Trust 2035 Inflation-Linked Distributing Ladder ETF is a fixed income exchange-traded fund designed to provide periodic, inflation-protected income and annual principal distributions through 2035. The fund primarily invests in U.S. Treasury Inflation-Protected Securities (TIPS), aiming to shield investors from the eroding effects of inflation by delivering distributions that adjust with inflation over time. Its structure follows a laddered approach, meaning it holds a diversified portfolio of TIPS with staggered maturities, which supports consistent cash flows and smooths out reinvestment risks. The ETF is tailored for individuals seeking a managed spend-down or decumulation strategy, such as retirees looking to match recurring expenses with inflation-adjusted monthly income and annual principal payouts over a defined ten-year investment horizon. With its innovative laddered design, the fund provides investors the transparency, liquidity, and diversification inherent to ETFs, while simplifying the complexities typically associated with building individual bond ladders. Northern Trust Asset Management leverages decades of experience to create this solution for effective cash flow management and inflation risk mitigation in retirement income planning.