Cato Corp-The (CATO) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q1 24	—	$0.22	—	—	$192.1M	—
Q4 23	—	-$0.14	—	—	$179M	—
Q3 23	—	-$0.21	—	—	$176.6M	—
Q2 23	—	-$0.11	—	—	$196.9M	—
Q1 23	—	$0.46	—	—	$206.7M	—
Q4 22	—	-$0.3	—	—	$176.2M	—
Q3 22	—	$0.39	—	—	$172.2M	—
Q2 22	—	$0.62	—	—	$207.7M	—
Q1 22	—	$0.92	—	—	$213.1M	—
Q4 21	—	-$0.31	—	—	$155.4M	—
Q3 21	—	-$0.15	—	—	$150.8M	—
Q2 21	—	-$0.3	—	—	$168.2M	—
Q1 21	—	-$1.19	—	—	$100.7M	—
Q4 20	—	-$0.13	—	—	$190.9M	—
Q3 20	—	$0.24	—	—	$191.5M	—
Q2 20	—	$0.48	—	—	$212.6M	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY26	—	-$0.31	—	—	$653.8M	—
FY25	—	-$0.97	—	—	$649.8M	—
FY24	—	-$1.17	—	—	$708.1M	—
FY23	—	$0	—	—	$759.3M	—
FY22

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Revenue	$956.6M	$850M	$829.7M	$825.3M	$575.1M	$769.3M	$759.3M	$708.1M	$649.8M	$653.8M
YoY change	-5.39%	-11.1%	-2.39%	-0.52%	-30.3%	+33.8%	-1.3%	-6.74%	-8.23%	+0.62%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Revenue	956.6M	850M	829.7M	825.3M	575.1M	769.3M	759.3M	708.1M	649.8M	653.8M
Cost of revenue	602M	553.1M	522.5M	508.9M	433.2M	453.1M	509.7M	464.3M	436.4M	431.6M
Gross profit	354.6M	296.9M	307.1M	316.4M	141.9M	316.2M	249.6M	243.7M	213.4M	222.3M
Gross margin	37.1%	34.9%	37%	38.3%	24.7%	41.1%	32.9%	34.4%	32.8%	34%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	289.6M	266.3M	262.5M	263.8M	206.5M	267M	242.6M	252.7M	231.4M	226.3M
Operating expenses	289.6M	266.3M	262.5M	263.8M	206.5M	267M	241.1M	252.7M	231.4M	226.3M
Operating income	42.2M	11M	28.2M	37.2M	-79.2M	36.9M	-2.6M	-18.9M	-27.9M	-14.1M
Operating margin	4.42%	1.29%	3.39%	4.5%	-13.8%	4.8%	-0.34%	-2.66%	-4.29%	-2.15%
Non-operating income, net	4.7M	2.7M	1.1M	1.1M	3.9M	820K	2.6M	1.2M	6.8M	—
Pretax income	49.1M	16M	33.1M	43.2M	-72.8M	39M	1.8M	-13.8M	-16.1M	-7.5M
Income tax	1.9M	7.4M	2.6M	7.3M	-25.3M	2.1M	1.7M	10.1M	1.9M	-1.6M
Net income	47.2M	8.5M	30.5M	35.9M	-47.5M	36.8M	29K	-23.9M	-18.1M	-5.9M
Net margin	4.94%	1%	3.67%	4.35%	-8.26%	4.79%	0%	-3.38%	-2.78%	-0.9%
EBITDA	71.7M	35.7M	49.6M	58.3M	-61.2M	51.2M	11.2M	-4M	-11.7M	2.6M
EPS	1.72	0.34	1.23	1.46	-2.01	1.65	0	-1.17	-0.97	-0.31
Diluted EPS	1.72	0.34	1.23	1.46	-2.01	1.65	0	-1.17	-0.97	-0.31

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	Q3 26	Q4 26	Q1 27	Q2 27
Revenue	158.3M	174.9M	177.1M	168.6M	146.2M	157.9M	170.2M	176.5M	155.4M	151.7M	171.1M	165.5M
Cost of revenue	105.8M	118.8M	112.5M	109.1M	103M	111.9M	109.3M	111.5M	104.5M	106.2M	106.3M	110.2M
Gross profit	52.4M	56.1M	64.6M	59.5M	43.2M	46.1M	60.9M	65M	50.9M	45.4M	64.8M	55.3M
Gross margin	33.1%	32.1%	36.5%	35.3%	29.6%	29.2%	35.8%	36.8%	32.7%	29.9%	37.9%	33.4%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	61.8M	67.4M	56.8M	58.2M	57.9M	58.6M	55.3M	57.4M	57M	56.7M	53.9M	54M
Operating expenses	61.8M	67.4M	56.8M	58.2M	57.9M	58.6M	55.3M	57.4M	57M	56.7M	53.9M	54M
Operating income	-11.9M	-13.8M	5.8M	-1M	-17.4M	-15.3M	3M	5.1M	-8.5M	-13.7M	8.6M	-972K
Operating margin	-7.5%	-7.89%	3.28%	-0.6%	-11.9%	-9.68%	1.78%	2.92%	-5.49%	-9.05%	5.03%	-0.59%
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	-10.3M	-12.5M	11.6M	738K	-14.8M	-13.7M	4.2M	6.5M	-6.4M	-11.9M	9.8M	1.3M
Income tax	-4.3M	10.9M	649K	643K	322K	330K	928K	-293K	-1.2M	-1.1M	522K	147K
Net income	-6.1M	-23.4M	11M	95K	-15.1M	-14.1M	3.3M	6.8M	-5.2M	-10.9M	9.3M	1.1M
Net margin	-3.84%	-13.4%	6.2%	0.06%	-10.3%	-8.9%	1.94%	3.87%	-3.34%	-7.16%	5.44%	0.69%
EBITDA	-9.4M	-6.2M	7.8M	1.3M	-14.7M	-743K	5.6M	7.7M	-6.1M	-4.6M	10.8M	1.3M
EPS	-0.3	—	0.54	0.01	-0.79	-0.74	0.17	0.35	-0.28	-0.55	0.47	0.06
Diluted EPS	-0.3	—	0.54	0.01	-0.79	-0.74	0.17	0.35	-0.28	-0.55	0.47	0.06

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
Market cap	696.9M	298.4M	367.8M	394.4M	256.2M	348.8M	198.1M	131.1M	62.4M	58.1M	48.2M
Enterprise value	448.5M	101.5M	160.4M	392.5M	319M	367.4M	244.2M	181.2M	130.6M	134.9M	91.4M
Shares outstanding	27.4M	25.1M	24.8M	24.6M	22.5M	21.1M	19.9M	19.4M	18.6M	19.1M	19.1M

Valuation

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
P/E	14.8	34.9	12.1	11	—	9.47	6.8K	—	—	—	-7.81
P/S	0.73	0.35	0.44	0.48	0.45	0.45	0.26	0.19	0.1	0.09	0.08
P/B	1.82	0.91	1.16	1.25	1.04	1.37	0.87	0.68	0.38	0.37	0.28
EV/EBITDA	6.25	2.85	3.23	6.73	-5.21	7.18	21.7	-45.3	-11.2	51.9	-16.8
EV/Sales	0.47	0.12	0.19	0.48	0.55	0.48	0.32	0.26	0.2	0.21	0.14
Earnings yield	6.77%	2.86%	8.28%	9.1%	—	10.6%	0.01%	—	—	—	-12.8%
FCF yield	6.43%	8.34%	15.2%	11.4%	-17.4%	16%	-3.06%	-9.2%	-44.3%	-8.99%	6.07%
PEG	—	—	—	—	—	—	—	—	—	—	0.09

Profitability

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
Gross margin	37.1%	34.9%	37%	38.3%	24.7%	41.1%	32.9%	34.4%	32.8%	34%	33.4%
Operating margin	4.42%	1.29%	3.39%	4.5%	-13.8%	4.8%	-0.34%	-2.66%	-4.29%	-2.15%	-0.59%
Net margin	4.94%	1%	3.67%	4.35%	-8.26%	4.79%	0%	-3.38%	-2.78%	-0.9%	-0.87%
ROE	12.3%	2.62%	9.61%	11.3%	-19.3%	14.5%	0.01%	-12.4%	-11.1%	-3.76%	-3.29%
ROA	7.79%	1.65%	6.12%	5.24%	-8.03%	5.81%	0.01%	-4.92%	-3.99%	-1.4%	-2.13%
ROIC	30%	4.53%	23.7%	9.82%	-25.6%	12.8%	-0.02%	-7.78%	-12.1%	-6.01%	-6.88%
Return on tangible assets	7.81%	1.65%	6.12%	5.24%	-8.03%	5.81%	0.01%	-4.92%	-3.99%	-1.4%	-1.32%

Financial health

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
Current ratio	2.58	2.68	2.63	1.82	1.6	1.46	1.37	1.29	1.19	1.24	1.36
Quick ratio	1.73	1.8	1.78	1.24	1.13	0.95	0.82	0.77	0.6	0.7	0.82
Debt / equity	—	—	0	0.66	0.84	0.73	0.77	0.8	0.9	0.96	0.83
Debt / assets	—	—	0	0.31	0.35	0.29	0.32	0.31	0.32	0.36	0.33
Net debt / EBITDA	—	—	-4.18	-0.03	-1.03	0.36	4.1	-12.5	-5.85	29.5	31.2
Interest coverage	280.1	141.1	345.3	1.5K	-388.3	542.2	21.3	-393.3	-272.1	-64.2	-64.2
Effective tax rate	3.87%	46.5%	7.84%	16.9%	0%	5.44%	98.4%	0%	0%	0%	0%

Per share

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
Revenue per share	34.8	33.8	33.5	33.6	25.5	36.4	38.1	36.5	34.9	34.3	34.1
EPS (basic)	1.72	0.34	1.23	1.46	-2.01	1.65	0	-1.17	-0.97	-0.31	-0.31
EPS (diluted)	1.72	0.34	1.23	1.46	-2.01	1.65	0	-1.17	-0.97	-0.31	-0.29
Book value per share	14	13	12.8	12.9	10.9	12	11.4	9.92	8.72	8.25	8.84
FCF per share	1.63	0.99	2.26	1.83	-1.98	2.64	-0.3	-0.62	-1.48	-0.27	0.08
Cash per share	9.05	7.84	8.37	8.63	6.39	7.85	6.46	5.31	4.17	3.86	4.94
Capex per share	0.99	0.44	0.18	0.34	—	—	—	—	—	0.2	0.2

Capital allocation

Metric	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26	Current
Capex / revenue	2.85%	1.31%	0.52%	1.01%	—	—	—	—	—	0.58%	0.59%
Capex / operating cash flow	42.8%	36.1%	9.29%	18.3%	—	—	—	—	—	-257.6%	70.1%
Payout ratio	75%	395%	106.9%	90.8%	-16.7%	27.1%	49.5K%	-58.3%	-58.2%	0%	0%
Dividend yield	5.08%	11.3%	8.86%	8.26%	3.09%	2.86%	7.25%	10.6%	16.9%	0%	28.1%

Yield

28.1%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.17

ex-dividend Sep 16, 2024

Payout ratio

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Sep 16, 2024	$0.17
Jun 10, 2024	$0.17
Mar 25, 2024	$0.17

Period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	Q3 26	Q4 26	Q1 27	Q2 27
Revenue	$158.3M	$174.9M	$177.1M	$168.6M	$146.2M	$157.9M	$170.2M	$176.5M	$155.4M	$151.7M	$171.1M	$165.5M
YoY change	-10.4%	-2.33%	-7.78%	-7.79%	-7.64%	-9.71%	-3.87%	+4.67%	+6.32%	-3.96%	+0.51%	-6.24%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Cash & short-term investments	248.5M	196.9M	207.3M	212.2M	143.9M	165.8M	128.7M	103M	77.7M	73.6M
Receivables	20.9M	18M	16.8M	16M	10.2M	9.8M	11.3M	11.6M	11.4M	11.4M
Inventory	145.7M	121.5M	119.6M	115.4M	84.1M	124.9M	112.1M	98.6M	110.7M	83.7M
Total current assets	443.8M	372.5M	370.6M	362.8M	290.6M	355.7M	277.7M	243.1M	223.2M	193.3M
Property, plant & equipment	91M	73.9M	58.5M	253.7M	237M	208.9M	209.1M	183M	173.2M	172.1M
Goodwill & intangibles	1.7M	0	—	—	—	—	—	—	—	—
Total assets	606.3M	516.1M	497.9M	685M	591.5M	633.8M	553.1M	486.8M	452.4M	421.4M
Accounts payable	105.2M	82.6M	84.3M	68.4M	73.8M	109.5M	92M	87.8M	88.6M	65M
Short-term debt	—	—	—	63.1M	63.4M	66.8M	67.4M	61.1M	57.6M	53.5M
Total current liabilities	171.9M	139.1M	141.1M	199.3M	181.9M	244.1M	203M	188M	188.2M	155.9M
Long-term debt	—	—	0	147.2M	143.3M	117.5M	107.4M	92M	88.3M	96.9M
Total liabilities	222.4M	189.7M	181.1M	368.5M	345M	379.6M	326.5M	294.5M	290.1M	264.1M
Shareholders' equity	383.9M	326.4M	316.8M	316.5M	246.5M	254.2M	226.6M	192.3M	162.3M	157.3M
Total debt	—	—	0	210.3M	206.7M	184.3M	174.8M	153.1M	145.9M	150.4M
Net debt	—	—	-24.6M	198.5M	189.2M	164.6M	154.8M	129.2M	125.6M	133.7M

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	Q3 26	Q4 26	Q1 27	Q2 27
Cash & short-term investments	118.6M	103M	105.4M	104.7M	86.2M	77.7M	80M	90.8M	79M	73.6M	81M	93.8M
Receivables	31.1M	11.6M	31.7M	29.8M	24.8M	11.4M	26.8M	26.2M	26.1M	11.4M	33.2M	20.5M
Inventory	98.9M	98.6M	101.3M	96M	107.2M	110.7M	109.4M	97.3M	94.1M	83.7M	92.5M	82.5M
Total current assets	261.1M	243.1M	249.6M	243.5M	230.2M	223.2M	226.4M	225.8M	210.4M	193.3M	217.2M	208.5M
Property, plant & equipment	189.9M	183M	204.2M	189.8M	174.4M	173.2M	194.5M	190.9M	219.2M	172.1M	201.2M	194M
Goodwill & intangibles	—	—	—	—	—	—	—	—	—	—	—	—
Total assets	487.4M	486.8M	477.1M	455.6M	424.4M	452.4M	440.8M	436.9M	450.2M	421.4M	439.2M	423.4M
Accounts payable	86.9M	87.8M	87M	84.6M	84.2M	88.6M	90.9M	85.4M	72.5M	65M	79.7M	73.8M
Short-term debt	51.4M	61.1M	55.8M	51.1M	45.8M	57.6M	52.5M	53.9M	42.3M	53.5M	52.1M	47.8M
Total current liabilities	184.2M	188M	183.8M	173.6M	169.5M	188.2M	182.5M	175.3M	152.1M	155.9M	168.2M	153.5M
Long-term debt	71.1M	92M	81.8M	72.3M	63.2M	88.3M	80.1M	76M	117.7M	96.9M	92.9M	90.8M
Total liabilities	270.1M	294.5M	280.2M	260.5M	247.3M	290.1M	275.9M	264.7M	282.6M	264.1M	272.5M	255.5M
Shareholders' equity	217.3M	192.3M	196.9M	195.1M	177.1M	162.3M	164.9M	172.2M	167.6M	157.3M	166.7M	167.9M
Total debt	122.6M	153.1M	137.6M	123.4M	109.1M	145.9M	132.6M	129.9M	160M	150.4M	145M	138.6M
Net debt	97.5M	129.2M	98.5M	92.7M	88.8M	125.6M	101.3M	95.7M	137.2M	133.7M	119.6M	103.5M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Net income	47.2M	8.5M	30.5M	35.9M	-47.5M	36.8M	29K	-23.9M	-18.1M	-5.9M
Depreciation & amortization	22.7M	19.6M	16.5M	15.5M	14.7M	12.4M	11.1M	9.9M	9.8M	10M
Stock-based compensation	4.2M	4.2M	4.9M	4.7M	4.1M	4.1M	2.6M	4.2M	2.3M	1.7M
Change in working capital	-7.4M	-2.9M	-6.3M	-12.7M	-15.2M	9.7M	-3.9M	736K	-8.7M	-5.4M
Operating cash flow	63.9M	30.7M	46.9M	45.5M	-40.6M	60.2M	10.5M	-440K	-14.7M	-1.5M
Capital expenditure	-27.3M	-11.1M	-4.4M	-8.3M	—	—	—	—	—	-3.8M
Investing cash flow	-15.4M	67.7M	-71.1M	-22.6M	78.5M	-21.2M	35.5M	32.3M	36.8M	-1.3M
Dividends paid	-35.4M	-33.7M	-32.6M	-32.6M	-7.9M	-10M	-14.4M	-14M	-10.5M	0
Share repurchases	-42.6M	-38.9M	-13.3M	-9.6M	-19.7M	-22M	-15.2M	-2.6M	-3.9M	-995K
Financing cash flow	-78M	-72.6M	-45.9M	-42.2M	-61.6M	-32M	-29.6M	-16.5M	-14.4M	-995K
Net change in cash	-29.6M	25.8M	-70.2M	-19.3M	-23.7M	7M	16.4M	15.4M	7.8M	-3.8M
Free cash flow	44.8M	24.9M	55.9M	45.1M	-44.7M	55.7M	-6.1M	-12.1M	-27.6M	-5.2M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	Q3 26	Q4 26	Q1 27	Q2 27
Net income	-6.1M	-23.4M	11M	95K	-15.1M	-14.1M	3.3M	6.8M	-5.2M	-10.9M	9.3M	1.1M
Depreciation & amortization	2.5M	2.5M	2M	2.3M	2.7M	2.7M	2.6M	2.5M	2.4M	2.5M	2.2M	2.2M
Stock-based compensation	997K	981K	-38K	878K	741K	702K	193K	394K	550K	535K	578K	394K
Change in working capital	-3.6M	-3M	-3.8M	2M	-9.2M	2.3M	-2.2M	3.9M	-9.3M	2.2M	-3.8M	11.9M
Operating cash flow	-7.3M	-12.3M	9.2M	5.3M	-20.8M	-8.3M	3.8M	11.8M	-12.4M	-4.7M	8M	14.5M
Capital expenditure	—	—	—	—	—	—	—	-1.3M	-530K	-871K	-1.1M	-1.3M
Investing cash flow	-15.9M	15.9M	17.9M	-6.4M	16.5M	8.8M	9M	-8.8M	857K	-1.3M	809K	-4.7M
Dividends paid	-3.5M	-3.5M	-3.5M	-3.5M	-3.5M	0	0	0	0	0	—	—
Share repurchases	0	1K	-2.2M	0	-161K	-1.5M	-935K	-60K	0	0	-311K	-111K
Financing cash flow	-3.5M	-3.5M	-5.8M	-3.5M	-3.6M	-1.5M	-935K	-60K	0	0	-311K	-111K
Net change in cash	-26.7M	149K	21.3M	-4.6M	-7.9M	-981K	11.9M	2.9M	-11.5M	-6M	8.5M	9.7M
Free cash flow	-11.7M	-13.5M	2.4M	1.6M	-23.8M	-7.8M	2.8M	10.4M	-12.9M	-5.6M	7M	13.1M

Date	Ratio
Jun 28, 2005	3:2
Jun 27, 2005	1:1
Jun 29, 1993	3:2

Cato Corp-The Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history