Banco de Chile ADR (BCH) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 26	$0.68	$0.83	+22.1%	—	—	—
Q1 26	$0.6	$0.59	-1.7%	—	$746B	—
Q4 25	$0.66	$0.61	-7.6%	—	$760.7B	—
Q3 25	$0.64	$0.62	-3.1%	—	$717B	—
Q2 25	$0.65	$0.62	-4.6%	—	$756.2B	—
Q1 25	$0.59	$0.69	+16.9%	—	$776.3B	—
Q4 24	$0.63	$0.61	-3.2%	—	$773.1B	—
Q3 24	$0.64	$0.6	-6.3%	—	$764.9M	—
Q2 24	$0.65	$0.67	+3.1%	—	$766.7B	—
Q1 24	$0.58	$0.62	+6.9%	—	$779.3B	—
Q4 23	$0.71	$0.83	+16.9%	—	$854.4B	—
Q3 23	$0.67	$0.57	-14.9%	—	$676.1B	—
Q2 23	$0.84	$0.8	-4.8%	—	$744.3B	—
Q1 23	$0.68	$0.66	-2.9%	—	$702.8B	—
Q4 22	$1.26	$0.81	-35.7%	—	$821.6B	—
Q3 22	$0.69	$0.71	+2.9%	—	$770B	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$2.4K	—	—	$3T	—
FY24	—	$2.4K	—	—	$3T	—
FY23	—	$2.7K	—	—	$3T	—
FY22	—	$2.8K	—	—	$3.1T

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$1.7T	$1.7T	$1.8T	$2T	$1.9T	$2.2T	$3.1T	$3T	$3T	$3T
YoY change	+3.32%	-1.78%	+8.3%	+9.26%	-3.19%	+14.9%	+40.6%	-4.57%	+2.27%	-1.56%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	1.7T	1.7T	1.8T	2T	1.9T	2.2T	3.1T	3T	3T	3T
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	712B	716.7B	740.6B	769.5B	746.2B	693.6B	803.6B	902.8B	1.2T	912.8B
Operating expenses	712B	716.7B	740.6B	769.5B	746.2B	693.6B	803.6B	902.8B	1.2T	912.8B
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—
Pretax income	675.3B	687.4B	763.4B	777.4B	504.9B	1.3T	1.7T	1.7T	1.6T	1.5T
Income tax	100.2B	115.4B	159.8B	173.7B	103.2B	276B	289.2B	322.1B	333.6B	318.4B
Net income	575.1B	572.1B	603.6B	603.7B	401.6B	1.1T	1.4T	1.4T	1.2T	1.2T
Net margin	33.6%	34%	33.1%	30.3%	20.8%	47.7%	46.4%	46.2%	41.1%	39.6%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	1.1K	1.1K	1.2K	1.2K	796	2.1K	2.8K	2.7K	2.4K	2.4K
Diluted EPS	1.1K	1.1K	1.2K	1.2K	796	2.1K	2.8K	2.7K	2.4K	2.4K

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26
Revenue	744.3B	676.1B	854.4B	779.3B	766.7B	764.9M	773.1B	776.3B	756.2B	717B	760.7B	746B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	233.7B	238.3B	223.9B	250.5B	241.1B	255.3M	514B	232.2B	246.6B	245.1B	-49.7B	237.5B
Operating expenses	233.7B	238.3B	223.9B	250.5B	241.1B	255.3M	514B	232.2B	246.6B	245.1B	-49.7B	237.5B
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	416B	351.7B	594.9B	383.3B	403.2B	389.3M	428B	408B	385.3B	379.8B	330.7B	346.8B
Income tax	83.9B	91.7B	78.9B	85.7B	79.6B	84.2M	88.8B	79B	80.4B	86.9B	72B	78.2B
Net income	332.1B	260B	515.9B	297.7B	323.6B	305.1M	339.1B	328.9B	304.9B	292.9B	258.7B	268.6B
Net margin	44.6%	38.5%	60.4%	38.2%	42.2%	39.9%	43.9%	42.4%	40.3%	40.9%	34%	36%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	658	514	—	590	640	570	—	652	602	580	—	532
Diluted EPS	658	514	—	590	640	570	—	652	602	580	—	532

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	11.8T	15.9T	14.2T	10.4T	10.1T	7.8T	10.3T	10.9T	—	19.2B	20.9B
Enterprise value	16.9T	20.6T	20.6T	16.4T	15.3T	9.9T	13.2T	14.7T	—	6.8T	10.3T
Shares outstanding	502.5B	495.4B	495.4B	495.4B	495.4B	495.4B	495.4B	471.9B	505.1M	505.1M	505.1M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	20.5	27.9	23.5	17.2	25.1	7.37	7.13	7.93	—	0.02	16.5
P/S	6.89	9.48	7.78	5.22	5.24	3.51	3.31	3.66	—	0.01	0.01
P/B	3.57	4.5	3.86	2.66	2.53	1.62	1.9	1.79	—	0	0.74
EV/Sales	9.84	12.3	11.3	8.22	7.96	4.45	4.24	4.94	—	2.27	3.43
Earnings yield	4.87%	3.59%	4.26%	5.81%	3.98%	13.6%	14%	12.6%	—	6.2K%	6.06%
FCF yield	1.05%	5.21%	-9.78%	12.7%	-25%	37.8%	0.49%	15.1%	—	3.9K%	5.7K%
PEG	—	—	—	—	—	—	—	—	—	—	-0.9

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	0%
Net margin	33.6%	34%	33.1%	30.3%	20.8%	47.7%	46.4%	46.2%	41.1%	39.6%	45.4%
ROE	17.4%	16.1%	16.4%	15.5%	10%	21.9%	26.6%	22.6%	19.2%	17.7%	21.6%
ROA	—	—	—	—	—	—	—	2.47%	2.4%	2.19%	2.24%
Return on tangible assets	—	—	—	—	—	—	—	2.48%	2.42%	2.21%	2.04%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Debt / equity	2.18	2.17	2.45	2.69	2.32	1.9	1.92	1.72	1.84	1.98	0.02
Debt / assets	—	—	—	—	—	—	—	0.19	0.23	0.25	0.24
Effective tax rate	14.8%	16.8%	20.9%	22.3%	20.4%	20.7%	16.7%	19%	21.1%	21.2%	22%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	3.41	3.4	3.68	4.02	3.89	4.47	6.29	6.3	6K	5.9K	5.9K
EPS (basic)	1.1K	1.1K	1.2K	1.2K	796	2.1K	2.8K	2.7K	2.4K	2.4K	2.4K
EPS (diluted)	1.1K	1.1K	1.2K	1.2K	796	2.1K	2.8K	2.7K	2.4K	2.4K	2.52
Book value per share	6.58	7.16	7.42	7.88	8.07	9.73	11	12.9	12.9K	13.2K	56.2
FCF per share	0.25	1.68	-2.8	2.67	-5.09	5.93	0.1	3.47	7.2K	1.5K	-1.4K
Cash per share	4.31	6.08	5.17	9.22	8.12	14.3	15.2	14.2	10.2K	12.8K	1.9K
Capex per share	0.05	0.05	0.05	0.09	0.06	0.07	0.04	0.05	31.5	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	1.61%	1.34%	1.34%	2.27%	1.5%	1.6%	0.64%	0.78%	0.52%	—	—
Capex / operating cash flow	4.17%	3.19%	1.46%	1.56%	-1.54%	0.54%	1.36%	1.03%	0.37%	—	—
Payout ratio	63.8%	59.8%	62%	59%	87.3%	20.9%	37.3%	63.1%	65.4%	84%	85.3%
Dividend yield	3.11%	2.15%	2.64%	3.43%	3.47%	2.83%	5.23%	7.96%	—	5.2K%	21.1%

Yield

21.1%

trailing twelve months

Frequency

Annual

Last dividend

$2.183

ex-dividend Mar 30, 2026

Payout ratio

85%

of earnings

Dividend growth

1 year

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Mar 30, 2026	$2.183
Mar 21, 2025	$2.1037
Mar 21, 2024	$1.6924
Mar 16, 2023	$2.0786
Mar 24, 2022	$1.3687
Mar 26, 2021	$0.5901
Mar 27, 2020	$0.835
Mar 21, 2019	$1.0554

Period	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26
Revenue	$744.3B	$676.1B	$854.4B	$779.3B	$766.7B	$764.9M	$773.1B	$776.3B	$756.2B	$717B	$760.7B	$746B
YoY change	-11.6%	-12.2%	+3.99%	+10.9%	+3.01%	-99.9%	-9.52%	-0.4%	-1.38%	+93.6K%	-1.61%	-3.9%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	2.2T	3T	2.6T	4.6T	4T	7.1T	7.5T	6.7T	5.1T	6.5T
Receivables	245M	3.4B	4.8B	—	—	95.6B	131.6B	99.4B	195.4B	170.2B
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	322.2B	344.2B	317.7B	421.4B	299.2B	292B	255.5B	322.7B	321.9B	281.1B
Goodwill & intangibles	130.1B	144.9B	170.9B	183.4B	188.2B	211.9B	280.1B	341.2B	383.9B	416B
Total assets	—	—	—	—	—	—	—	55.7T	52.1T	54.1T
Accounts payable	146.4B	190.2B	176.8B	231.5B	273.1B	322.2B	379.5B	336.9B	420.3B	429.9B
Short-term debt	—	—	—	—	—	—	—	—	26.9B	23.6B
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	7.2T	7.7T	9T	10.5T	9.3T	9.2T	10.4T	10.5T	11.9T	13.2T
Total liabilities	—	—	—	—	—	—	—	—	45.6T	47.4T
Shareholders' equity	3.3T	3.5T	3.7T	3.9T	4T	4.8T	5.4T	6.1T	6.5T	6.7T
Total debt	7.2T	7.7T	9T	10.5T	9.3T	9.2T	10.4T	10.5T	12T	13.3T
Net debt	5.4T	6.2T	7.5T	7.3T	6.3T	5.1T	6.9T	7.6T	8.9T	10.3T

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26
Cash & short-term investments	6.9T	7.1T	6.7T	6.8T	5.9T	3.8B	5.1T	5.7T	6T	5.9T	6.5T	6T
Receivables	425.4B	172.3B	99.4B	163.6B	186.3B	243M	195.4B	280.1B	180.3B	283B	170.2B	575.7B
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	255.7B	317.7B	322.7B	280.7B	280.3B	347.2M	321.9B	291.2B	296.5B	278B	281.1B	261.4B
Goodwill & intangibles	237.4B	255.1B	341.2B	288.5B	300.1B	324.7M	383.9B	324.8B	329.5B	336.3B	416B	352.1B
Total assets	—	—	55.7T	56.8T	53.6T	54.7B	52.1T	53.8T	53.3T	55.5T	54.1T	55.4T
Accounts payable	343B	396.8B	336.9B	421.7B	405.9B	534.4M	420.3B	500.4B	401.4B	516.1B	429.9B	539.6B
Short-term debt	—	—	—	—	—	28.4M	26.9B	27.3B	27.3B	25.6B	23.6B	21.9B
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	10.3T	10.6T	10.5T	11.1T	11.1T	12.8B	11.9T	12.4T	12.8T	14T	13.2T	13.4T
Total liabilities	—	—	—	—	48.2T	48.9B	45.6T	48.4T	47.8T	49.8T	47.4T	49.9T
Shareholders' equity	4.9T	5T	6.1T	5.2T	5.3T	5.8B	6.5T	5.4T	5.6T	5.7T	6.7T	5.5T
Total debt	10.3T	10.6T	10.5T	11.1T	11.1T	12.8B	12T	12.5T	12.8T	14T	13.3T	13.4T
Net debt	7.6T	7T	7.6T	7.5T	7.9T	10B	8.9T	8.7T	9.7T	11.4T	10.3T	10.9T

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	575.1B	572.1B	603.6B	603.7B	401.6B	1.1T	1.4T	1.4T	1.2T	1.2T
Depreciation & amortization	35.6B	37.5B	37.7B	70.5B	73.4B	76.8B	84.2B	92.3B	94.6B	95.1B
Stock-based compensation	—	—	—	—	—	—	—	—	—	—
Change in working capital	237.4B	68.8B	997.8B	2.2T	-2.6T	5.3T	4.4B	779.1B	3T	-830.1B
Operating cash flow	661.9B	707B	1.7T	2.9T	-1.9T	6.5T	1.5T	2.2T	4.3T	826.1B
Capital expenditure	-27.6B	-22.6B	-24.4B	-45.1B	-28.9B	-35.4B	-19.9B	-23.1B	-15.9B	—
Investing cash flow	-30.7B	-22.6B	-24.4B	-75.2B	-57.6B	-73.8B	-52.3B	-55.2B	-34.1B	-30.9B
Dividends paid	-366.7B	-342B	-374.1B	-356.3B	-350.5B	-220.3B	-539.8B	-866.9B	-815.9B	-995.4B
Share repurchases	—	—	—	—	—	—	—	—	—	—
Financing cash flow	-178.7B	941.6B	645B	802.4B	-2T	477.9B	-1.7T	-3.4T	-2.7T	-1.9T
Net change in cash	452.4B	1.6T	2.3T	3.6T	-3.9T	6.9T	-285B	-1.2T	1.6T	-1.1T
Free cash flow	123.5B	830.6B	-1.4T	1.3T	-2.5T	2.9T	50.5B	1.6T	3.6T	748.8B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26
Net income	332.1B	503.2B	515.9B	297.7B	323.6B	564.3M	94.4B	328.9B	304.9B	539.3B	12.3B	268.6B
Depreciation & amortization	23.5B	22.5B	23.5B	23.4B	23.4B	25.6M	23.6B	23.6B	23.7B	23.7B	24.1B	23.8B
Stock-based compensation	—	—	—	—	—	—	—	—	—	—	—	—
Change in working capital	-610B	1.7T	138.6B	-394.5B	-983.8B	-318.4M	4.9T	988.3B	-93.6B	-1.7T	-59.3B	512.5B
Operating cash flow	-216B	2.3T	645.6B	-40.4B	-867.8B	274.5M	5T	1.3T	463.9B	-1.2T	252.9B	-177.8B
Capital expenditure	-5.4B	-6.6B	-4.7B	-4.3B	-3.7B	-4M	-4.2B	-1.7B	—	—	—	—
Investing cash flow	-5.4B	-6.6B	-4.7B	-4.3B	-1.4B	-4M	5.3B	-1.7B	0	0	0	0
Dividends paid	0	0	0	-815.9B	0	0	0	-995.4B	0	0	0	-1T
Share repurchases	—	—	—	—	—	—	—	—	—	—	—	—
Financing cash flow	-455.9B	-855.9B	-1.1T	-1T	-413.1B	-311.5M	-910.4B	-978.3B	-378.7B	399.6B	-1T	-1.3T
Net change in cash	-677.2B	1.4T	-411.8B	-1.1T	-1.3T	-41M	4.1T	306.4B	85.2B	-793.6B	-757.6B	-1.5T
Free cash flow	-30.5B	2.1T	50.5B	-106.8B	-431.3B	-422.6M	4.6T	1.3T	449.2B	-1.2T	227.6B	-195.8B

Date	Ratio
Nov 23, 2018	3:1
Jul 26, 2018	102:100
Jul 20, 2017	102:100
Jul 6, 2016	10223:10000
Jul 31, 2015	102:100
Jul 9, 2014	1023:1000
May 23, 2013	10203:10000
Jun 20, 2012	25473:25000
Apr 5, 2011	1:1
May 27, 2009	103:100
May 2, 2007	1:1
May 3, 2006	1:1

Banco de Chile ADR Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history