Happen Inc. is a U.S. digital marketplace bank that provides a broad range of consumer and business financial services. The company focuses on higher-credit-quality, higher-income borrowers who actively manage their financial lives, offering products such as personal loans, auto refinancing, business financing solutions, personal banking services, and institutional investing capabilities. Its business model is built around advanced credit underwriting and a proprietary technology platform that supports efficient loan origination, risk assessment, and distribution. Happen Inc. operates through distinct segments, including a banking arm that offers loans, leases, deposits, and related financial solutions, and a parent company segment that functions as the holding entity for the group. In today’s financial markets, Happen Inc. plays the role of a technology-enabled intermediary, connecting borrowers and capital providers through a marketplace bank structure that generates revenue from loan sales, net interest income, and fee-based services. Headquartered in San Francisco, California, it serves consumers and enterprises across the United States.
Website88 Kearny Street
San Francisco, CA, 94108
United States
The company's bank charter gives it access to low-cost deposits, allowing it to fund loans more efficiently and expand into other financial products.
Happen Inc. reported second-quarter results marked by higher loan originations, record pre-tax income and continued credit outperformance, while also outlining plans to expand its product set and newly launched Happen Bank brand. Chief Executive Officer Scott Sanborn said loan originations increase
Happen Bank offers low-cost online banking for individuals and businesses. Learn more about Happen Bank's interest rates, fees, account options, and more with this in-depth expert review.
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What share of all stock conversation is about LC?
| 1 Day1D | 1 Week1W | 1 Month1M | 1 Year1Y | 50-Day MAclick to plot | 200-Day MAclick to plot | |
|---|---|---|---|---|---|---|
| Attention | 0% new | 0% +0 | 0% 0 | 0% 0 |
Of the messages about LC that take a side, what share is each?
| 1 Day1D | 1 Week1W | 1 Month1M | 1 Year1Y | 50-Day MAclick to plot | 200-Day MAclick to plot | |
|---|---|---|---|---|---|---|
| Bullish | — | — | 100% 0 | 70.51% -5.57 | ||
| Bearish | — | — | 0% 0 | 29.49% +5.57 |
Of the messages about LC that carry a topic, what share is each?
| 1 Day1D | 1 Week1W | 1 Month1M | 1 Year1Y | 50-Day MAclick to plot | 200-Day MAclick to plot | |
|---|---|---|---|---|---|---|
| Earnings | — | — | — | 14.54% | ||
| Macro | — | — | — | 26.62% | ||
| Analysts | — | — | — | 18.53% | ||
| Announcements | — | — | — | 34.74% | ||
| Controversies | — | — | — | 0% | ||
| Technical Analysis | — | — | — | 5.56% |
Of the messages about LC, what share comes from each group?
| 1 Day1D | 1 Week1W | 1 Month1M | 1 Year1Y | 50-Day MAclick to plot | 200-Day MAclick to plot | |
|---|---|---|---|---|---|---|
| Regulars | 0% | 0% | 62.5% | 49.63% | ||
| Newcomers | 100% | 100% | 37.5% | 50.37% |