Pathfinder Bancorp

Pathfinder Bancorp Inc. is a bank holding company that operates through Pathfinder Bank, providing a broad range of banking and financial services to individuals, families, small to mid-size businesses, and municipalities. Its product lineup includes checking, savings, and money market accounts, certificates of deposit, and a diversified loan portfolio spanning commercial real estate, residential mortgages, construction, consumer lending, and tax-exempt loans. The company also offers business-focused services such as cash management, remote deposit capture, merchant card solutions, overdraft protection, and mobile payments, along with property, casualty, and life insurance brokerage services. Headquartered in Oswego, New York, Pathfinder Bancorp Inc. plays a regional role in deposit gathering, lending, and relationship-based community banking.