Fold Holdings

Fold Holdings, Inc. Class A Common Stock represents Fold Holdings, a bitcoin-focused financial services company that provides consumer products designed to make bitcoin easier to earn, save, and spend in everyday life. The company’s platform centers on the Fold mobile application, which combines an FDIC-insured checking account, a prepaid debit card, a bitcoin rewards credit card, bill payment services, merchant reward offers, and bitcoin gift card products. Fold also offers access to bitcoin buying, selling, and custody services through third-party partners, while allowing users to accumulate bitcoin through routine financial activity. The business serves consumers seeking a practical interface between traditional payments and digital assets, and its shares reflect a financial technology company operating at the intersection of consumer banking tools and bitcoin-based services.