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The company's bank charter gives it access to low-cost deposits, allowing it to fund loans more efficiently and expand into other financial products.

Happen Inc. reported second-quarter results marked by higher loan originations, record pre-tax income and continued credit outperformance, while also outlining plans to expand its product set and newly launched Happen Bank brand. Chief Executive Officer Scott Sanborn said loan originations increase

Happen Bank offers low-cost online banking for individuals and businesses. Learn more about Happen Bank's interest rates, fees, account options, and more with this in-depth expert review.