AIFU Inc. Class A Ordinary Share (AIFU) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 22	$0.13	$0.09	-30.8%	—	$703.1M	—
Q1 22	$0.1	$0.11	+10.0%	—	$686.4M	—
Q4 21	$0.31	$0.12	-61.3%	—	$802.6M	—
Q3 21	$0.1	$0.1	0.0%	—	$683.5M	—
Q2 21	$0.17	$0.19	+11.8%	—	$689.9M	—
Q1 21	$0.1	$0.12	+20.0%	—	$1.1B	—
Q4 20	$0.05	$0.2	+300.0%	—	$852M	—
Q3 20	$0.36	$0.2	-44.4%	—	$812M	—
Q2 20	$0.23	$0.26	+13.0%	—	$881.5M	—
Q3 19	$0.22	$0.44	+100.0%	—	$823.4M	—
Q2 19	$0.39	$0.37	-5.1%	—	$898.4M	—
Q3 16	$0.16	$0.08	-50.0%	—	$1.2B	—
Q4 15	$0.1	$0.14	+40.0%	—	$860M	—
Q3 15	$0.12	$0.11	-8.3%	—	$716.7M	—
Q2 15	$0.1	$0.21	+110.0%	—	$672.1M	—
Q1 15	$0.09	$0.09	0.0%	—	$579.5M	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	—	—	—	$556.6M	—
FY24	—	$3.4K	—	—	$1.3B	—
FY23	—	$2.1K	—	—	$2.8B	—
FY22	—	$36	—	—	$2.8B	—

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$4.1B	$4.1B	$3.5B	$3.7B	$3.3B	$3.3B	$2.8B	$2.8B	$1.3B	$556.6M
YoY change	+66%	+0.14%	-15.1%	+6.76%	-11.8%	+0.09%	-15%	-0.76%	-51.8%	-58.2%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	4.1B	4.1B	3.5B	3.7B	3.3B	3.3B	2.8B	2.8B	1.3B	556.6M
Cost of revenue	3.1B	3.1B	2.3B	2.5B	2.2B	2.1B	1.8B	1.9B	799.8M	282.3M
Gross profit	976.3M	1B	1.1B	1.2B	1.1B	1.2B	986M	891.8M	532M	274.3M
Gross margin	23.9%	25.2%	32.4%	33%	32.3%	35.3%	35.4%	32.3%	39.9%	49.3%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	984.7M	755.9M	699.5M	753.2M	752.1M	854M	817.3M	715.3M	575M	313.3M
Operating expenses	984.7M	755.9M	699.5M	753.2M	752.1M	854M	817.3M	715.3M	575M	313.3M
Operating income	-8.5M	273.1M	425.7M	469.4M	302.2M	301.9M	168.7M	170M	-90.1M	-1.6B
Operating margin	-0.21%	6.68%	12.3%	12.7%	9.25%	9.23%	6.06%	6.16%	-6.77%	-287.3%
Non-operating income, net	125.6M	206.1M	207.3M	88.7M	46.7M	66.2M	14M	173.8M	479.7M	-700.6M
Pretax income	124.1M	505.1M	667.2M	560.9M	362.3M	371.1M	196.3M	348.8M	401.3M	-2.3B
Income tax	27.2M	167.8M	224.6M	143.8M	83.4M	90.6M	41M	59.2M	92M	4M
Net income	167.6M	451.7M	617.1M	192.6M	276.2M	259.9M	85.7M	289.1M	309.5M	-2.3B
Net margin	4.11%	11%	17.8%	5.2%	8.45%	7.95%	3.08%	10.5%	23.2%	-408.6%
EBITDA	-90M	128.6M	257.1M	407.5M	285.3M	287.4M	170.3M	244.7M	-23M	-1.6B
EPS	2.8	7.2	9.8	3.4	5	4.6	36	2.1K	3.4K	—
Diluted EPS	2.6	7.2	9.8	3.4	5	4.6	36	2.1K	3.4K	—

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23
Revenue	1.1B	689.9M	683.5M	802.6M	686.4M	703.1M	624.7M	767.4M	827.7M	1.1B	634.6M	84.8M
Cost of revenue	737.7M	431.7M	440.9M	504.9M	450.7M	457.1M	393.4M	494.4M	553.1M	809.5M	399.4M	53.9M
Gross profit	357.4M	258.2M	242.7M	297.7M	235.7M	246M	231.3M	273M	274.6M	323.1M	235.3M	30.9M
Gross margin	32.6%	37.4%	35.5%	37.1%	34.3%	35%	37%	35.6%	33.2%	28.5%	37.1%	36.5%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	217M	207.2M	214.5M	215.4M	215.1M	215M	199.2M	188.1M	214.3M	237.1M	202.1M	28.6M
Operating expenses	217M	207.2M	214.5M	215.4M	215.1M	215M	199.2M	188.1M	214.3M	237.1M	202.1M	28.6M
Operating income	140.4M	51M	28.2M	82.3M	20.6M	31M	32.2M	84.9M	60.4M	86M	33.2M	2.3M
Operating margin	12.8%	7.39%	4.12%	10.3%	3%	4.41%	5.15%	11.1%	7.29%	7.6%	5.23%	2.69%
Non-operating income, net	11.7M	22.8M	15M	16.7M	14M	1.7M	2.3M	-4M	15.2M	16.3M	143.2M	-3.7M
Pretax income	152.6M	74.3M	43.6M	100.5M	35.3M	33.8M	42.4M	84.8M	78.9M	103.3M	177.1M	-1.3M
Income tax	32.7M	15.9M	9.3M	32.7M	6.3M	7.6M	8.6M	18.5M	18.1M	20.2M	16.1M	702.4K
Net income	135.3M	67.4M	36.8M	18.5M	-41.7M	28.7M	33.2M	65.5M	60.5M	82.9M	160.8M	-2.1M
Net margin	12.4%	9.77%	5.38%	2.3%	-6.07%	4.08%	5.31%	8.54%	7.31%	7.32%	25.3%	-2.5%
EBITDA	130.2M	44.7M	19.3M	74.8M	16.5M	31.6M	39.6M	76.1M	47.7M	93.7M	13.5M	-18.5M
EPS	2.6	1.2	0.6	0.2	-0.8	0.6	0.6	1.4	1.2	1.4	0.16	-12
Diluted EPS	2.6	1.2	0.6	0.2	-0.8	0.6	0.6	1.4	1.2	1.4	0.16	-12

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	69.8B	193.5B	197.7B	—	94B	56.9B	—	—	2.9M	—	52.2M
Enterprise value	66.8B	190.7B	195.4B	—	92.6B	55.6B	—	—	-487.3M	—	17.5M
Shares outstanding	421.7M	447.6M	450.3M	397M	390.2M	390.5M	2.7M	134.3K	133.3K	—	—

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	416.6	428.4	320.3	—	340.2	218.7	—	—	0.01	—	0.11
P/S	17.1	47.3	56.9	—	28.8	17.4	—	—	0	—	0.09
P/B	20.5	48.5	72	—	48.1	29	—	—	0	—	0.13
EV/EBITDA	-742.1	1.5K	759.9	—	324.5	193.6	—	—	21.1	—	-0.07
EV/Sales	16.4	46.6	56.3	—	28.3	17	—	—	-0.37	—	0.21
Earnings yield	0.24%	0.23%	0.31%	—	0.29%	0.46%	—	—	10.6K%	—	901.5%
FCF yield	0.02%	0.07%	0.25%	—	0.41%	0.17%	—	—	4.6K%	—	-115.5%
PEG	—	—	—	—	—	—	—	—	—	—	-0

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Gross margin	23.9%	25.2%	32.4%	33%	32.3%	35.3%	35.4%	32.3%	39.9%	49.3%	36.5%
Operating margin	-0.21%	6.68%	12.3%	12.7%	9.25%	9.23%	6.06%	6.16%	-6.77%	-287.3%	-614.2%
Net margin	4.11%	11%	17.8%	5.2%	8.45%	7.95%	3.08%	10.5%	23.2%	-408.6%	49.3%
ROE	4.92%	11.3%	22.5%	9.42%	14.1%	13.3%	4.95%	12.4%	11.8%	-482.7%	-146.8%
ROA	3.96%	9.53%	16%	5.6%	8.96%	8.02%	2.77%	7.14%	7.46%	-148.8%	-35.2%
ROIC	-1.79%	16.2%	67.3%	78.3%	39.4%	30.8%	13.5%	13%	-3.25%	-306.6%	101%
Return on tangible assets	4.33%	10.1%	16.9%	5.98%	9.65%	8.6%	2.99%	9.07%	7.46%	-148.8%	67.5%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	4.95	6.24	3.38	2.83	2.49	2.49	2.41	2.32	2.5	1.18	1.18
Quick ratio	4.95	6.24	3.38	2.83	2.49	2.49	2.41	2.32	2.5	1.18	2.32
Debt / equity	—	—	0	0.09	0.1	0.11	0.1	0.13	0.07	0.18	0.18
Debt / assets	—	—	0	0.05	0.06	0.07	0.06	0.07	0.05	0.06	0.07
Net debt / EBITDA	—	—	-9.05	-3.92	-4.78	-4.25	-4.36	-5.12	21.3	-0.03	-1.29
Interest coverage	—	—	—	—	—	—	—	35.7	122.1	-611.7	-611.7
Effective tax rate	22%	33.2%	33.7%	25.6%	23%	24.4%	20.9%	17%	22.9%	0%	15.4%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	9.68	9.14	7.71	9.33	8.38	8.38	1K	20.6K	10K	—	1.1K
EPS (basic)	2.8	7.2	9.8	3.4	5	4.6	36	2.1K	3.4K	—	—
EPS (diluted)	2.6	7.2	9.8	3.4	5	4.6	36	2.1K	3.4K	—	-670.1
Book value per share	8.07	8.91	6.1	5.15	5.01	5.02	644.7	17.4K	19.7K	—	68.1
FCF per share	0.04	0.29	1.11	0.4	0.99	0.24	22.3	661.2	1K	—	139.4
Cash per share	7.2	6.4	5.17	4.49	3.98	3.68	340.9	11.5K	5.1K	—	5.88
Capex per share	0.03	0.05	0.05	0.05	0.04	0.08	27.5	—	—	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	0.29%	0.51%	0.65%	0.53%	0.46%	0.91%	2.66%	—	—	—	—
Capex / operating cash flow	30.9%	7.19%	3.14%	21.1%	3.58%	25.9%	60.7%	—	—	—	—
Payout ratio	0%	30.4%	52.9%	225.9%	140.7%	93.3%	60.7%	0%	0%	—	0%
Dividend yield	0%	0.07%	0.17%	—	0.41%	0.43%	—	—	0%	—	6.74%

Yield

6.74%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.15

ex-dividend Apr 11, 2022

Payout ratio

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Apr 11, 2022	$0.15
Dec 7, 2021	$0.15
Sep 10, 2021	$0.15
Sep 3, 2021	$24000.00
Jun 10, 2021	$0.15
Mar 30, 2021	$0.25
Dec 8, 2020	$0.25
Sep 4, 2020	$0.25

Split history

Date	Ratio

Period	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23
Revenue	$1.1B	$689.9M	$683.5M	$802.6M	$686.4M	$703.1M	$624.7M	$767.4M	$827.7M	$1.1B	$634.6M	$84.8M
YoY change	+51.5%	-21.7%	-15.8%	-5.79%	-37.3%	+1.91%	-8.6%	-4.39%	+20.6%	+61.1%	+1.58%	-89%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	3B	2.9B	2.3B	1.8B	1.6B	1.4B	915.4M	1.5B	683.2M	36.3M
Receivables	501.8M	515.2M	508.5M	682.2M	384.8M	390.3M	393.6M	279.9M	95.1M	65.5M
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	3.7B	4.1B	3.1B	2.7B	2.3B	2.3B	2.3B	2.4B	2B	603.8M
Property, plant & equipment	19M	13.8M	25.6M	218.9M	224.9M	34.5M	86.1M	76.1M	56.4M	59.6M
Goodwill & intangibles	363.1M	254.2M	222.3M	220.4M	219.8M	219.7M	220M	864.9M	0	—
Total assets	4.2B	4.7B	3.9B	3.4B	3.1B	3.2B	3.1B	4.1B	4.2B	1.5B
Accounts payable	241M	203M	332.7M	382.9M	377.4M	335.7M	362.4M	251.2M	113.3M	81.1M
Short-term debt	—	—	—	80M	86.2M	87M	98M	221.5M	165M	71.3M
Total current liabilities	747.1M	661.9M	905.6M	948M	929.2M	908.7M	952M	1B	816.9M	512.2M
Long-term debt	—	—	0	103.3M	103.5M	128.3M	74.2M	71.3M	27.9M	15.5M
Total liabilities	834.5M	749.3M	1.1B	1.4B	1.1B	1.3B	1.4B	1.7B	1.5B	1.1B
Shareholders' equity	3.4B	4B	2.7B	2B	2B	2B	1.7B	2.3B	2.6B	471.1M
Total debt	—	—	0	183.2M	189.8M	215.3M	172.2M	292.8M	192.9M	86.8M
Net debt	—	—	-772.8M	13.6M	-55.7M	-349.3M	-395.4M	-228.8M	86.9M	55.7M

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23
Cash & short-term investments	1.6B	1.4B	1.4B	1.4B	1.5B	1.1B	917.9M	915.3M	1.3B	1.6B	1.5B	217.2M
Receivables	583.3M	547.9M	563.2M	390.3M	638.1M	592.8M	582.9M	393.6M	776.3M	913.1M	588.3M	39.3M
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	2.4B	2.2B	2.2B	2.3B	2.4B	2.1B	2.1B	2.3B	2.6B	2.8B	2.4B	333.7M
Property, plant & equipment	231.7M	241M	247.1M	34.5M	304.6M	289.1M	279.1M	86.1M	229.5M	206.3M	202.7M	10.7M
Goodwill & intangibles	109.9M	109.9M	109.9M	219.7M	109.9M	109.9M	110M	220M	481.3M	481.5M	476.7M	121.5M
Total assets	3.2B	3.1B	3.1B	3.2B	3.1B	2.8B	2.9B	3.1B	3.9B	4.2B	4B	569M
Accounts payable	356.2M	305.5M	300.1M	335.7M	315.4M	314.8M	294.9M	362.4M	593.9M	620.7M	320M	35.3M
Short-term debt	83.5M	84.9M	87.1M	87M	87.1M	82.1M	72.5M	98M	267.3M	250.9M	248.3M	31.1M
Total current liabilities	997.3M	786.3M	809.5M	908.7M	864.1M	799.1M	786.5M	952M	1.3B	1.3B	1B	143.8M
Long-term debt	101.2M	99.6M	104.9M	128.3M	107.3M	92.8M	93.3M	74.2M	67.8M	55.2M	55.8M	10M
Total liabilities	1.2B	1.1B	1.1B	1.3B	1.2B	1.2B	1.2B	1.4B	1.7B	1.9B	1.6B	240.7M
Shareholders' equity	2B	2B	2B	2B	1.9B	1.6B	1.7B	1.7B	2.2B	2.2B	2.4B	328.4M
Total debt	184.7M	184.5M	191.9M	215.3M	194.3M	175M	165.8M	172.2M	335.1M	306M	304.1M	41.1M
Net debt	-581M	-155.8M	-423.6M	-349.3M	-435.2M	-334.8M	-211.5M	-395.4M	-239.4M	-276.2M	-250.8M	-32.1M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	167.6M	451.7M	617.1M	192.6M	276.2M	259.9M	85.7M	289.1M	309.5M	-2.3B
Depreciation & amortization	33.7M	47.3M	26.8M	17.2M	17.9M	18.4M	19.5M	34M	29.3M	5.3M
Stock-based compensation	4.9M	0	0	393K	-393K	0	461K	17.1M	38.6M	17M
Change in working capital	-158.2M	-220.1M	93.7M	-195.2M	11.8M	-288.9M	-98.7M	-184.6M	-276.3M	-138M
Operating cash flow	38.3M	288.5M	718.8M	93.2M	416.7M	114.8M	121.8M	101.8M	142.9M	-16.3M
Capital expenditure	-11.8M	-20.7M	-22.6M	-19.6M	-14.9M	-29.8M	-73.9M	—	—	—
Investing cash flow	-688.8M	-23.7M	1.6B	12M	325.3M	450.4M	-127.6M	-224.4M	-431.3M	-121.7M
Dividends paid	0	-137.2M	-326.7M	-435.1M	-388.5M	-242.5M	-52.1M	0	0	—
Share repurchases	0	0	-1.6B	-484M	0	0	-4M	-40.6M	-5.7M	0
Financing cash flow	-217.7M	-17.4M	-1.7B	-792.1M	-638.8M	-260.3M	15.3M	268.5M	-64.4M	-71.7M
Net change in cash	-868.2M	247.3M	618.6M	-687M	103.2M	304.9M	9.6M	145.9M	-352.8M	-209.7M
Free cash flow	16M	131.2M	501.1M	158.6M	387.1M	95.4M	60M	88.8M	134.4M	-19.6M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23
Net income	135.3M	69.4M	36.8M	18.5M	-41.7M	28.7M	33.2M	65.5M	60.5M	82.9M	160.8M	-2.1M
Depreciation & amortization	—	—	—	—	—	—	—	—	—	—	—	—
Stock-based compensation	—	—	—	—	—	—	—	—	—	—	—	—
Change in working capital	—	—	—	—	—	—	—	—	—	—	—	—
Operating cash flow	173.2M	63.5M	75.5M	114.1M	-6M	73.1M	68.2M	37.5M	90.8M	127.5M	62.5M	9.5M
Capital expenditure	—	—	—	—	—	—	—	—	—	—	—	—
Investing cash flow	465.7M	-251.1M	329.4M	-53.6M	151.7M	-126.5M	-151.1M	93.9M	-134.4M	-30.4M	-34M	-3.6M
Dividends paid	—	-139.5M	-52M	-51.1M	0	-52.1M	0	0	0	0	0	0
Share repurchases	—	—	—	—	—	0	0	—	—	-22.1M	-1.9M	-2.3M
Financing cash flow	-20.4M	-147M	-52M	-61.3M	3K	-52.1M	0	0	170.2M	-28.1M	-7.7M	-4.2M
Net change in cash	618.5M	-334.6M	352.9M	-785K	145.7M	-105.5M	-82.9M	131.4M	126.5M	69M	20.8M	1.7M
Free cash flow	80.5M	-40.1M	17.7M	37.3M	-87.1M	50.1M	19.8M	77.2M	-18.7M	52.4M	12.8M	5.9M

Jun 16, 2026	1:20
May 21, 2025	1:20

AIFU Inc. Class A Ordinary Share Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Split history

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement