Fifth Third Bancorp (FITB) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q4 26	$0.84	$0.83	-1.2%	—	—	—
Q3 26	$0.99	$1.04	+5.1%	—	—	—
Q2 26	$0.86	$0.91	+5.8%	—	—	—
Q1 26	$0.87	$0.88	+1.1%	—	—	—
Q4 25	$0.7	$0.71	+1.4%	—	—	—
Q3 25	$0.87	$0.9	+3.4%	—	—	—
Q2 25	$0.82	$0.85	+3.7%	—	—	—
Q1 25	$0.84	$0.86	+2.4%	—	—	—
Q4 24	$0.68	$0.7	+2.9%	—	—	—
Q3 24	$0.64	$0.72	+12.5%	—	—	—
Q2 24	$0.83	$0.92	+10.8%	—	—	—
Q1 24	$0.83	$0.82	-1.2%	—	—	—
Q4 23	$0.79	$0.83	+5.1%	—	—	—
Q3 23	$1	$1.04	+4.0%	—	—	—
Q2 23	$0.98	$0.93	-5.1%	—	—	—
Q1 23	$0.87	$0.78	-10.3%	—	—	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$3.56	—	—	$8.8B	—
FY24	—	$3.16	—	—	$8.3B	—
FY23	—	$3.23	—	—	$8.4B	—
FY22	—	$3.38	—	—	$8.1B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$5.7B	$5.6B	$6.1B	$7.2B	$7.2B	$7.5B	$8.1B	$8.4B	$8.3B	$8.8B
YoY change	-3.95%	-0.18%	+7.95%	+17.5%	+1.1%	+3.63%	+7.37%	+4.36%	-1.87%	+6.88%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	5.7B	5.6B	6.1B	7.2B	7.2B	7.5B	8.1B	8.4B	8.3B	8.8B
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	2.3B	2.4B	2.5B	2.8B	3B	3B	2.9B	3.1B	3.2B	3.2B
Operating expenses	2.3B	2.4B	2.5B	2.8B	3B	3B	2.9B	3.1B	3.2B	3.2B
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—
Pretax income	2.2B	3B	2.8B	3.2B	1.8B	3.5B	3.1B	3B	2.9B	3.2B
Income tax	665M	799M	572M	690M	370M	747M	647M	639M	602M	689M
Net income	1.5B	2.2B	2.2B	2.5B	1.4B	2.8B	2.4B	2.3B	2.3B	2.5B
Net margin	27.3%	38.6%	36%	35.1%	19.7%	36.9%	30.4%	27.9%	28%	28.6%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	1.95	2.88	3.11	3.38	1.84	3.78	3.38	3.23	3.16	3.56
Diluted EPS	1.93	2.83	3.06	3.33	1.83	3.73	3.35	3.22	3.14	3.53

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	2.1B	2.1B	2B	2B	2.1B	2.1B	2.1B	2.2B	2.3B	2.2B	2.8B	3.2B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	732M	754M	883M	759M	772M	748M	838M	830M	804M	715M	1.2B	—
Operating expenses	732M	754M	883M	759M	772M	748M	838M	830M	804M	715M	1.2B	—
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	846M	650M	658M	764M	728M	765M	653M	808M	837M	913M	207M	—
Income tax	186M	120M	138M	163M	155M	145M	138M	180M	188M	182M	42M	—
Net income	660M	530M	520M	601M	573M	620M	515M	628M	649M	731M	165M	—
Net margin	31.7%	25.6%	25.6%	29.7%	27.8%	28.9%	24.8%	28.3%	28.5%	33.1%	5.9%	—
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	0.91	0.72	0.7	0.82	0.78	0.86	0.71	0.88	0.91	1.05	0.16	0.84
Diluted EPS	0.91	0.72	0.7	0.81	0.78	0.85	0.71	0.88	0.91	1.04	0.15	0.83

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	20.4B	22.1B	15.8B	21.8B	19.7B	30.6B	22.6B	23.6B	28.8B	31.3B	49.4B
Enterprise value	1.6B	3.7B	-6.5B	-3.9B	-38.8B	-32.8B	-21.8B	-32.4B	-11.6B	-13.2B	67.8B
Shares outstanding	757.4M	728.3M	673.3M	710.4M	714.7M	702.2M	688.6M	684.2M	682.2M	668.1M	668.1M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	13.2	10.1	7.22	8.69	13.8	11	9.24	10	12.5	12.4	18.3
P/S	3.61	3.91	2.6	3.05	2.72	4.07	2.8	2.81	3.49	3.55	4.89
P/B	1.26	1.36	0.98	1.03	0.85	1.38	1.3	1.23	1.47	1.44	1.53
EV/Sales	0.28	0.66	-1.07	-0.54	-5.36	-4.36	-2.71	-3.85	-1.41	-1.5	6.71
Earnings yield	7.55%	9.87%	13.8%	11.5%	7.24%	9.06%	10.8%	9.95%	8.02%	8.06%	5.46%
FCF yield	8.71%	5.65%	16.8%	6.96%	0.07%	7.83%	26.4%	17%	8.36%	12.2%	4.81%
PEG	—	—	—	—	—	—	—	—	—	—	-4.03

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	39.1%
Net margin	27.3%	38.6%	36%	35.1%	19.7%	36.9%	30.4%	27.9%	28%	28.6%	23.2%
ROE	9.51%	13.4%	13.5%	11.8%	6.17%	12.5%	14.1%	12.3%	11.8%	11.6%	8.44%
ROA	—	—	—	—	—	—	—	—	1.09%	1.18%	0.92%
Return on tangible assets	—	—	—	—	—	—	—	—	1.16%	1.25%	0.85%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Debt / equity	1.04	1.11	0.89	0.71	0.65	0.53	1.04	0.99	0.94	0.64	0.01
Debt / assets	—	—	—	—	—	—	—	—	0.09	0.07	0.07
Effective tax rate	30.1%	26.8%	20.7%	21.5%	20.6%	21.2%	20.9%	21.4%	20.6%	21.5%	21.6%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	7.47	7.76	9.06	10.1	10.1	10.7	11.7	12.3	12.1	13.2	13.2
EPS (basic)	1.95	2.88	3.11	3.38	1.84	3.78	3.38	3.23	3.16	3.56	3.56
EPS (diluted)	1.93	2.83	3.06	3.33	1.83	3.73	3.35	3.22	3.14	3.53	2.97
Book value per share	21.4	22.3	24.1	29.8	32.3	31.6	25.2	28	28.8	32.5	35.6
FCF per share	2.35	1.71	3.96	2.14	0.02	3.41	8.65	5.87	3.53	5.69	3.16
Cash per share	47.2	50	54.6	57.3	102.9	107	90.7	109.5	86.4	87.5	9.6
Capex per share	0.3	0.26	0.11	0.3	0.45	0.37	0.68	0.62	0.48	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	4.06%	3.38%	1.26%	2.99%	4.49%	3.49%	5.83%	5.01%	3.94%	—	—
Capex / operating cash flow	10.5%	7.75%	2.91%	8.89%	-47.5%	7.28%	7.33%	10.9%	14.4%	—	—
Payout ratio	29.4%	23.2%	25.8%	30%	60.1%	32.4%	37.9%	45.1%	50.8%	46.1%	53.9%
Dividend yield	2.22%	2.29%	3.57%	3.45%	4.35%	2.93%	4.1%	4.49%	4.08%	3.72%	2.94%

Yield

2.94%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.40

ex-dividend Jun 30, 2026

Payout ratio

54%

of earnings

Dividend growth

13 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Jun 30, 2026	$0.40
Mar 31, 2026	$0.40
Dec 31, 2025	$0.40

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$2.1B	$2.1B	$2B	$2B	$2.1B	$2.1B	$2.1B	$2.2B	$2.3B	$2.2B	$2.8B	$3.2B
YoY change	-0.57%	-7.56%	-5.75%	-3.02%	-0.96%	+3.68%	+2.36%	+9.72%	+10.5%	+3.08%	+34.4%	+44.4%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	35.7B	36.4B	36.8B	40.7B	73.5B	75.2B	62.4B	74.9B	58.9B	58.5B
Receivables	2.5B	2.1B	2.4B	2.7B	2.6B	3B	3.3B	2.8B	3.2B	3.2B
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	2.9B	2.8B	2.8B	3.9B	1.7B	1.5B	1.6B	1.6B	1.5B	1.9B
Goodwill & intangibles	6.3B	6.7B	6.9B	10.9B	10.1B	11.6B	13.7B	13.6B	13.4B	13.2B
Total assets	—	—	—	—	—	—	—	—	212.9B	214.4B
Accounts payable	—	—	—	—	—	—	—	—	—	—
Short-term debt	2.5B	3.1B	0	0	39M	0	4.3B	2.5B	4.2B	370M
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	14.4B	14.9B	14.4B	15B	15B	11.8B	13.7B	16.4B	14.3B	13.6B
Total liabilities	—	—	—	—	—	—	—	—	193.3B	192.7B
Shareholders' equity	16.2B	16.2B	16.3B	21.2B	23.1B	22.2B	17.3B	19.2B	19.6B	21.7B
Total debt	16.9B	18B	14.4B	15B	15B	11.8B	18B	18.9B	18.5B	14B
Net debt	14.5B	15.5B	11.7B	11.7B	11.9B	8.8B	14.6B	15.8B	15.5B	10.5B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	68.9B	74.9B	63.7B	62.2B	64.6B	58.9B	57.2B	54.1B	56.3B	58.5B	67.2B	67.2B
Receivables	—	2.8B	—	—	—	3.2B	—	—	—	3.2B	—	—
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	1B	1.6B	1.1B	1B	1B	1.5B	2.8B	2.9B	3B	1.9B	—	—
Goodwill & intangibles	13.8B	13.6B	13.6B	13.5B	13.3B	13.4B	13.3B	13.2B	13.2B	13.2B	25.6B	25.7B
Total assets	—	—	214.5B	213.3B	214.3B	212.9B	212.7B	210B	212.9B	214.4B	297B	300.2B
Accounts payable	—	—	—	—	—	—	—	—	—	—	—	—
Short-term debt	4.3B	2.5B	2.5B	3B	1B	4.2B	5.2B	3.1B	4.8B	370M	793M	4.1B
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	16.3B	16.4B	15.4B	16.3B	17.1B	14.3B	14.5B	14.5B	13.7B	13.6B	18.8B	17.6B
Total liabilities	—	—	—	194B	193.5B	193.3B	192.3B	188.9B	191.8B	192.7B	262.9B	265.7B
Shareholders' equity	16.5B	19.2B	19B	19.2B	20.8B	19.6B	20.4B	21.1B	21.1B	21.7B	34.1B	34.5B
Total debt	20.6B	18.9B	18B	19.3B	18.1B	18.5B	19.7B	17.6B	18.4B	14B	19.5B	21.7B
Net debt	17.7B	15.8B	15.2B	16.5B	14.9B	15.5B	16.7B	14.6B	15.5B	10.5B	15.5B	17.3B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	1.5B	2.2B	2.2B	2.5B	1.4B	2.8B	2.4B	2.3B	2.3B	2.5B
Depreciation & amortization	453M	341M	360M	472M	492M	349M	436M	462M	495M	554M
Stock-based compensation	111M	118M	127M	132M	123M	120M	165M	169M	164M	163M
Change in working capital	339M	-442M	450M	-100M	-843M	-22M	716M	198M	-628M	600M
Operating cash flow	2.2B	2.5B	2.6B	2.4B	-684M	3.6B	6.4B	3.9B	2.3B	4.5B
Capital expenditure	-230M	-191M	-77M	-214M	-325M	-262M	-470M	-421M	-325M	—
Investing cash flow	-3B	819M	-498M	377M	-31.6B	-4.2B	4.2B	-13.3B	4.2B	2.6B
Dividends paid	-454M	-505M	-565M	-753M	-858M	-897M	-927M	-1.1B	-1.2B	-1.2B
Share repurchases	-661M	-1.6B	-1.5B	-1.8B	0	-1.4B	-100M	-200M	-625M	-875M
Financing cash flow	-502M	-1.2B	-4.2B	-4.2B	-619M	-5.6B	4.9B	-567M	-4.8B	-3B
Net change in cash	-1.3B	2.1B	-2.1B	-1.4B	-32.9B	-6.2B	15.5B	-10B	1.6B	4.1B
Free cash flow	1.8B	1.2B	2.7B	1.5B	13M	2.4B	6B	4B	2.4B	3.8B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	660M	530M	520M	602M	572M	620M	515M	627M	649M	731M	165M	801M
Depreciation & amortization	115M	115M	128M	120M	123M	124M	135M	138M	139M	142M	199M	205M
Stock-based compensation	30M	28M	64M	36M	33M	31M	73M	35M	27M	28M	145M	43M
Change in working capital	-667M	904M	-279M	-68M	914M	-1.2B	681M	67M	-18M	-130M	-762M	695M
Operating cash flow	316M	1.9B	418M	523M	1.8B	-441M	1.6B	745M	1B	929M	-1.1B	2.8B
Capital expenditure	-84M	-124M	-41M	-74M	-97M	-113M	-130M	-204M	—	—	—	—
Investing cash flow	-8.3B	-3.6B	-876M	1.5B	-845M	4.4B	2.4B	2.8B	-2B	-936M	8.9B	-2.5B
Dividends paid	-225M	-276M	-287M	-280M	-320M	-289M	-297M	-284M	-285M	-297M	-308M	-402M
Share repurchases	0	0	0	-125M	-200M	-300M	-225M	0	-650M	0	0	0
Financing cash flow	2.8B	-2.2B	-1.2B	901M	104M	-2.6B	576M	-6.1B	-609M	3.7B	-696M	1.9B
Net change in cash	-5.2B	-3.9B	-1.6B	2.9B	1B	1.3B	4.6B	-2.5B	-1.6B	3.7B	7.1B	2.2B
Free cash flow	519M	1.9B	321M	588M	1.7B	-228M	1.1B	1.1B	772M	754M	-1.3B	2.6B

Date	Ratio
Jul 17, 2000	3:2
Apr 16, 1998	3:2
Jul 16, 1997	3:2
Jan 16, 1996	3:2
Apr 16, 1992	3:2
Jan 16, 1990	3:2
Oct 16, 1987	3:2
Apr 28, 1986	3:2
Apr 1, 1985	3:2
Mar 28, 1983	2:1

Fifth Third Bancorp Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history