Chubb Ltd (CB) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q1 27	$6.75	$7.26	+7.6%	—	—	—
Q4 26	$6.61	$6.82	+3.2%	—	—	—
Q3 26	$6.78	$7.52	+10.9%	—	—	—
Q2 26	$6.16	$7.49	+21.6%	—	—	—
Q1 26	$5.97	$6.14	+2.8%	—	—	—
Q4 25	$3.23	$3.68	+13.9%	—	—	—
Q3 25	$5.45	$6.02	+10.5%	—	—	—
Q2 25	$5.06	$5.7	+12.6%	—	—	—
Q1 25	$5.15	$5.38	+4.5%	—	—	—
Q4 24	$5.3	$5.41	+2.1%	—	—	—
Q3 24	$5.12	$5.54	+8.2%	—	—	—
Q2 24	$4.44	$4.95	+11.5%	—	—	—
Q1 24	$4.41	$4.92	+11.6%	—	—	—
Q4 23	$4.45	$4.41	-0.9%	—	—	—
Q3 23	$4.25	$4.05	-4.7%	—	—	—
Q2 23	$2.59	$3.17	+22.4%	—	—	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$25.7	—	—	$59.8B	—
FY24	—	$22.7	—	—	$56.1B	—
FY23	—	$21.9	—	—	$49.8B	—
FY22	—	$12.8	—	—	$43.1B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$31.5B	$32.3B	$32.7B	$34.2B	$36.1B	$40.9B	$43.1B	$49.8B	$56.1B	$59.8B
YoY change	+66%	+2.73%	+1.05%	+4.75%	+5.32%	+13.3%	+5.37%	+15.7%	+12.7%	+6.47%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	31.5B	32.3B	32.7B	34.2B	36.1B	40.9B	43.1B	49.8B	56.1B	59.8B
Cost of revenue	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	3.1B	2.8B	2.9B	3B	3B	3.1B	3.4B	4B	4.4B	4.5B
Operating expenses	3.1B	2.9B	2.9B	3.1B	3.1B	3.2B	3.4B	4.1B	4.4B	4.6B
Operating income	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	91M	80M	-307M	-140M	—
Pretax income	5B	3.7B	4.7B	5.2B	4.2B	9.8B	6.5B	9.5B	11.5B	13B
Income tax	815M	-139M	695M	795M	629M	1.3B	1.2B	511M	1.8B	2.4B
Net income	4.1B	3.9B	4B	4.5B	3.5B	8.5B	5.2B	9B	9.6B	10.6B
Net margin	13.1%	11.9%	12.1%	13%	9.8%	20.9%	12.2%	18.1%	17.2%	17.8%
EBITDA	—	—	—	—	—	—	—	—	—	—
EPS	8.94	8.26	8.55	9.85	7.84	20	12.8	21.9	22.7	25.7
Diluted EPS	8.87	8.19	8.49	9.71	7.79	19.3	12.6	21.8	22.5	25.7

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	13.9B	13.1B	13B	13.9B	15.1B	14.2B	13.5B	14.9B	16.2B	15.3B	14.8B	16B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	1.1B	1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.2B	1.1B	1.2B
Operating expenses	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.2B	1.2B	1.2B
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	-32M	-153M	21M	-29M	-230M	98M	—	—	—	—	—	—
Pretax income	2.5B	2.6B	2.6B	2.7B	3B	3.1B	1.7B	3.7B	3.9B	3.8B	3B	3.6B
Income tax	413M	-678M	342M	490M	504M	479M	321M	717M	787M	597M	646M	742M
Net income	2B	3.3B	2.3B	2.2B	2.5B	2.6B	1.3B	3B	3.1B	3.2B	2.3B	2.9B
Net margin	14.7%	25.1%	17.7%	15.9%	16.5%	18.6%	9.96%	20.2%	19.2%	20.7%	15.8%	18.1%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	5	8.08	5.28	5.52	5.77	6.33	3.32	7.44	7.1	8.1	5.94	7.37
Diluted EPS	4.95	8.03	5.23	5.46	5.7	6.02	3.29	7.35	6.99	8.1	5.88	7.3

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	68.3B	59.9B	70.4B	69.4B	82.5B	91.5B	92.8B	112.9B	125.3B	127.8B
Enterprise value	—	-2.4B	-10.2B	-6.1B	-12.5B	715.8M	80.6B	73.5B	89B	100B	151.1B
Shares outstanding	462.5M	467.1M	463.6M	452M	450.7M	426.6M	414.6M	410.8M	408.5M	401.5M	401.5M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	17.7	15.1	15.8	19.6	9.67	17.4	10.3	11.7	11.8	11.7
P/S	—	2.11	1.83	2.06	1.92	2.02	2.12	1.86	2.01	2.1	2.06
P/B	—	1.33	1.19	1.27	1.17	1.38	1.81	1.46	1.65	1.57	1.69
EV/EBITDA	—	—	—	—	—	—	—	—	—	—	10.2
EV/Sales	—	-0.07	-0.31	-0.18	-0.35	0.02	1.87	1.48	1.58	1.67	2.44
Earnings yield	—	5.66%	6.62%	6.33%	5.09%	10.3%	5.74%	9.71%	8.54%	8.48%	8.55%
FCF yield	—	6.6%	9.15%	9.01%	14.1%	13.5%	12.3%	13.6%	14.3%	10.2%	8.2%
PEG	—	—	—	—	—	—	—	—	—	—	-11.6

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	23.5%
Net margin	13.1%	11.9%	12.1%	13%	9.8%	20.9%	12.2%	18.1%	17.2%	17.8%	18.1%
ROE	8.57%	7.55%	7.87%	8.05%	5.94%	14.3%	10.4%	14.2%	14.1%	13.3%	14.8%
ROA	—	—	—	—	—	—	—	—	3.91%	3.9%	3.36%
Return on tangible assets	—	—	—	—	—	—	—	—	5.12%	4.98%	5.17%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	—	—	—	—	—	—	—	—	—	—	0.41
Debt / equity	0.27	0.25	0.25	0.27	0.25	0.27	0.29	0.23	0.22	0.22	0.31
Debt / assets	—	—	—	—	—	—	—	—	0.06	0.06	0.06
Net debt / EBITDA	—	—	—	—	—	—	—	—	—	—	1.15
Interest coverage	9.18	7.13	8.27	10.5	9.07	20.9	12.4	15.2	16.5	18.1	18.9
Effective tax rate	16.5%	0%	14.9%	15.1%	15.1%	13%	19.1%	5.36%	15.8%	18.6%	19.4%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	68.1	69.2	70.5	75.7	80	95.8	103.8	121.3	137.5	148.9	157.9
EPS (basic)	8.94	8.26	8.55	9.85	7.84	20	12.8	21.9	22.7	25.7	25.7
EPS (diluted)	8.87	8.19	8.49	9.71	7.79	19.3	12.6	21.8	22.5	25.7	28.2
Book value per share	104.4	109.5	108.5	122.4	131.9	140	121.9	155	167.4	198.7	195.4
FCF per share	11.4	9.64	11.8	14	21.7	26.1	27.2	30.7	39.6	31.9	39.3
Cash per share	181.8	178.2	178.4	202	214.7	229.5	62.2	82.2	95.9	106.1	20.7

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Payout ratio	28.4%	33.9%	33.7%	30.4%	39.3%	16.4%	26.2%	15.5%	14.9%	14.2%	13.9%
Dividend yield	—	1.92%	2.23%	1.92%	2%	1.7%	1.5%	1.5%	1.27%	1.2%	1.23%

Yield

1.23%

trailing twelve months

Frequency

Quarterly

Last dividend

$1.02

ex-dividend Sep 11, 2026

Payout ratio

14%

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Sep 11, 2026	$1.02
Jun 12, 2026	$1.02
Mar 13, 2026	$0.97

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$13.9B	$13.1B	$13B	$13.9B	$15.1B	$14.2B	$13.5B	$14.9B	$16.2B	$15.3B	$14.8B	$16B
YoY change	+15.2%	+13.8%	+17.4%	+17.9%	+8.73%	+8.38%	+4.04%	+6.81%	+7.27%	+7.92%	+9.9%	+7.24%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	84.1B	83.2B	82.7B	91.3B	96.8B	97.9B	25.8B	33.8B	39.2B	42.6B
Receivables	22.7B	24.6B	26.3B	25.7B	26.3B	28.9B	31.1B	33.6B	34.5B	36.6B
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	—	—	—	—	—	—	—	—	—	—
Goodwill & intangibles	44.9B	44.8B	43.4B	43.3B	42.9B	41.8B	50.7B	60.3B	58.4B	58.8B
Total assets	—	—	—	—	—	—	—	—	246.5B	272.3B
Accounts payable	5.6B	5.9B	6.4B	6.2B	6.7B	7.2B	7.8B	8.3B	8.1B	8.3B
Short-term debt	500M	1B	509M	1.3B	0	999M	475M	1.5B	800M	1.5B
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	12.6B	11.6B	12.1B	13.6B	14.9B	15.2B	14.4B	13B	14.5B	15.7B
Total liabilities	—	—	—	—	—	—	—	—	178.2B	192.5B
Shareholders' equity	48.3B	51.2B	50.3B	55.3B	59.4B	59.7B	50.5B	63.7B	68.4B	79.8B
Total debt	13.1B	12.6B	12.6B	14.9B	14.9B	16.2B	14.9B	14.5B	15.3B	17.2B
Net debt	12.1B	11.8B	11.3B	13.3B	13.2B	14.5B	12.9B	12B	13B	15B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	107.8B	33.8B	35.9B	36.3B	39.9B	39.2B	38.9B	40.4B	42B	42.6B	43.4B	44.8B
Receivables	34B	33.6B	33.4B	35.6B	35.6B	34.5B	35.6B	36.7B	36.8B	36.6B	37.6B	39.7B
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	—	—	—	—	—	—	—	—	—	—	—	—
Goodwill & intangibles	60.1B	60.3B	60B	59.8B	60.1B	58.4B	58.4B	59.6B	59.4B	58.8B	59B	58.6B
Total assets	—	—	234.9B	238.6B	250.6B	246.5B	251.8B	261.6B	270.2B	272.3B	275.5B	281.3B
Accounts payable	8.5B	8.3B	8.5B	9.1B	8.7B	8.1B	8.4B	9.2B	8.5B	8.3B	8.5B	9.3B
Short-term debt	700M	1.5B	2.3B	1.6B	1.6B	800M	0	1.5B	1.5B	1.5B	1.5B	663M
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	13.7B	13B	13.2B	13.2B	14.6B	14.5B	14.5B	13.5B	15.7B	15.7B	16B	17.5B
Total liabilities	—	—	—	174B	180.4B	178.2B	181B	187.1B	192.4B	192.5B	195.5B	200.5B
Shareholders' equity	57.5B	63.7B	64.4B	64.6B	70.1B	68.4B	70.8B	74.4B	77.8B	79.8B	79.9B	80.8B
Total debt	14.4B	14.5B	15.5B	14.7B	16.1B	15.3B	14.5B	15B	17.2B	17.2B	17.5B	18.1B
Net debt	11.8B	12B	13B	12.3B	13.6B	13B	12.5B	12.8B	15B	15B	15B	15.6B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	4.1B	3.9B	4B	4.5B	3.5B	8.5B	5.2B	9B	9.6B	10.6B
Depreciation & amortization	—	—	—	—	—	—	—	—	—	—
Stock-based compensation	—	—	—	—	—	—	—	—	—	—
Change in working capital	-223M	-1.7B	-1B	59M	-13M	-4.7B	-2.2B	-2.3B	-1B	-1.3B
Operating cash flow	4.3B	1.7B	2.6B	5.1B	3.9B	6.9B	4.1B	7.7B	10.2B	12.8B
Capital expenditure	—	—	—	—	—	—	—	—	—	—
Investing cash flow	-6.3B	-3.5B	-3.9B	-7.3B	-8.4B	-8.1B	-6.7B	-8.8B	-15.3B	-13B
Dividends paid	-1.2B	-1.3B	-1.3B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.5B
Share repurchases	0	-801M	-1B	-1.5B	-523M	-4.9B	-2.9B	-2.4B	-1.8B	-3.7B
Financing cash flow	-908M	-2.5B	-2.1B	-355M	-2.2B	-4.7B	-5.4B	-5B	-2.2B	-2.8B
Net change in cash	-2.9B	-4.3B	-3.5B	-2.6B	-6.7B	-5.8B	-8B	-6.1B	-7.3B	-2.9B
Free cash flow	5.3B	4.5B	5.5B	6.3B	9.8B	11.2B	11.3B	12.6B	16.2B	12.8B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	2B	3.3B	2.3B	2.2B	2.5B	2.6B	1.3B	3B	3.1B	3.2B	2.3B	2.9B
Depreciation & amortization	—	—	—	—	—	—	—	—	—	—	—	—
Stock-based compensation	—	—	—	—	—	—	—	—	—	—	—	—
Change in working capital	-986M	-85M	411M	-2.3B	-171M	827M	-1.1B	420M	-1.4B	821M	-1.1B	-1.3B
Operating cash flow	1.8B	3.2B	2.8B	-65M	2.7B	4.5B	-70M	2.2B	3.6B	4.1B	3.9B	3.7B
Capital expenditure	—	—	—	—	—	—	—	—	—	—	—	—
Investing cash flow	-3.5B	-2.4B	-3.9B	-2.7B	-5.9B	-2.8B	-1B	-3.3B	-5.6B	-3B	-3.1B	-2.8B
Dividends paid	-356M	-350M	-349M	-349M	-371M	-367M	-366M	-365M	-390M	-384M	-380M	-379M
Share repurchases	-581M	-563M	-404M	-652M	-295M	-450M	-691M	-746M	-1.1B	-1.2B	-1.2B	-1.1B
Financing cash flow	-897M	-1.5B	321M	-2B	1.2B	-1.7B	-1.6B	-786M	1.4B	-1.8B	-1.3B	-1B
Net change in cash	-2.6B	-768M	-758M	-4.7B	-2B	-52M	-2.7B	-2B	-548M	-774M	-444M	-129M
Free cash flow	4.7B	3.2B	3.2B	4.1B	4.3B	4.6B	1.6B	3.6B	3.6B	4.1B	3.9B	3.7B

Date	Ratio
Apr 19, 2006	1:2
Mar 3, 1998	3:1

Chubb Ltd Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement

Split history