Upbound Group Inc. (UPBD) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q1 27	$1.05	$1.07	+1.9%	—	—	—
Q4 26	$1.07	$1.08	+0.9%	—	—	—
Q3 26	$0.97	$1.01	+4.1%	—	—	—
Q2 26	$0.98	$1	+2.0%	—	—	—
Q1 26	$1.06	$1.12	+5.7%	—	—	—
Q4 25	$0.95	$1	+5.3%	—	—	—
Q3 25	$1.02	$1.05	+2.9%	—	—	—
Q2 25	$0.93	$0.95	+2.2%	—	—	—
Q1 25	$1.03	$1.04	+1.0%	—	—	—
Q4 24	$0.77	$0.79	+2.6%	—	—	—
Q3 24	$0.77	$0.81	+5.2%	—	—	—
Q2 24	$0.75	$0.79	+5.3%	—	—	—
Q1 24	$0.75	$1.11	+48.0%	—	—	—
Q4 23	$0.66	$0.83	+25.8%	—	—	—
Q3 23	$0.73	$0.86	+17.8%	—	—	—
Q2 23	$0.89	$0.94	+5.6%	—	—	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$1.3	—	—	$4.7B	—
FY24	—	$2.26	—	—	$4.3B	—
FY23	—	-$0.09	—	—	$4B	—
FY22	—	$0.23	—	—	$4.2B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$3B	$2.7B	$2.7B	$2.7B	$2.8B	$4.6B	$4.2B	$4B	$4.3B	$4.7B
YoY change	-9.61%	-8.8%	-1.56%	+0.35%	+5.41%	+62.9%	-7.38%	-5.96%	+8.22%	+8.67%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	3B	2.7B	2.7B	2.7B	2.8B	4.6B	4.2B	4B	4.3B	4.7B
Cost of revenue	1B	984M	972.3M	1B	1.1B	2.3B	2.2B	2B	2.2B	2.4B
Gross profit	1.9B	1.7B	1.7B	1.6B	1.7B	2.2B	2.1B	2B	2.1B	2.3B
Gross margin	65.3%	63.6%	63.5%	61.6%	59.4%	48.8%	49%	50.7%	48.1%	48.4%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	958M	903.6M	846.9M	772.7M	732.2M	839.7M	820.8M	815.2M	821.6M	834.3M
Operating expenses	1.8B	1.7B	1.6B	1.3B	1.4B	1.9B	1.9B	1.8B	1.7B	2B
Operating income	84.7M	-63.1M	56.1M	253.9M	237.3M	280.5M	148.5M	162.9M	291.6M	223.3M
Operating margin	2.86%	-2.33%	2.11%	9.51%	8.43%	6.12%	3.5%	4.08%	6.75%	4.76%
Non-operating income, net	-151.3M	-1.9M	-475K	—	—	—	—	—	—	—
Pretax income	-113.3M	-110.2M	13.8M	223.8M	222.8M	194.3M	61.5M	52.9M	177.5M	108.1M
Income tax	-8.1M	-116.9M	5.3M	50.2M	14.7M	59.4M	49.1M	58M	54.1M	34.8M
Net income	-105.2M	6.7M	8.5M	173.5M	208.1M	134.9M	12.4M	-5.2M	123.5M	73.2M
Net margin	-3.55%	0.25%	0.32%	6.5%	7.4%	2.94%	0.29%	-0.13%	2.86%	1.56%
EBITDA	821.9M	632.8M	742.4M	935.5M	928.5M	1.7B	1.5B	1.5B	1.7B	1.7B
EPS	-2.13	0.12	0.16	3.19	3.84	2.37	0.23	-0.09	2.26	1.3
Diluted EPS	-2.13	0.12	0.16	3.1	3.73	2.02	0.21	-0.09	2.21	1.25

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	979.1M	1B	1.1B	1.1B	1.1B	1.1B	1.2B	1.2B	1.2B	1.2B	1.2B	1.2B
Cost of revenue	481.9M	505.5M	566.9M	544.6M	557.8M	571M	626.2M	585.7M	601.6M	609.8M	633.3M	568.6M
Gross profit	497.2M	512.6M	529.1M	532M	511.1M	508.2M	550.1M	571.8M	563.1M	586.7M	586.5M	594.8M
Gross margin	50.8%	50.3%	48.3%	49.4%	47.8%	47.1%	46.8%	49.4%	48.3%	49%	48.1%	51.1%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	206M	204.3M	213.2M	209.8M	204.1M	194.5M	213M	212.5M	202M	206.8M	206.2M	212M
Operating expenses	426.5M	443.5M	453.8M	438.7M	428.3M	417.1M	475.3M	508.1M	497.4M	515.6M	494.9M	526.7M
Operating income	58.1M	55.9M	61.8M	80.7M	70.1M	79.2M	62.6M	50.7M	52.8M	57.2M	77.4M	54.3M
Operating margin	5.93%	5.49%	5.64%	7.49%	6.55%	7.33%	5.32%	4.38%	4.53%	4.78%	6.35%	4.66%
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	31.4M	27.4M	32.6M	46.4M	44.2M	54.4M	35.5M	22.8M	19.9M	29.9M	51.3M	29.3M
Income tax	27.1M	38.7M	4.9M	12.5M	13.3M	23.4M	10.7M	7.4M	6.6M	10.1M	15.5M	7.7M
Net income	4.4M	-11.3M	27.7M	33.9M	30.9M	31M	24.8M	15.5M	13.2M	19.7M	35.8M	21.6M
Net margin	0.45%	-1.11%	2.53%	3.15%	2.89%	2.87%	2.11%	1.34%	1.14%	1.65%	2.93%	1.86%
EBITDA	382.7M	394.3M	412.3M	428.6M	427.8M	440.4M	432.7M	428.2M	431.4M	443.6M	456.9M	425.7M
EPS	0.08	—	0.51	0.62	0.56	0.57	0.44	0.27	0.23	—	0.62	0.37
Diluted EPS	0.08	—	0.5	0.61	0.55	0.55	0.42	0.26	0.22	—	0.61	0.37

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	597.9M	591.4M	865.7M	1.6B	2.1B	2.7B	1.2B	1.9B	1.6B	991.8M	920.5M
Enterprise value	1.2B	1.2B	1.3B	2B	2.4B	4.5B	2.7B	3.4B	3.1B	2.7B	2.5B
Shares outstanding	53.1M	53.3M	53.5M	54.3M	54.2M	57.1M	53.9M	55M	54.7M	56.5M	56.5M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	88.9	101.9	9.03	9.97	20.3	98.3	—	12.9	13.5	10.4
P/S	0.2	0.22	0.33	0.59	0.74	0.6	0.29	0.47	0.37	0.21	0.2
P/B	2.26	2.17	3.02	3.41	3.5	5.34	2.31	3.33	2.53	1.43	1.28
EV/EBITDA	1.49	1.89	1.68	2.15	2.58	2.72	1.81	2.31	1.82	1.57	5.32
EV/Sales	0.41	0.44	0.47	0.75	0.85	0.98	0.65	0.85	0.72	0.58	0.54
Earnings yield	—	1.12%	0.98%	11.1%	10%	4.92%	1.02%	—	7.75%	7.38%	9.57%
FCF yield	49%	7.62%	23.1%	12.4%	9.73%	12%	33.5%	7.87%	3.04%	24.1%	170.4%
PEG	—	—	—	—	—	—	—	—	—	—	0.28

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Gross margin	65.3%	63.6%	63.5%	61.6%	59.4%	48.8%	49%	50.7%	48.1%	48.4%	51.1%
Operating margin	2.86%	-2.33%	2.11%	9.51%	8.43%	6.12%	3.5%	4.08%	6.75%	4.76%	6.05%
Net margin	-3.55%	0.25%	0.32%	6.5%	7.4%	2.94%	0.29%	-0.13%	2.86%	1.56%	1.9%
ROE	-39.7%	2.44%	2.96%	37.8%	35.1%	26.3%	2.35%	-0.92%	19.6%	10.5%	12.7%
ROA	-6.56%	0.47%	0.61%	11%	11.9%	4.51%	0.45%	-0.19%	4.66%	2.24%	6.82%
ROIC	9.48%	-7.18%	5.13%	21.8%	24.4%	8.57%	1.45%	0%	9.43%	6.22%	7.17%
Return on tangible assets	-7.1%	0.51%	0.66%	12.2%	13%	8.63%	0.84%	-0.34%	7.92%	4.57%	6.07%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	0.58	0.63	0.73	0.52	0.68	0.55	0.69	0.58	0.75	1.01	3.13
Quick ratio	0.57	0.62	0.72	0.51	0.67	0.53	0.68	0.56	0.73	1	0.87
Debt / equity	2.73	2.49	1.88	1.12	0.8	3.64	3.19	2.86	2.52	2.67	2.33
Debt / assets	0.45	0.48	0.39	0.33	0.27	0.62	0.61	0.59	0.6	0.57	0.55
Net debt / EBITDA	0.77	0.96	0.52	0.48	0.34	1.07	1.01	1.03	0.89	1	0.91
Interest coverage	-1.4	-1.4	1.32	8.21	15.5	3.74	1.7	1.47	2.61	1.96	2.19
Effective tax rate	0%	0%	38.6%	22.4%	6.58%	30.6%	79.9%	100%	30.5%	32.2%	30.6%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	55.8	50.7	49.8	49.1	51.9	80.3	78.8	72.6	79.1	83.1	82.8
EPS (basic)	-2.13	0.12	0.16	3.19	3.84	2.37	0.23	-0.09	2.26	1.3	1.3
EPS (diluted)	-2.13	0.12	0.16	3.1	3.73	2.02	0.21	-0.09	2.21	1.25	1.54
Book value per share	4.98	5.11	5.36	8.45	10.9	9	9.75	10.2	11.5	12.3	12.6
FCF per share	5.51	0.85	3.73	3.58	3.73	5.78	7.56	2.67	0.89	4.23	6.06
Cash per share	1.79	1.37	2.91	1.3	2.94	1.9	2.68	1.7	1.11	2.13	1.81
Capex per share	1.15	1.23	0.52	0.39	0.64	1.09	1.14	0.97	1.03	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	2.06%	2.42%	1.05%	0.79%	1.23%	1.36%	1.45%	1.34%	1.3%	—	—
Capex / operating cash flow	-13.8%	-17.2%	-6.7%	7.05%	20.9%	16.9%	13.3%	32.4%	49.3%	—	—
Payout ratio	-24.3%	192.6%	0%	7.9%	30.3%	53%	640.8%	-1.6K%	66.7%	120%	101.3%
Dividend yield	4.27%	2.17%	0%	0.87%	3.04%	2.61%	6.52%	4.45%	5.16%	8.86%	9.88%

Yield

9.88%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.39

ex-dividend Oct 6, 2026

Payout ratio

101%

of earnings

Dividend growth

4 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Oct 6, 2026upcoming	$0.39
Jun 16, 2026	$0.39
Apr 7, 2026	$0.39
Dec 17, 2025	$0.39
Sep 30, 2025	$0.39
Jun 17, 2025

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$979.1M	$1B	$1.1B	$1.1B	$1.1B	$1.1B	$1.2B	$1.2B	$1.2B	$1.2B	$1.2B	$1.2B
YoY change	-4.38%	+2.79%	+7.86%	+9.94%	+9.17%	+6.01%	+7.34%	+7.53%	+8.97%	+10.9%	+3.69%	+0.51%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	95.4M	73M	155.4M	70.5M	159.4M	108.3M	144.1M	93.7M	60.9M	120.5M
Receivables	69.9M	69.8M	69.6M	84.1M	90M	126.4M	111.9M	111M	156.4M	203.2M
Inventory	3.6M	4M	3.8M	4.9M	5.4M	6.4M	7M	6.4M	5.5M	5.2M
Total current assets	223.8M	211.4M	280.2M	205.5M	304.9M	241.1M	309.1M	261.4M	277M	481.9M
Property, plant & equipment	1B	882.4M	781.8M	1.1B	1.1B	1.9B	1.7B	1.8B	1.8B	1.9B
Goodwill & intangibles	121.1M	115M	114.7M	158M	156.2M	1.4B	1.3B	1.2B	1.1B	1.7B
Total assets	1.6B	1.4B	1.4B	1.6B	1.8B	3B	2.8B	2.7B	2.6B	3.3B
Accounts payable	108.2M	90.4M	113.8M	168.1M	186.1M	135.7M	155.4M	177.2M	115.5M	154M
Short-term debt	—	5.7M	—	—	—	—	—	—	—	—
Total current liabilities	383.3M	335.3M	383.3M	395.6M	449.2M	441.3M	445.2M	452.2M	371.3M	477.7M
Long-term debt	724.2M	672.9M	540M	516M	475.8M	1.9B	1.7B	1.6B	1.6B	1.9B
Total liabilities	1.3B	1.1B	1.1B	1.1B	1.2B	2.5B	2.2B	2.2B	2B	2.6B
Shareholders' equity	264.9M	272.4M	286.5M	459M	592.1M	513.3M	525.1M	560.4M	629M	695.7M
Total debt	724.2M	678.6M	540M	516M	475.8M	1.9B	1.7B	1.6B	1.6B	1.9B
Net debt	628.8M	605.7M	384.7M	445.5M	316.4M	1.8B	1.5B	1.5B	1.5B	1.7B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	105.7M	93.7M	84.8M	82.5M	85.1M	60.9M	107.3M	106.8M	107M	120.5M	98.4M	105.3M
Receivables	104.8M	111M	108.4M	115.2M	77.3M	156.4M	136.9M	189.9M	203.2M	203.2M	195.4M	205.3M
Inventory	5.5M	6.4M	5.9M	5.5M	5.6M	5.5M	5.1M	4.6M	5.4M	5.2M	5.1M	4.4M
Total current assets	271.7M	261.4M	241.8M	255.2M	286.7M	277M	348M	383.3M	496.2M	481.9M	442M	466.4M
Property, plant & equipment	1.7B	1.8B	1.7B	1.7B	1.7B	1.8B	1.8B	1.8B	1.8B	1.9B	1.8B	1.8B
Goodwill & intangibles	1.2B	1.2B	1.2B	1.1B	1.1B	1.1B	1.8B	1.7B	1.7B	1.7B	1.6B	1.6B
Total assets	2.6B	2.7B	2.6B	2.6B	2.6B	2.6B	3B	3.1B	3.2B	3.3B	3.1B	3.1B
Accounts payable	132.4M	177.2M	119.8M	114M	124.8M	115.5M	119.1M	110.9M	149M	154M	111.4M	117.6M
Short-term debt	—	—	—	—	—	—	—	—	—	—	—	—
Total current liabilities	432M	452.2M	428.2M	382.1M	406.8M	371.3M	504M	526.6M	560.5M	477.7M	562.8M	534M
Long-term debt	1.5B	1.6B	1.6B	1.6B	1.5B	1.6B	1.8B	1.8B	1.8B	1.9B	1.7B	1.7B
Total liabilities	2B	2.2B	2B	2B	2B	2B	2.4B	2.4B	2.5B	2.6B	2.4B	2.4B
Shareholders' equity	597.2M	560.4M	578.3M	596.3M	611.8M	629M	679.2M	685.5M	687.3M	695.7M	715.7M	733.4M
Total debt	1.5B	1.6B	1.6B	1.6B	1.5B	1.6B	1.8B	1.8B	1.8B	1.9B	1.7B	1.7B
Net debt	1.4B	1.5B	1.5B	1.5B	1.4B	1.5B	1.7B	1.7B	1.7B	1.7B	1.6B	1.6B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	-105.2M	6.7M	8.5M	173.5M	208.1M	134.9M	12.4M	-5.2M	123.5M	73.2M
Depreciation & amortization	736.6M	697M	685.6M	680.7M	690.4M	1.4B	1.4B	1.3B	1.4B	1.5B
Stock-based compensation	9.2M	3.9M	6M	7M	12.3M	147.6M	159.4M	162.1M	36.1M	45.4M
Change in working capital	-1.1B	-1B	-1.1B	-621.7M	-740.7M	-1.4B	-1B	-1.3B	-1.4B	-1.4B
Operating cash flow	-441.6M	-379.8M	-417.6M	299.9M	165M	370.4M	459.9M	164.7M	114.3M	305.6M
Capital expenditure	-61.1M	-65.5M	-28M	-21.2M	-34.5M	-62.5M	-61.4M	-53.4M	-56.3M	—
Investing cash flow	-59M	-63.3M	-4.7M	20.8M	-20.6M	-1.3B	-62.3M	-51M	-41.5M	-336.9M
Dividends paid	-25.6M	-12.8M	0	-13.7M	-63.1M	-71.5M	-79.2M	-83.1M	-82.3M	-87.9M
Share repurchases	-338K	0	0	-1.3M	-26.6M	-390.1M	-75.1M	-50M	0	0
Financing cash flow	-260.1M	-70.8M	-141.7M	-328.4M	-137M	880.8M	-372.5M	-204.5M	-95.3M	155.9M
Net change in cash	-760.6M	-514M	-564M	-7.8M	7.4M	-84.8M	25.1M	-90.8M	-22.6M	124.6M
Free cash flow	292.9M	45.1M	199.5M	194.3M	202M	329.8M	407.1M	146.9M	48.4M	238.7M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	4.4M	-11.3M	27.7M	33.9M	30.9M	31M	24.8M	15.5M	13.2M	19.7M	35.8M	21.6M
Depreciation & amortization	323.4M	337.6M	349.7M	353.7M	356.9M	360.6M	369.4M	376.9M	382.8M	385.7M	378.8M	371M
Stock-based compensation	15.6M	15.4M	11.9M	8M	7.6M	8.5M	13.3M	11.4M	10.4M	10.3M	11.6M	17.5M
Change in working capital	-292.9M	-417.5M	-329.1M	-341.6M	-288.4M	-490.1M	-275.6M	-416.3M	-334.7M	-451.5M	-292.9M	-316.6M
Operating cash flow	98.4M	-59.6M	44.6M	62.4M	114.4M	-107.1M	119.8M	-26.1M	89.9M	41.6M	170.7M	123.3M
Capital expenditure	-14.8M	-17.3M	-11.7M	-14.5M	409K	-30.4M	-10.6M	-18.2M	—	—	—	—
Investing cash flow	-14.8M	-17.3M	-11.7M	-14.5M	-1.2M	-14.2M	-285.4M	-9.2M	-20.9M	-11.3M	-18.1M	-23.8M
Dividends paid	-20M	-18.7M	-21.5M	-20.3M	-20.3M	-20.3M	-21.4M	-22.1M	-22.2M	-22.2M	-23.1M	-22.9M
Share repurchases	-24.1M	-26M	—	—	—	0	—	—	—	—	—	—
Financing cash flow	-44.3M	20.8M	-43.7M	-1.7M	-101.8M	51.9M	194.2M	10.2M	-48.9M	390K	-158.8M	-77.7M
Net change in cash	39.4M	-56M	-10.8M	46.2M	11.3M	-69.4M	28.5M	-25.1M	20.1M	30.7M	-6.2M	21.8M
Free cash flow	63.2M	-36.9M	33.6M	613K	88.3M	-74M	127.2M	-20.7M	69.4M	24M	154.7M	107.8M

Date	Ratio
Sep 2, 2003	5:2
Oct 10, 1995	2:1
Jun 21, 1995	3:2

Upbound Group Inc. Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history