OptimumBank Holdings

OptimumBank Holdings Inc. is a bank holding company that serves as the parent organization of OptimumBank, a community-focused banking institution. OptimumBank Holdings Inc. provides a range of consumer and commercial banking services designed for individuals, small businesses, and corporate customers. Through its banking platform, the company offers deposit accounts, savings products, checking accounts, money market and cash management services, business banking solutions, online banking, wire transfers, ACH services, debit cards, and ATM access. It also supports lending and financing activities through its subsidiary structure, which includes banking and non-bank financial operations. Headquartered in Fort Lauderdale, Florida, OptimumBank Holdings Inc. plays a role in regional banking by combining traditional relationship-based service with digital and transaction-processing capabilities for everyday financial needs and business operations.