Community Financial System

Community Financial System, Inc. is a diversified financial services holding company headquartered in DeWitt, New York. Its core operations are organized around banking services, employee benefit services, insurance services, and wealth management services, allowing it to serve retail, commercial, institutional, and municipal clients. Through Community Bank, N.A., the company provides deposit accounts, lending solutions, treasury and cash management services, and other everyday banking products. Its benefit services business supports retirement plan administration, fiduciary services, and related employee benefit solutions, while its insurance and wealth management units offer risk management, financial planning, trust administration, and investment services. Community Financial System, Inc. plays an important role in regional banking and advisory services, combining traditional banking with fee-based financial services for customers across multiple markets.