Inter & Co. Inc. Class A Common Shares (INTR) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 26	$0.19	$0.18	-5.3%	—	$2.6B	—
Q1 26	$0.17	$0.18	+5.9%	—	$2.4B	—
Q4 25	$0.16	$0.16	0.0%	—	$2.4B	—
Q3 25	$0.15	$0.14	-6.7%	—	$2.2B	—
Q2 25	$0.13	$0.13	0.0%	—	$2B	—
Q1 25	$0.12	$0.12	0.0%	—	$1.8B	—
Q4 24	$0.11	$0.11	0.0%	—	$1.8B	—
Q3 24	$0.1	$0.09	-10.0%	—	$316.5M	—
Q2 24	$0.09	$0.08	-11.1%	—	$1.5B	—
Q1 24	$0.08	$0.08	0.0%	—	$250.3M	—
Q4 23	$0.07	$0.08	+14.3%	—	$1.3B	—
Q3 23	$0.05	$0.05	0.0%	—	$1.3B	—
Q2 23	$0.02	$0.02	0.0%	—	$1.2B	—
Q1 23	$0.05	$0.03	-40.0%	—	$1B	—
Q4 22	$0.06	$0.08	+33.3%	—	$1B	—
Q3 22	—	-$0.01	—	—	$850.3M	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$2.98	—	—	$8.4B	—
FY24	—	$2.08	—	—	$6.4B	—
FY23	—	$0.75	—	—	$4.8B	—
FY22	—	-$0.03	—	—	$3.6B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$272.7M	$295.8M	$471.5M	$753.7M	$1.1B	$2.2B	$3.6B	$4.8B	$6.4B	$8.4B
YoY change	+9.33%	+8.46%	+59.4%	+59.8%	+48.7%	+98.2%	+60.4%	+33.4%	+34.7%	+31.3%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	272.7M	295.8M	471.5M	753.7M	1.1B	2.2B	3.6B	4.8B	6.4B	8.4B
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	143.1M	156.4M	261.5M	451.2M	781.5M	1.6B	2.2B	2.2B	2.7B	3.2B
Operating expenses	169.5M	194.7M	327.1M	563.6M	1B	2.2B	2.2B	2.2B	2.7B	3.2B
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—
Pretax income	29.1M	59.8M	93.9M	83.1M	-7M	-231.1M	-178.6M	439.8M	1.2B	1.6B
Income tax	3.2M	6M	24M	1.5M	-37.7M	-176M	-164.5M	87.6M	232.7M	226.9M
Net income	25.8M	53.8M	69.8M	81.6M	30.7M	-55.1M	-14.1M	352.3M	972.8M	1.4B
Net margin	9.47%	18.2%	14.8%	10.8%	2.74%	-2.48%	-0.4%	7.41%	15.2%	16.6%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	0.01	0.35	0.54	0.11	0	-0.01	-0.03	0.75	2.08	2.98
Diluted EPS	0.01	0.34	0.54	-0.11	0	-0.01	-0.03	0.75	2.07	2.96

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	1.3B	1.3B	250.3M	1.5B	316.5M	1.8B	1.8B	2B	2.2B	2.4B	2.4B	2.6B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	563.1M	574.9M	103M	595.1M	135.6M	768.4M	751.3M	780.8M	815.2M	887.7M	883.2M	908.5M
Operating expenses	563.1M	574.9M	103M	595.1M	135.6M	768.4M	751.3M	780.8M	815.2M	887.7M	883.2M	908.5M
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	145.4M	208.3M	48.9M	297.6M	55.5M	340.3M	357.5M	383.5M	417.9M	465.2M	477.1M	510.8M
Income tax	41.2M	48.6M	14M	74.9M	6.4M	45.3M	50.8M	51.4M	61.9M	62.8M	59.6M	65.1M
Net income	104.2M	159.7M	34.9M	222.7M	49.1M	295M	306.8M	332.2M	356M	402.4M	417.5M	445.7M
Net margin	8.23%	12.2%	13.9%	15.1%	15.5%	16%	16.7%	16.6%	16.5%	16.8%	17.1%	16.9%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	0.23	—	0.43	0.48	0.56	—	0.65	0.72	0.76	—	0.89	0.95
Diluted EPS	0.23	—	0.43	0.47	0.54	—	0.65	0.71	0.75	—	0.89	0.94

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	—	—	—	—	—	—	13.1B	—	3.7B	2.2B
Enterprise value	—	—	—	—	—	—	—	923.8M	—	3.3B	3.2B
Shares outstanding	14.7B	786.9M	498.2M	12.1B	12.8B	14.5B	2.3B	2.4B	435.9M	440.2M	440.2M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	—	—	—	—	—	—	37.2	—	2.67	7.74
P/S	—	—	—	—	—	—	—	2.76	—	0.44	0.34
P/B	—	—	—	—	—	—	—	1.73	—	0.36	1.11
EV/Sales	—	—	—	—	—	—	—	0.19	—	0.39	2.46
Earnings yield	—	—	—	—	—	—	—	2.69%	—	37.4%	12.9%
FCF yield	—	—	—	—	—	—	—	55.4%	—	191.8%	59%
PEG	—	—	—	—	—	—	—	—	—	—	0.24

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	29.7%
Net margin	9.47%	18.2%	14.8%	10.8%	2.74%	-2.48%	-0.4%	7.41%	15.2%	16.6%	22.9%
ROE	7.31%	14%	7.36%	3.71%	0.92%	-0.65%	-0.2%	4.64%	10.7%	13.4%	16.2%
ROA	—	—	—	—	—	—	—	—	1.27%	1.42%	1.73%
Return on tangible assets	—	—	—	—	—	—	—	—	1.34%	1.48%	1.64%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Debt / equity	0.11	1.62	0.63	0.8	0.52	0.44	0.9	1.1	1.12	1.45	0
Debt / assets	—	—	—	—	—	—	—	—	0.13	0.15	0.17
Effective tax rate	11.1%	9.98%	25.6%	1.85%	0%	0%	0%	19.9%	19.3%	14%	13.3%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	0.02	0.38	0.95	0.06	0.09	0.15	1.55	2.01	14.7	19.1	15.1
EPS (basic)	0.01	0.35	0.54	0.11	0	-0.01	-0.03	0.75	2.08	2.98	2.98
EPS (diluted)	0.01	0.34	0.54	-0.11	0	-0.01	-0.03	0.75	2.07	2.96	0.66
Book value per share	0.02	0.49	1.91	0.18	0.26	0.58	3.09	3.22	20.8	23.6	4.61
FCF per share	0.03	0.02	1.15	0.06	0.22	-0.01	0.8	3.08	7.45	16.3	3.25
Cash per share	0.05	1.12	3.59	0.35	0.76	1.1	6.78	8.7	63.7	35.2	14.2
Capex per share	0	0	0.01	0	0	0	0.01	0.01	0.19	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	0.5%	0.57%	1.34%	1.65%	0.89%	1.42%	0.78%	0.38%	1.28%	—	—
Capex / operating cash flow	0.23%	0.79%	0.56%	0.75%	0.14%	0.4%	0.4%	0.13%	0.83%	—	—
Payout ratio	28.5%	0%	0%	0%	123.4%	-35.7%	-8.7K%	6.7%	7.07%	14.6%	17%
Dividend yield	—	—	—	—	—	—	—	0.18%	—	5.45%	8.97%

Yield

8.97%

trailing twelve months

Frequency

Annual

Last dividend

$0.1131

ex-dividend Feb 20, 2026

Payout ratio

17%

of earnings

Dividend growth

1 year

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Feb 20, 2026	$0.1131
Feb 14, 2025	$0.08
Apr 15, 2024	$0.03

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$1.3B	$1.3B	$250.3M	$1.5B	$316.5M	$1.8B	$1.8B	$2B	$2.2B	$2.4B	$2.4B	$2.6B
YoY change	+48.8%	+31.1%	-75.6%	+28.6%	-75%	+40.5%	+634.2%	+35.5%	+583.2%	+30%	+32.8%	+31.6%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	780.4M	878.5M	1.8B	4.2B	9.7B	16.1B	15.5B	20.5B	27.8B	15.5B
Receivables	2.3M	3.4M	—	634.1M	1.7B	213.8M	205.2M	397.7M	211.9M	287.9M
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	11.8M	18.5M	13.8M	22.5M	29.9M	19.2M	150.6M	128.5M	319.6M	327.7M
Goodwill & intangibles	0	1.9M	52.9M	158.5M	449M	861M	2.5B	2.7B	3.7B	4B
Total assets	—	—	—	—	—	—	—	—	76.5B	98.6B
Accounts payable	42.7M	56.3M	—	—	—	4.1B	5.5B	7.2B	9.2B	12B
Short-term debt	—	1.4M	1.3M	1.3M	1.2M	—	—	—	1M	4.6M
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	37.4M	621.9M	597M	1.8B	1.8B	3.7B	6.4B	8.3B	10.1B	15.1B
Total liabilities	—	—	—	—	—	—	—	—	67.4B	88.2B
Shareholders' equity	353.6M	384.1M	949M	2.2B	3.4B	8.4B	7.1B	7.6B	9.1B	10.4B
Total debt	37.4M	623.3M	598.4M	1.8B	1.8B	3.7B	6.4B	8.3B	10.1B	15.1B
Net debt	-494.7M	59.2M	-1.2B	-2B	-2.6B	-1.2B	537M	2B	3.3B	3.8B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	18.1B	20.5B	3.9B	22.8B	4.4B	27.8B	28.5B	27.8B	32.4B	15.5B	15.4B	16.8B
Receivables	307.6M	397.7M	50.8M	212.7M	37.8M	211.9M	214.3M	259.3M	290.5M	287.9M	311.1M	332.9M
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	135.2M	128.5M	26.4M	151.7M	58.9M	319.6M	308.4M	325.5M	315.1M	327.7M	308.7M	300.8M
Goodwill & intangibles	2.6B	2.7B	570.4M	3.3B	646.2M	3.7B	3.9B	3.9B	4B	4B	4.2B	4.3B
Total assets	—	—	11.2B	66.6B	13.2B	76.5B	80.6B	84.7B	91.8B	98.6B	99.1B	102.9B
Accounts payable	6.7B	7.2B	1.4B	8B	1.6B	9.2B	9.7B	10.7B	11.2B	12B	12B	12.4B
Short-term debt	4.4M	—	835.9K	3.3M	305.1K	1M	795K	3.8M	6M	4.6M	320.3M	568.8M
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	7.7B	8.3B	1.5B	8.8B	1.8B	10.1B	11.2B	12.1B	13B	15.1B	15.5B	16.6B
Total liabilities	—	—	9.7B	58B	11.5B	67.4B	71.5B	75.3B	82B	88.2B	88.7B	92.3B
Shareholders' equity	7.4B	7.6B	1.5B	8.6B	1.7B	9.1B	9B	9.4B	9.8B	10.4B	10.4B	10.6B
Total debt	7.7B	8.3B	1.5B	8.8B	1.8B	10.1B	11.2B	12.1B	13B	15.1B	15.8B	17.1B
Net debt	2.2B	2B	375.3M	1.8B	740.9M	3.3B	4.1B	4.6B	4.1B	3.8B	5.6B	6.1B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	25.8M	53.8M	69.8M	81.6M	30.7M	-55.1M	-14.1M	352.3M	972.8M	1.4B
Depreciation & amortization	1.3M	1.4M	2.6M	14.1M	43.7M	58.3M	164M	160.4M	208.8M	340.7M
Stock-based compensation	—	0	1.3M	103K	—	—	—	—	—	—
Change in working capital	570.8M	143.3M	1B	1.6B	6.9B	7.9B	7.1B	13.7B	8.5B	17.3B
Operating cash flow	594.8M	211.8M	1.1B	1.7B	6.9B	8B	6.9B	14.1B	9.8B	7.7B
Capital expenditure	-1.4M	-1.7M	-6.3M	-12.4M	-10M	-31.6M	-27.7M	-17.9M	-82M	—
Investing cash flow	-131.6M	-70.6M	-8.7M	-475.6M	-4.9B	-6.9B	200.6M	-4.4B	-7.3B	-4.3B
Dividends paid	-7.4M	0	0	0	-37.9M	-19.7M	-1.2B	-23.6M	-68.8M	-203.6M
Share repurchases	-646K	0	-53K	0	-153.1M	-29.3M	0	-16.4M	-19M	-27.1M
Financing cash flow	-8M	62K	522.8M	1.2B	1.1B	5.4B	-1.2B	-38.7M	683M	-269.4M
Net change in cash	455.1M	141.3M	1.6B	2.4B	3.1B	6.5B	5.9B	9.6B	3.2B	3.1B
Free cash flow	440.1M	17M	574.7M	783.3M	2.8B	-196.3M	1.8B	7.3B	3.2B	7.2B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	104.2M	159.7M	34.9M	222.7M	49.1M	295M	306.8M	352.4M	336.3M	459.3M	394.8M	421.1M
Depreciation & amortization	40.6M	41.2M	7.5M	53M	10.1M	60.5M	67.4M	76.6M	84.5M	112.1M	93.4M	110.3M
Stock-based compensation	—	—	—	—	—	—	—	—	—	—	—	—
Change in working capital	3.5B	4B	-75.8M	2.6B	346.3M	4.6B	2.7B	4.6B	6.7B	3.3B	3B	-1.9B
Operating cash flow	3.6B	4.2B	-31.9M	2.9B	410.2M	4.9B	3.1B	2.6B	4B	-145.3M	1.5B	-3.3B
Capital expenditure	-4.7M	-4.9M	-3.8M	-8.8M	-5.2M	-24.2M	-6.6M	—	—	—	—	—
Investing cash flow	-1.2B	-1.6B	-178.5M	-323.9M	-487.4M	-3.4B	-579.3M	976.5M	-3B	-1.7B	-517.6M	2.3B
Dividends paid	-3.7M	-3.9M	-405.8K	-66.5M	0	0	-208.1M	4.6M	0	0	-293.9M	34.3M
Share repurchases	0	10.2M	-2.9M	-2.5M	-188	0	—	—	0	0	—	—
Financing cash flow	-18.7M	6.3M	138.4M	-88.3M	-194.8K	-1.9M	-288.5M	1.8M	-22.7M	67.1M	-282.9M	-139.1M
Net change in cash	2.4B	2.6B	-72.1M	2.5B	-77.4M	1.5B	2.2B	3.5B	956M	-1.8B	653.1M	-1.1B
Free cash flow	1.8B	1.5B	-222.9M	359.2M	374.5M	2.2B	1.2B	2.4B	3.8B	-283.7M	1.3B	-3.4B

Inter & Co. Inc. Class A Common Shares Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement