Huntington Bancshares Incorporated - Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.875% Series J Non-Cumulative Perpetual Preferred Stock (HBANL) Financials

No reported quarters yet.

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	—	—	—	$8.1B	—
FY24	—	—	—	—	$7.4B	—
FY23	—	—	—	—	$7.3B	—
FY22	—	—	—	—	$7.3B	—
FY21	—	—	—	—	$6B	—
FY20	—	—	—	—	$4.8B	—
FY19	—	—	—	—	$4.7B	—
FY18	—	—	—	—	$4.5B	—
FY17	—	—	—	—	$4.3B	—
FY16	—	—	—	—	$3.5B	—

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$3.5B	$4.3B	$4.5B	$4.7B	$4.8B	$6B	$7.3B	$7.3B	$7.4B	$8.1B
YoY change	+17.8%	+22.4%	+4.71%	+3.48%	+3.17%	+24.4%	+21.1%	+0.68%	+1.12%	+10.1%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	3.5B	4.3B	4.5B	4.7B	4.8B	6B	7.3B	7.3B	7.4B	8.1B
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	1.5B	1.7B	1.7B	1.7B	1.8B	2.5B	2.6B	2.9B	2.9B	3.1B
Operating expenses	1.5B	1.7B	1.7B	1.7B	1.8B	2.5B	2.6B	2.9B	2.9B	3.1B
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—
Pretax income	920M	1.4B	1.6B	1.7B	972M	1.6B	2.8B	2.4B	2.4B	2.7B
Income tax	208M	208M	235M	248M	155M	294M	515M	413M	443M	459M
Net income	712M	1.2B	1.4B	1.4B	817M	1.3B	2.2B	2B	2B	2.2B
Net margin	20.2%	27.5%	30.9%	30.2%	17%	21.6%	31%	27%	26.5%	27.4%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	—	—	—	—	—	—	—	—	—	—
Diluted EPS	—	—	—	—	—	—	—	—	—	—

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	1.9B	1.7B	1.8B	1.8B	1.9B	2B	1.9B	1.9B	2.1B	2.1B	2.6B	2.8B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	676M	908M	721M	715M	732M	763M	737M	770M	800M	826M	961M	1B
Operating expenses	676M	908M	721M	715M	732M	763M	737M	770M	800M	826M	961M	1B
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	688M	247M	510M	586M	638M	669M	653M	638M	766M	631M	641M	896M
Income tax	136M	-1M	86M	106M	116M	135M	122M	96M	133M	108M	114M	165M
Net income	552M	248M	424M	480M	522M	534M	531M	542M	633M	523M	527M	731M
Net margin	29.4%	14.4%	24.2%	26.6%	27.9%	27.3%	27.7%	28%	29.7%	24.5%	20.5%	25.8%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	—	—	—	—	—	—	—	—	—	—	—	—
Diluted EPS	—	—	—	—	—	—	—	—	—	—	—	—

Market cap

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	—	—	—	—	—	—	—	—	—	0
Enterprise value	—	—	—	—	—	—	—	—	—	—	60B

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/S	—	—	—	—	—	—	—	—	—	—	0
P/B	—	—	—	—	—	—	—	—	—	—	1.72
EV/Sales	—	—	—	—	—	—	—	—	—	—	6.54

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	41.9%
Net margin	20.2%	27.5%	30.9%	30.2%	17%	21.6%	31%	27%	26.5%	27.4%	26.1%
ROE	6.91%	11%	12.5%	12%	6.29%	6.71%	12.7%	10.2%	9.91%	9.14%	9%
ROA	—	—	—	—	—	—	—	—	0.96%	0.99%	0.98%
Return on tangible assets	—	—	—	—	—	—	—	—	1.02%	1.05%	0.92%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Debt / equity	1.04	1.2	0.78	0.97	0.65	0.37	0.64	0.64	0.83	0.76	0.01
Debt / assets	—	—	—	—	—	—	—	—	0.08	0.08	0.08
Effective tax rate	22.6%	14.9%	14.4%	14.9%	15.9%	18.5%	18.6%	17.3%	18.4%	17.1%	17.7%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	—	—	—	—	—	—	—	—	—	—	5.32
Book value per share	—	—	—	—	—	—	—	—	—	—	14.7
FCF per share	—	—	—	—	—	—	—	—	—	—	1.03
Cash per share	—	—	—	—	—	—	—	—	—	—	8.22

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	3.41%	4.5%	2.44%	13%	12.1%	13.5%	23%	24%	22%	—	—
Capex / operating cash flow	11.4%	14.7%	6.14%	40.4%	72.3%	38.6%	54.5%	74.9%	100.2%	—	—
Payout ratio	42%	35.8%	41.9%	47.6%	85.4%	68.5%	44.9%	52.5%	53.4%	45.6%	47.9%
Dividend yield	—	—	—	—	—	—	—	—	—	—	6.83%

Yield

6.83%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.4298

ex-dividend Oct 1, 2026

Payout ratio

48%

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Oct 1, 2026upcoming	$0.4298
Jul 1, 2026	$0.4298
Apr 1, 2026	$0.4298
Dec 31, 2025	$0.4298
Oct 1, 2025	$0.4298
Jul 1, 2025	$0.4298
Apr 1, 2025	$0.4298
Dec 31, 2024	$0.4298

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$1.9B	$1.7B	$1.8B	$1.8B	$1.9B	$2B	$1.9B	$1.9B	$2.1B	$2.1B	$2.6B	$2.8B
YoY change	-1.31%	-12.2%	-8.69%	-2.06%	-0.16%	+13.5%	+9.46%	+7.49%	+13.9%	+9.47%	+34%	+46.4%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	2.2B	16.4B	2.9B	1.5B	7B	6.3B	7.4B	13.7B	17.2B	16B
Receivables	—	—	—	—	273M	294M	—	—	—	—
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	1B	1B	950M	918M	907M	357M	380M	320M	328M	474M
Goodwill & intangibles	5.2B	5.2B	5B	4.9B	4.8B	11.9B	12.6B	12.5B	12.5B	13.5B
Total assets	—	—	—	—	—	—	—	—	204.2B	225.1B
Accounts payable	—	—	—	—	—	—	—	—	—	—
Short-term debt	2.4B	3.7B	13M	1.6B	112M	14M	1.8B	2M	57M	1.2B
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	8.3B	9.2B	8.6B	9.8B	8.4B	7.1B	9.7B	12.4B	16.4B	17.2B
Total liabilities	—	—	—	—	—	—	—	—	184.4B	200.7B
Shareholders' equity	10.3B	10.8B	11.1B	11.8B	13B	19.3B	17.8B	19.4B	19.8B	24.4B
Total debt	10.8B	12.9B	8.6B	11.4B	8.5B	7.1B	11.5B	12.4B	16.4B	18.5B
Net debt	9.3B	11.4B	5.9B	10.1B	1.8B	1.2B	4.5B	2.1B	3.1B	4.4B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	12.1B	—	—	—	—	—	—	—	15.7B	16B	25.3B	21.7B
Receivables	—	—	—	—	—	—	—	—	—	—	—	—
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	—	—	—	—	—	—	—	—	—	474M	—	—
Goodwill & intangibles	12.6B	5.6B	5.6B	5.6B	5.6B	5.6B	5.6B	5.6B	12.4B	13.5B	22.5B	22.4B
Total assets	—	—	—	—	—	—	—	—	210.2B	225.1B	285.4B	284B
Accounts payable	—	—	—	—	—	—	—	—	—	—	—	—
Short-term debt	25M	—	—	—	—	—	—	—	108M	1.2B	1.9B	3.1B
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	12.8B	—	—	—	—	—	—	—	17.3B	17.2B	21.6B	18.7B
Total liabilities	—	—	—	—	—	—	—	—	187.9B	200.7B	252.8B	251.3B
Shareholders' equity	18.5B	—	—	—	—	—	—	—	22.3B	24.4B	32.6B	32.7B
Total debt	12.8B	—	—	—	—	—	—	—	17.4B	18.5B	23.5B	21.8B
Net debt	1.2B	—	—	—	—	—	—	—	4.2B	4.4B	3.8B	5.8B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	712M	1.2B	1.4B	1.4B	817M	1.3B	2.2B	2B	2B	2.2B
Depreciation & amortization	380M	413M	493M	386M	367M	391M	484M	798M	622M	762M
Stock-based compensation	66M	92M	78M	83M	77M	129M	105M	97M	106M	113M
Change in working capital	-271.8M	-560M	-224M	-431M	-357M	409M	-105M	-256M	-1B	-605M
Operating cash flow	1.1B	1.3B	1.8B	1.5B	809M	2.1B	3.1B	2.3B	1.6B	2.5B
Capital expenditure	-120M	-194M	-110M	607M	585M	808M	1.7B	1.8B	1.6B	—
Investing cash flow	-2.1B	-1.4B	1.4B	-220M	-1.3B	-7.3B	-2.2B	1.7B	-1.6B	5.1B
Dividends paid	-299M	-425M	-584M	-671M	-698M	-888M	-1B	-1B	-1B	-1B
Share repurchases	0	-260M	-939M	-441M	-92M	-1.4B	0	-82M	-410M	0
Financing cash flow	3.1B	1.6B	-4.6B	503M	-6.2B	-5.7B	4.1B	449M	1.8B	867M
Net change in cash	2B	1.5B	-1.4B	1.8B	-6.7B	-10.9B	5B	4.5B	1.9B	8.5B
Free cash flow	1.1B	1.8B	1.6B	1.5B	1.2B	1.8B	3.8B	2.5B	1.7B	2.2B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	552M	248M	424M	480M	522M	534M	531M	542M	633M	523M	527M	731M
Depreciation & amortization	214M	240M	190M	170M	132M	130M	209M	188M	175M	190M	191M	192M
Stock-based compensation	25M	24M	20M	33M	28M	25M	21M	32M	31M	29M	45M	50M
Change in working capital	211M	472M	-243M	-297M	-1.2B	701M	-915M	196M	0	114M	-869M	321M
Operating cash flow	976M	696M	359M	393M	-535M	1.4B	-175M	789M	487M	928M	524M	1.1B
Capital expenditure	-973M	1.8B	-32M	854M	-938M	1.7B	-54M	686M	—	—	—	—
Investing cash flow	261M	-186M	-1.3B	506M	-1.7B	962M	340M	847M	2.8B	893M	2.3B	-45M
Dividends paid	-265M	-263M	-262M	-260M	-262M	-262M	-253M	-254M	-254M	-255M	-291M	-357M
Share repurchases	—	—	—	—	—	—	—	—	—	—	-150M	-159M
Financing cash flow	-2.7B	-1.2B	1.9B	953M	93M	-125M	1.1B	-1.1B	-415M	383M	907M	-986M
Net change in cash	-1.5B	-666M	869M	1.9B	-2.1B	2.2B	1.3B	527M	2.9B	2.2B	3.7B	92M
Free cash flow	976M	838M	432M	245M	-490M	1.5B	459M	500M	446M	810M	400M	1B

Huntington Bancshares Incorporated - Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.875% Series J Non-Cumulative Perpetual Preferred Stock Financials

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

Market cap

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement