C&F Financial

C&F Financial Corporation is a bank holding company that serves as the parent of Citizens and Farmers Bank, an independent commercial bank focused on providing banking services to individuals and businesses. Its operations are organized around community banking, mortgage banking, and consumer finance, giving it a broad presence across retail deposit services, business lending, residential mortgage lending, and specialty consumer credit. Through its community banking activities, the company offers checking and savings accounts, commercial loans, real estate financing, and other traditional banking products tailored to local customers. Its mortgage banking segment supports home lending and related services, while the consumer finance business extends credit through products such as non-prime automobile lending. C&F Financial Corporation also maintains investment and wealth-related services through affiliated businesses, reinforcing its role as a diversified regional financial services provider in Virginia and surrounding markets.