Simmons First National Corporation Class A Common Stock (SFNC) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q4 26	$0.52	$0.5	-3.8%	—	—	—
Q3 26	$0.47	$0.47	0.0%	—	—	—
Q2 26	$0.47	$0.46	-2.1%	—	—	—
Q1 26	$0.39	$0.44	+12.8%	—	—	—
Q4 25	$0.36	$0.26	-27.8%	—	—	—
Q3 25	$0.35	$0.39	+11.4%	—	—	—
Q2 25	$0.33	$0.37	+12.1%	—	—	—
Q1 25	$0.31	$0.33	+6.5%	—	—	—
Q4 24	$0.33	$0.32	-3.0%	—	—	—
Q3 24	$0.36	$0.4	+11.1%	—	—	—
Q2 24	$0.35	$0.39	+11.4%	—	—	—
Q1 24	$0.41	$0.48	+17.1%	—	—	—
Q4 23	$0.47	$0.37	-21.3%	—	—	—
Q3 23	$0.6	$0.64	+6.7%	—	—	—
Q2 23	$0.61	$0.64	+4.9%	—	—	—
Q1 23	$0.49	$0.52	+6.1%	—	—	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	-$2.96	—	—	$93.9M	—
FY24	—	$0.38	—	—	$762.8M	—
FY23	—	$1.39	—	—	$781.5M	—
FY22	—	$2.07	—	—	$875.1M

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$407.3M	$481.5M	$682.1M	$790.6M	$860.9M	$768.4M	$875.1M	$781.5M	$762.8M	$93.9M
YoY change	+11.9%	+18.2%	+41.7%	+15.9%	+8.89%	-10.7%	+13.9%	-10.7%	-2.4%	-87.7%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	407.3M	481.5M	682.1M	790.6M	860.9M	768.4M	875.1M	781.5M	762.8M	93.9M
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	143.9M	169.2M	233.9M	248.7M	271.1M	275.5M	327.5M	340.1M	335.4M	346.1M
Operating expenses	143.9M	169.2M	233.9M	248.7M	271.1M	275.5M	327.5M	340.1M	335.4M	346.1M
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—
Pretax income	143.4M	154.9M	266.1M	302.4M	319.8M	332.5M	306.6M	200.6M	171.3M	-527.7M
Income tax	46.6M	62M	50.4M	64.3M	64.9M	61.3M	50.1M	25.5M	18.6M	-130.1M
Net income	96.8M	92.9M	215.7M	238.2M	254.9M	271.2M	256.4M	175.1M	152.7M	-397.6M
Net margin	23.8%	19.3%	31.6%	30.1%	29.6%	35.3%	29.3%	22.4%	20%	-423.3%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	1.58	1.34	2.34	2.42	2.32	2.47	2.07	1.39	0.38	-2.96
Diluted EPS	1.56	1.33	2.32	2.41	2.31	2.47	2.06	1.38	0.38	-2.96

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	194.1M	175.5M	191.8M	194M	171.6M	205.4M	206.5M	211M	-572.7M	249.1M	238.3M	245.6M
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	77.8M	88.2M	86.4M	82.8M	81.8M	84.4M	87M	85.4M	88.3M	85.4M	84.9M	87M
Operating expenses	77.8M	88.2M	86.4M	82.8M	81.8M	84.4M	87M	85.4M	88.3M	85.4M	84.9M	87M
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	56.5M	19.4M	45M	46.8M	25.5M	54.1M	38.2M	63.6M	-723.5M	94M	86.1M	83.4M
Income tax	9.2M	-4.5M	6.1M	6M	761K	5.7M	5.8M	8.9M	-160.7M	15.9M	17.5M	16.7M
Net income	47.2M	23.9M	38.9M	40.8M	24.7M	48.3M	32.4M	54.8M	-562.8M	78.1M	68.5M	66.7M
Net margin	24.3%	13.6%	20.3%	21%	14.4%	23.5%	15.7%	26%	98.3%	31.3%	28.8%	27.2%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	0.38	0.19	0.31	0.32	0.2	—	0.26	0.43	-4.01	0.54	0.47	0.46
Diluted EPS	0.37	0.19	0.31	0.32	0.2	—	0.26	0.43	-4.01	0.54	0.47	0.46

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	1.9B	—	2.2B	—	2.4B	3.3B	—	2.5B	2.8B	—	3.3B
Enterprise value	794.4M	—	937.6M	—	-2.8B	-3.8B	—	78.7M	1.8B	—	4.1B
Shares outstanding	61.4M	92M	92.3M	113.6M	110.1M	109.9M	127M	126.3M	127.2M	144.8M	144.8M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	19.7	—	10.3	—	9.32	12	—	14.3	18.5	—	14.1
P/S	4.69	—	3.27	—	2.76	4.23	—	3.21	3.7	—	30.1
P/B	1.66	—	0.99	—	0.8	1	—	0.73	0.8	—	0.95
EV/Sales	1.95	—	1.37	—	-3.31	-4.94	—	0.1	2.42	—	36.8
Earnings yield	5.07%	—	9.68%	—	10.7%	8.34%	—	6.98%	5.41%	—	7.09%
FCF yield	3.79%	—	8.85%	—	7.96%	7.07%	—	20.3%	13.5%	—	-12%
PEG	—	—	—	—	—	—	—	—	—	—	2.02

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	38.3%
Net margin	23.8%	19.3%	31.6%	30.1%	29.6%	35.3%	29.3%	22.4%	20%	-423.3%	0%
ROE	8.41%	4.46%	9.6%	7.97%	8.56%	8.35%	7.84%	5.11%	4.33%	-11.6%	-9.94%
ROA	—	—	—	—	—	—	—	—	0.57%	-1.62%	-1.36%
Return on tangible assets	—	—	—	—	—	—	—	—	0.64%	-1.83%	-1.59%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Debt / equity	0.29	0.73	0.76	0.56	0.58	0.53	0.37	0.39	0.32	0.18	0
Debt / assets	—	—	—	—	—	—	—	—	0.04	0.03	0.05
Effective tax rate	32.5%	40%	18.9%	21.2%	20.3%	18.4%	16.4%	12.7%	10.9%	0%	0%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	6.63	5.23	7.39	6.96	7.82	6.99	6.89	6.19	6	0.65	0.77
EPS (basic)	1.58	1.34	2.34	2.42	2.32	2.47	2.07	1.39	0.38	-2.96	-2.96
EPS (diluted)	1.56	1.33	2.32	2.41	2.31	2.47	2.06	1.38	0.38	-2.96	-2.72
Book value per share	18.7	22.7	24.3	26.3	27	29.6	25.7	27.1	27.8	23.6	24.1
FCF per share	1.18	0.87	2.14	1.66	1.72	2.09	2.26	4.02	2.99	2.84	3.32
Cash per share	23.6	23.8	32.4	37.8	63.1	79.8	35.7	29.8	16.4	20.2	4.63
Capex per share	0.28	0.33	0.32	0.6	0.12	0.38	0.28	0.26	0.36	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	4.24%	6.38%	4.36%	8.58%	1.5%	5.5%	4.03%	4.23%	5.97%	—	—
Capex / operating cash flow	14.5%	19.4%	11.5%	21.3%	4.19%	10.2%	10.2%	7.17%	13%	—	—
Payout ratio	29.7%	37.8%	25.8%	27%	29.3%	29.1%	36.7%	57.7%	69.1%	-28.9%	66.5%
Dividend yield	1.51%	—	2.5%	—	3.14%	2.43%	—	4.03%	3.74%	—	3.77%

Yield

3.77%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.215

ex-dividend Sep 15, 2026

Payout ratio

67%

of earnings

Dividend growth

12 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Sep 15, 2026	$0.215
Jun 15, 2026	$0.215
Mar 13, 2026	$0.215

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$194.1M	$175.5M	$191.8M	$194M	$171.6M	$205.4M	$206.5M	$211M	-$572.7M	$249.1M	$238.3M	$245.6M
YoY change	-16.9%	-25.1%	-7.44%	-5.26%	-11.5%	+17%	+7.71%	+8.76%	-433.7%	+21.3%	+15.4%	+16.4%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	1.4B	2.2B	3B	4.3B	6.9B	8.8B	4.5B	3.8B	2.1B	2.9B
Receivables	27.8M	43.5M	49.9M	62.7M	72.6M	73M	102.9M	122.4M	123.2M	104.1M
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	—	—	—	183.1M	148.4M	162.6M	178.2M	182M	181.2M	143.4M
Goodwill & intangibles	802.9M	1.9B	1.9B	2.4B	2.4B	2.5B	2.9B	2.9B	2.8B	2.8B
Total assets	—	—	—	—	—	—	—	—	26.9B	24.5B
Accounts payable	65.1M	78M	102.8M	165.4M	217.4M	201.9M	257.9M	—	—	—
Short-term debt	—	75M	—	—	—	—	—	—	—	—
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	333.6M	1.4B	1.7B	1.7B	1.7B	1.7B	1.2B	1.3B	1.1B	620M
Total liabilities	—	—	—	—	—	—	—	—	23.3B	21.1B
Shareholders' equity	1.2B	2.1B	2.2B	3B	3B	3.2B	3.3B	3.4B	3.5B	3.4B
Total debt	333.6M	1.5B	1.7B	1.7B	1.7B	1.7B	1.2B	1.3B	1.1B	620M
Net debt	43.3M	919.2M	861M	684.7M	-1.7B	69.6M	542.4M	724.3M	424.2M	-92M

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	4B	3.8B	3.6B	3.5B	3.3B	2.1B	3.1B	3B	2.9B	2.9B	2.7B	2.7B
Receivables	110.4M	122.4M	122.8M	126.6M	125.7M	123.2M	117.4M	120.4M	104.4M	104.1M	101.6M	103M
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	185.2M	182M	186.9M	187.5M	184.4M	181.2M	161M	159.3M	153.2M	143.4M	125.9M	117.7M
Goodwill & intangibles	2.9B	2.9B	2.9B	2.9B	2.8B	2.8B	2.8B	2.8B	2.8B	2.8B	2.8B	2.8B
Total assets	—	—	27.4B	27.4B	27.3B	26.9B	26.8B	26.7B	24.2B	24.5B	24.7B	24.8B
Accounts payable	259.1M	—	—	—	—	—	—	—	—	—	—	—
Short-term debt	—	—	—	—	—	—	—	—	—	—	—	—
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	1.7B	1.3B	1.2B	1.7B	1.4B	1.1B	1.3B	1B	667.8M	620M	762.5M	1.3B
Total liabilities	—	—	23.9B	23.9B	23.7B	23.3B	23.3B	23.1B	20.9B	21.1B	21.3B	21.3B
Shareholders' equity	3.3B	3.4B	3.4B	3.5B	3.5B	3.5B	3.5B	3.5B	3.4B	3.4B	3.4B	3.5B
Total debt	1.7B	1.3B	1.2B	1.7B	1.4B	1.1B	1.3B	1B	667.8M	620M	762.5M	1.3B
Net debt	1.1B	724.3M	634.6M	1.1B	808.6M	424.2M	616.8M	356.2M	24.1M	-92M	213.9M	663.7M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	96.8M	92.9M	215.7M	238.2M	254.9M	271.2M	256.4M	175.1M	152.7M	-397.6M
Depreciation & amortization	17M	21.1M	28.4M	36.3M	49M	47.2M	49M	47.9M	46.1M	40.8M
Stock-based compensation	3.4M	10.7M	9.7M	12.9M	13.2M	15.9M	15.3M	12.2M	11.3M	10.8M
Change in working capital	-20M	-4.1M	-7.4M	-735K	32.2M	-79.7M	-18.9M	240.5M	153.7M	100.2M
Operating cash flow	118.8M	158.1M	258.9M	318.2M	307.7M	412.5M	346.7M	461.7M	350.4M	449.5M
Capital expenditure	-17.3M	-30.7M	-29.7M	-67.8M	-12.9M	-42.2M	-35.3M	-33.1M	-45.5M	—
Investing cash flow	107.7M	357.8M	-505.7M	475M	-190.1M	-4.9B	879.3M	532.7M	570.7M	2.2B
Dividends paid	-28.8M	-35.1M	-55.6M	-64.3M	-74.6M	-78.9M	-94.1M	-101M	-105.4M	-115M
Share repurchases	-30.9M	0	0	-52.1M	-113.3M	-133.2M	-111.1M	-40.3M	0	0
Financing cash flow	46.6M	483.7M	122.1M	-331.7M	-149.4M	-293.9M	-778.1M	-28.2M	-332.4M	-277M
Net change in cash	273.1M	999.7M	-124.6M	461.4M	-31.8M	-4.8B	447.8M	966.3M	588.7M	2.4B
Free cash flow	72.2M	80.3M	197.2M	188.2M	189.3M	229.9M	286.9M	507.9M	380.4M	411.4M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	—	—	—	—	—	—	—	—	-562.8M	78.1M	68.5M	66.7M
Depreciation & amortization	—	—	—	—	—	—	—	—	10M	9.8M	10M	9.9M
Stock-based compensation	1.6M	2.6M	4.4M	3.1M	1.3M	2.4M	5.3M	3.3M	3.9M	-1.8M	3.6M	3.4M
Change in working capital	—	—	—	—	—	—	—	—	138M	766K	-64.1M	46.2M
Operating cash flow	1.6M	2.6M	4.4M	3.1M	1.3M	2.4M	5.3M	3.3M	223.4M	115.7M	40.3M	144.6M
Capital expenditure	—	—	—	—	—	—	—	—	—	—	—	—
Investing cash flow	—	—	—	—	—	—	—	—	1.9B	64.6M	134.3M	42.7M
Dividends paid	—	—	—	—	—	—	—	—	-30.8M	-30.8M	-31.2M	-31.1M
Share repurchases	—	—	—	—	—	—	—	—	—	—	—	—
Financing cash flow	—	—	—	—	—	—	—	—	-362M	-77.8M	113.3M	463.4M
Net change in cash	1.6M	2.6M	4.4M	3.1M	1.3M	2.4M	5.3M	3.3M	1.8B	102.4M	287.9M	650.6M
Free cash flow	—	—	—	—	—	—	—	—	216.7M	105.7M	34M	125.5M

Date	Ratio
Feb 9, 2018	2:1
May 2, 2003	2:1
Dec 9, 1996	3:2
Jun 8, 1992	2:1

Simmons First National Corporation Class A Common Stock Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history