StoneCo Ltd. Class A Common Shares (STNE) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 26	$2.42	$2.4	-0.8%	—	$3.3B	—
Q1 26	$2.22	$2.19	-1.4%	—	$3.6B	—
Q4 25	$2.65	$2.84	+7.2%	—	$3.5B	—
Q3 25	$2.34	$2.51	+7.3%	—	$3.4B	—
Q2 25	$2.05	$2.33	+13.7%	—	—	—
Q1 25	$1.85	$1.97	+6.5%	—	—	—
Q4 24	$1.96	$2.26	+15.3%	—	—	—
Q3 24	$1.77	$1.94	+9.6%	—	—	—
Q2 24	$1.52	$1.58	+3.9%	—	—	—
Q1 24	$1.44	$1.42	-1.4%	—	—	—
Q4 23	$1.48	$1.76	+18.9%	—	—	—
Q3 23	$1.11	$1.32	+18.9%	—	—	—
Q2 23	$0.87	$0.94	+8.0%	—	$2.8B	—
Q1 23	$0.68	$0.73	+7.4%	—	$2.6B	—
Q4 22	$0.63	$0.72	+14.3%	—	$2.6B	—
Q3 22	$0.31	$0.6	+93.5%	—	$2.4B	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$10.5	—	—	$13.4B	—
FY24	—	-$5.27	—	—	$12.7B	—
FY23	—	$5.09	—	—	$11.4B	—
FY22	—	-$1.67	—	—	$9B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$423.2M	$741.3M	$1.5B	$2.4B	$3.2B	$4.6B	$9B	$11.4B	$12.7B	$13.4B
YoY change	—	+75.2%	+106.3%	+56.2%	+33%	+44%	+97%	+26%	+12.1%	+5.19%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	423.2M	741.3M	1.5B	2.4B	3.2B	4.6B	9B	11.4B	12.7B	13.4B
Cost of revenue	133.2M	224.1M	323M	427M	769.9M	1.7B	2.7B	3B	3.4B	3.4B
Gross profit	290M	517.2M	1.2B	2B	2.4B	2.9B	6.3B	8.4B	9.4B	10B
Gross margin	68.5%	69.8%	78.9%	82.1%	75.8%	62.6%	70.4%	73.8%	73.4%	74.9%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	155.6M	266.6M	443M	646.4M	898.4M	1.8B	2.6B	2.9B	3.2B	3.1B
Operating expenses	211.3M	400.8M	512.3M	704.1M	1.1B	1.8B	2.6B	2.9B	3.2B	3.1B
Operating income	134.4M	250.6M	763.5M	1.3B	1.5B	1B	3.7B	5.5B	6.1B	7B
Operating margin	31.8%	33.8%	49.9%	55.1%	47.5%	22.7%	41.2%	48.3%	48%	52%
Non-operating income, net	-55.6M	-134.5M	-69.7M	-58.5M	-184M	-1.5B	-1.2B	-201.2M	-3.9B	-463M
Pretax income	-149.2M	-95.7M	442.3M	1.1B	1.1B	-1.4B	-387.3M	2B	-1B	2.8B
Income tax	-27M	9.3M	137.1M	286.5M	290.2M	-68.2M	139.1M	370.4M	489.4M	412.8M
Net income	-122.2M	-105M	305.2M	804.2M	837.4M	-1.4B	-526.4M	1.6B	-1.5B	2.3B
Net margin	-28.9%	-14.2%	20%	33.7%	26.3%	-30.1%	-5.84%	14.1%	-11.8%	17.5%
EBITDA	138.4M	198.6M	835.7M	1.6B	1.7B	822.1M	2.2B	3.5B	4.5B	5.7B
EPS	-0.42	-0.39	1.3	2.9	2.95	-4.4	-1.67	5.09	-5.27	10.5
Diluted EPS	-0.42	-0.39	1.29	2.85	2.91	-4.4	-1.67	4.74	-5.27	10.5

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	—	—	—	—	—	—	—	—	3.4B	3.5B	3.6B	3.3B
Cost of revenue	—	—	—	—	—	—	—	—	817.8M	911.5M	989M	1.1B
Gross profit	2.2B	2.3B	2.1B	393.1M	2.2B	2.6B	2.6B	2.4B	2.6B	2.6B	2.6B	2.2B
Gross margin	—	—	—	—	—	—	—	—	75.9%	74.2%	72.4%	65.7%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	—	—	—	—	—	—	—	—	760.9M	817.3M	753.6M	754.4M
Operating expenses	—	—	—	—	—	—	—	—	760.9M	817.3M	753.6M	754.4M
Operating income	—	—	—	—	—	—	—	—	1.8B	1.8B	1.8B	1.4B
Operating margin	—	—	—	—	—	—	—	—	53.5%	51.2%	51.3%	43.1%
Non-operating income, net	—	—	—	—	—	—	—	—	-48.2M	-169.4M	-103.8M	-116.1M
Pretax income	—	—	—	—	—	—	—	—	800.9M	669.6M	627M	489.6M
Income tax	—	—	—	—	—	—	—	—	132.7M	59.6M	-1.2B	39.6M
Net income	—	—	—	—	—	—	—	—	715.3M	504.2M	1.7B	449.9M
Net margin	—	—	—	—	—	—	—	—	21.1%	14.2%	47.8%	13.5%
EBITDA	—	—	—	—	—	—	—	—	1.6B	1.4B	2B	1.4B
EPS	1.3	—	1.21	1.61	1.82	-9.97	1.84	2.22	2.67	2.95	6.89	1.86
Diluted EPS	1.25	—	1.18	1.58	1.78	-9.97	1.8	2.17	2.6	2.95	6.73	1.81

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	—	—	—	141.9B	30.4B	17.2B	32B	—	—	2.1B
Enterprise value	—	—	—	—	136.7B	30B	13.8B	25.5B	—	—	2.1B
Shares outstanding	1.6B	1.6B	1.4B	1.6B	1.7B	1.8B	1.8B	1.8B	286M	248.9M	248.9M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	—	—	—	169.4	—	—	20	—	—	3.52
P/S	—	—	—	—	44.6	6.65	1.91	2.82	—	—	0.16
P/B	—	—	—	—	9.46	2.23	1.33	2.18	—	—	1.21
EV/EBITDA	—	—	—	—	79.3	36.4	6.3	7.27	—	—	1.61
EV/Sales	—	—	—	—	43	6.55	1.53	2.24	—	—	0.81
Earnings yield	—	—	—	—	0.59%	—	—	5%	—	—	28.4%
FCF yield	—	—	—	—	-0.28%	7.58%	5.58%	1.37%	—	—	63.8%
PEG	—	—	—	—	—	—	—	—	—	—	-0.22

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Gross margin	68.5%	69.8%	78.9%	82.1%	75.8%	62.6%	70.4%	73.8%	73.4%	74.9%	65.7%
Operating margin	31.8%	33.8%	49.9%	55.1%	47.5%	22.7%	41.2%	48.3%	48%	52%	39.6%
Net margin	-28.9%	-14.2%	20%	33.7%	26.3%	-30.1%	-5.84%	14.1%	-11.8%	17.5%	24.7%
ROE	-20.8%	-21.8%	5.99%	13.5%	5.59%	-10.1%	-4.06%	10.9%	-12.7%	21.2%	34%
ROA	-3.18%	-1.58%	2.3%	4.1%	2.64%	-3.27%	-1.25%	3.29%	-2.75%	3.75%	6.86%
ROIC	34.4%	14.6%	10.8%	11%	11.5%	7.88%	38.8%	54.8%	60.1%	28.5%	44.4%
Return on tangible assets	-3.64%	-1.7%	2.41%	4.26%	2.82%	-5.39%	-2.11%	5.15%	-3.43%	4.01%	6.28%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	1.06	1.57	2.05	1.55	2.19	1.31	1.22	1.27	1.37	1.37	1.26
Quick ratio	1.06	1.57	2.05	1.55	2.19	1.31	1.22	1.27	1.37	1.37	1.26
Debt / equity	0.07	4.31	0.56	1.13	0.41	0.61	0.43	0.38	1.09	1.59	1.88
Debt / assets	0.01	0.31	0.21	0.34	0.19	0.2	0.13	0.11	0.24	0.28	0.28
Net debt / EBITDA	-1.42	6.23	-0.28	1.77	-3.02	-0.58	-1.54	-1.87	-0.37	1.71	1.02
Interest coverage	0.39	0.6	2.47	4.09	4.32	-1.89	0.59	3.83	0.04	2.45	1.91
Effective tax rate	0%	0%	31%	26.3%	25.7%	0%	0%	18.8%	0%	14.8%	0%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	0.26	0.46	1.13	1.47	1.88	2.53	4.95	6.4	44.5	53.8	54
EPS (basic)	-0.42	-0.39	1.3	2.9	2.95	-4.4	-1.67	5.09	-5.27	10.5	10.5
EPS (diluted)	-0.42	-0.39	1.29	2.85	2.91	-4.4	-1.67	4.74	-5.27	10.5	2.63
Book value per share	0.36	0.3	3.75	3.69	8.87	7.55	7.1	8.27	41.4	44.3	7.64
FCF per share	-0.33	-0.89	-1.91	-1.88	-0.24	1.28	0.53	0.25	-17.1	-2.06	14.6
Cash per share	0.15	0.52	2.26	2.41	6.68	4.89	4.9	6.79	50.9	31.3	35.5
Capex per share	0.02	0.09	0.1	0.21	0.22	0.6	0.23	0.41	2.67	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	7.47%	19%	9.21%	14%	11.7%	23.7%	4.63%	6.48%	6%	—	—
Capex / operating cash flow	-5.72%	-9.84%	-4.88%	-8.51%	-15.5%	-23%	19.4%	28.8%	-28.6%	—	—
Payout ratio	—	—	—	—	—	—	—	—	—	—	0%

Yield

—

trailing twelve months

Frequency

—

Last dividend

$2.53

ex-dividend Apr 24, 2026

Payout ratio

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Apr 24, 2026	$2.53

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	—	—	—	—	—	—	—	—	$3.4B	$3.5B	$3.6B	$3.3B
YoY change	—	—	—	—	—	—	—	—	—	—	—	—

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	237M	843.7M	3.1B	3.9B	11.3B	8.8B	8.9B	12.1B	14.6B	7.8B
Receivables	3.1B	5.1B	9.3B	14.2B	16.1B	19.7B	21.3B	24.5B	29.8B	41.5B
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	3.3B	6B	12.4B	18.4B	29.3B	29.9B	30.7B	37.2B	46B	56.4B
Property, plant & equipment	93.4M	189.6M	285.4M	443.7M	590.7M	1.3B	1.4B	1.5B	1.6B	1.6B
Goodwill & intangibles	479.5M	468.2M	615.3M	747.4M	2.1B	16.6B	17.3B	17.6B	10.9B	4B
Total assets	3.8B	6.6B	13.3B	19.6B	31.7B	42.1B	42.2B	48.7B	54.8B	62.3B
Accounts payable	38.2M	53.2M	117.8M	97.8M	180.5M	372.5M	596M	513.9M	672.2M	848.3M
Short-term debt	22.8M	22.5M	777.7M	5B	3.1B	3.9B	2.8B	1.9B	5B	8.6B
Total current liabilities	3.1B	3.8B	6.1B	11.9B	13.4B	22.8B	25.2B	29.1B	33.5B	41.2B
Long-term debt	18M	2.1B	2.1B	1.7B	2.9B	4.5B	2.7B	3.6B	7.9B	8.9B
Total liabilities	3.3B	6.2B	8.2B	13.6B	16.8B	28.5B	29.3B	34B	43B	51.3B
Shareholders' equity	587.2M	482.6M	5.1B	6B	15B	13.6B	13B	14.7B	11.8B	11B
Total debt	40.8M	2.1B	2.8B	6.7B	6.1B	8.4B	5.6B	5.5B	12.9B	17.6B
Net debt	-129.8M	1.4B	2.5B	5.8B	3.6B	3.9B	4B	3.3B	7.7B	12.8B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	10.3B	12.1B	12.1B	11.8B	2.2B	14.6B	7.9B	7B	7.5B	7.8B	11.1B	9.8B
Receivables	21.6B	24.5B	26.9B	27.9B	5B	29.8B	35.1B	36.3B	38.7B	41.5B	38.1B	36.9B
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	32.4B	37.2B	39.9B	40.8B	7.5B	46B	44.9B	49.7B	52.9B	56.4B	52.4B	50.3B
Property, plant & equipment	1.5B	1.5B	1.5B	1.5B	295.4M	1.6B	1.6B	1.6B	1.6B	1.6B	1.6B	1.6B
Goodwill & intangibles	17.5B	17.6B	17.6B	17.8B	3.4B	10.9B	11B	3.8B	3.9B	4B	4B	4B
Total assets	43.8B	48.7B	51.6B	52.7B	9.7B	54.8B	53.9B	55.2B	58.6B	62.3B	59.9B	57.9B
Accounts payable	450.2M	513.9M	510.4M	525.7M	105.7M	672.2M	721.7M	685.1M	672.2M	848.3M	819M	848.9M
Short-term debt	2B	1.9B	2.2B	3B	527.8M	5B	4.9B	5.1B	7.6B	8.6B	8.9B	8.6B
Total current liabilities	25.5B	29.1B	29.3B	30B	5.3B	33.5B	32.3B	33.7B	37.1B	41.2B	39.2B	39.9B
Long-term debt	2.7B	3.6B	6.1B	6.2B	1.4B	7.9B	8.5B	8.8B	8.5B	8.9B	7B	7.6B
Total liabilities	29.7B	34B	36.6B	37.5B	6.9B	43B	42.5B	43.5B	46.8B	51.3B	47.6B	48.8B
Shareholders' equity	14.2B	14.7B	15B	15.2B	2.9B	11.8B	11.5B	11.6B	11.8B	11B	12.3B	9B
Total debt	4.7B	5.5B	8.3B	9.3B	1.9B	12.9B	13.4B	14B	16.2B	17.6B	15.8B	16.3B
Net debt	1B	3.3B	3.3B	4.5B	1.1B	7.7B	7.8B	8.8B	10.6B	12.8B	9.8B	8.9B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	-122.2M	-105M	305.2M	804.2M	837.4M	-1.4B	-526.4M	1.6B	-1.5B	2.3B
Depreciation & amortization	43M	57.2M	92.3M	163.4M	256.3M	507.4M	800.3M	878.2M	949.4M	1B
Stock-based compensation	53.1M	138.9M	46.1M	30.8M	31.5M	113.2M	213.1M	251.2M	232.7M	297M
Change in working capital	-469.5M	-1.6B	-3.4B	-5.1B	-3.3B	-3B	2.2B	23.2M	-2.4B	-2.1B
Operating cash flow	-552.6M	-1.4B	-2.9B	-3.9B	-2.4B	-4.7B	2.2B	2.6B	-2.7B	676.6M
Capital expenditure	-31.6M	-141M	-140.9M	-333.6M	-372.1M	-1.1B	-417.7M	-736.2M	-764.5M	—
Investing cash flow	418.1M	-278.4M	-2.7B	-371.2M	-5.7B	-2.8B	-1.6B	-371.4M	2.1B	-571M
Dividends paid	—	—	—	—	—	—	—	—	—	—
Share repurchases	0	-280.8M	-142.4M	-90K	-76.4M	-988.8M	0	-292.7M	-1.6B	-3B
Financing cash flow	378M	2.1B	4.8B	3.8B	7.2B	1.4B	-2.8B	-148.8M	5B	930.6M
Net change in cash	243.4M	342.6M	-787M	-533.1M	-909.8M	-6.1B	-2.2B	2B	4.5B	1B
Free cash flow	-536.5M	-1.4B	-2.6B	-3.1B	-398.6M	2.3B	960.4M	437.4M	-4.9B	-512M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	411.3M	656.2M	373.6M	498.3M	101.7M	-2.9B	516.7M	603M	715.3M	504.2M	1.7B	449.9M
Depreciation & amortization	223M	221M	217.3M	224.2M	49.4M	244M	258.4M	270.9M	232M	241.5M	237.9M	225.5M
Stock-based compensation	61.1M	69.6M	25.8M	64.4M	12.8M	74.3M	87.1M	96.9M	70.1M	42.9M	111.3M	59.2M
Change in working capital	-5B	1.2B	-2.4B	-131M	-1.1B	6B	1.2B	-49.5M	-9.7B	6.5B	3.7B	1.2B
Operating cash flow	-4.4B	2.1B	-1.8B	696.4M	-920.4M	3.3B	2.2B	387.6M	-1B	710.2M	3.3B	1.7B
Capital expenditure	-55.3M	-144.4M	-180.6M	-210.3M	-31.9M	-203.4M	-180.2M	—	—	—	—	—
Investing cash flow	1.4B	-1.6B	2.8B	71.7M	-82.2M	-360.2M	186.6M	-79.7M	-110.2M	-177.7M	3.1B	6.6M
Dividends paid	—	—	—	—	—	—	—	—	—	—	—	—
Share repurchases	0	—	—	-236.5M	-139.1M	-608.3M	-843.4M	-397.9M	-465.2M	-1.3B	-531.8M	-739M
Financing cash flow	111M	904.8M	2.6B	517.7M	-10.9M	2B	-268.6M	-43M	1.6B	-405.9M	-2.1B	-477.4M
Net change in cash	-2.9B	1.5B	3.6B	1.3B	-1B	5B	2.1B	265M	492.3M	126.6M	4.3B	1.2B
Free cash flow	-113M	-701.9M	-2.8B	-1.1B	-80.5M	-623.3M	336.8M	68.6M	-1.3B	401.9M	3.1B	1.4B

StoneCo Ltd. Class A Common Shares Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement