Evertec, Inc. (EVTC) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 26	$0.95	$1.05	+10.5%	—	$274.8M	—
Q1 26	$0.92	$0.9	-2.2%	—	$247.9M	—
Q4 25	$0.9	$0.93	+3.3%	—	$244.8M	—
Q3 25	$0.89	$0.92	+3.4%	—	$228.6M	—
Q2 25	$0.86	$0.89	+3.5%	—	$229.6M	—
Q1 25	$0.8	$0.87	+8.7%	—	$228.8M	—
Q4 24	$0.72	$0.87	+20.8%	—	$216.4M	—
Q3 24	$0.73	$0.86	+17.8%	—	$211.8M	—
Q2 24	$0.69	$0.83	+20.3%	—	$212M	—
Q1 24	$0.68	$0.72	+5.9%	—	$205.3M	—
Q4 23	$0.63	$0.62	-1.6%	—	$194.6M	—
Q3 23	$0.65	$0.8	+23.1%	—	$173.2M	—
Q2 23	$0.67	$0.71	+6.0%	—	$167.1M	—
Q1 23	$0.6	$0.69	+15.0%	—	$159.8M	—
Q4 22	$0.65	$0.65	0.0%	—	$161.8M	—
Q3 22	$0.58	$0.4	-31.0%	—	$145.8M	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$2.22	—	—	$931.8M	—
FY24	—	$1.75	—	—	$845.5M	—
FY23	—	$1.23	—	—	$694.7M	—
FY22	—	$3.48	—	—	$618.4M

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$389.5M	$407.1M	$453.9M	$487.4M	$510.6M	$589.8M	$618.4M	$694.7M	$845.5M	$931.8M
YoY change	+4.28%	+4.53%	+11.5%	+7.38%	+4.76%	+15.5%	+4.85%	+12.3%	+21.7%	+10.2%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	389.5M	407.1M	453.9M	487.4M	510.6M	589.8M	618.4M	694.7M	845.5M	931.8M
Cost of revenue	175.8M	200.7M	197M	213.4M	226.9M	250.2M	292.6M	336.8M	406.4M	469.1M
Gross profit	213.7M	206.5M	256.9M	274M	283.7M	339.6M	325.8M	358M	439.1M	462.7M
Gross margin	54.9%	50.7%	56.6%	56.2%	55.6%	57.6%	52.7%	51.5%	51.9%	49.7%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	47M	56.2M	68.7M	61.4M	70.8M	68M	89.8M	128.2M	145.6M	154.2M
Operating expenses	47M	56.2M	68.7M	61.4M	70.8M	68M	89.8M	128.2M	145.6M	154.2M
Operating income	107.1M	86.1M	125.1M	144.5M	141.4M	196.5M	157.4M	136.2M	165.7M	186.4M
Operating margin	27.5%	21.1%	27.6%	29.6%	27.7%	33.3%	25.5%	19.6%	19.6%	20%
Non-operating income, net	492K	3.3M	3.3M	-233K	6M	6.1M	132.1M	-27M	15.4M	21.2M
Pretax income	83.4M	60.2M	99.2M	116.7M	123.9M	181.7M	267.9M	85.4M	119.6M	154.4M
Income tax	8.3M	4.8M	12.6M	13M	19M	20.6M	29M	5.5M	4.8M	9.8M
Net income	75.1M	55.4M	86.6M	103.7M	104.9M	161.1M	238.9M	79.9M	114.8M	144.6M
Net margin	19.3%	13.6%	19.1%	21.3%	20.5%	27.3%	38.6%	11.5%	13.6%	15.5%
EBITDA	167.6M	154.3M	192.3M	213.6M	217.6M	277.7M	243.2M	243.6M	327.4M	344.1M
EPS	1.01	0.76	1.19	1.44	1.45	2.24	3.48	1.23	1.75	2.22
Diluted EPS	1.01	0.76	1.16	1.41	1.43	2.21	3.45	1.21	1.73	2.2

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	173.2M	194.6M	205.3M	212M	211.8M	216.4M	228.8M	229.6M	228.6M	244.8M	247.9M	274.8M
Cost of revenue	81.3M	98.6M	102.4M	97.5M	102.5M	104M	114.6M	110.1M	124.7M	119.7M	118.2M	124.2M
Gross profit	91.9M	96M	102.9M	114.5M	109.3M	112.4M	114.2M	119.5M	103.8M	125.1M	129.7M	150.6M
Gross margin	53.1%	49.3%	50.1%	54%	51.6%	51.9%	49.9%	52.1%	45.4%	51.1%	52.3%	54.8%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	30.4M	44.3M	35.6M	38.2M	34.1M	37.6M	36.2M	35.1M	37.7M	45.2M	47.8M	57.3M
Operating expenses	30.4M	44.3M	35.6M	38.2M	34.1M	37.6M	36.2M	35.1M	37.7M	45.2M	47.8M	57.3M
Operating income	39.6M	21.7M	32.8M	43.4M	41.5M	48M	49.5M	56.1M	37.7M	43.1M	44.6M	53.3M
Operating margin	22.8%	11.2%	16%	20.5%	19.6%	22.2%	21.6%	24.4%	16.5%	17.6%	18%	19.4%
Non-operating income, net	-30.7M	3M	455K	5.8M	376K	8.8M	1.5M	2.5M	8.2M	8.9M	-2.1M	-9.6M
Pretax income	5.1M	12.7M	16.7M	33.6M	26.9M	42.4M	37.2M	45M	33.4M	38.7M	29M	27.2M
Income tax	-4.9M	931K	292K	1.1M	1.7M	1.7M	4.1M	4.1M	-31K	1.6M	4.2M	20.3M
Net income	10M	11.8M	16.4M	32.5M	25.2M	40.7M	33.1M	41M	33.5M	37M	24.7M	6.9M
Net margin	5.75%	6.07%	7.98%	15.3%	11.9%	18.8%	14.5%	17.8%	14.6%	15.1%	9.98%	2.5%
EBITDA	64.8M	53.8M	77.3M	84.6M	80.4M	88.6M	85.3M	92.2M	78.5M	93.4M	87.3M	91.1M
EPS	0.16	0.18	0.25	0.5	0.39	0.63	0.51	0.63	0.51	0.56	0.38	0.09
Diluted EPS	0.15	0.17	0.24	0.49	0.38	0.62	0.5	0.62	0.51	0.56	0.38	0.09

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	1.3B	989.3M	2.1B	2.5B	2.8B	3.6B	2.2B	2.7B	2.2B	1.9B	1.7B
Enterprise value	1.9B	1.6B	2.6B	2.9B	3.1B	3.8B	2.5B	3.3B	2.9B	2.7B	2.8B
Shares outstanding	74.1M	72.5M	72.6M	72.1M	71.9M	72.1M	68.7M	64.9M	64.3M	63.7M	63.7M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	17.5	17.9	24.1	23.7	27	22.3	9.31	33.3	19.3	12.8	18.3
P/S	3.38	2.43	4.59	5.04	5.54	6.11	3.6	3.83	2.63	1.99	1.74
P/B	12.2	6.69	9.66	9.04	8.26	7.66	4.69	4.18	4.27	2.6	2.63
EV/EBITDA	11.4	10.1	13.3	13.6	14.5	13.8	10.2	13.7	8.9	7.78	10.3
EV/Sales	4.91	3.82	5.62	5.95	6.17	6.48	4.02	4.82	3.45	2.87	2.84
Earnings yield	5.71%	5.6%	4.15%	4.23%	3.71%	4.47%	10.7%	3%	5.17%	7.8%	5.46%
FCF yield	9.56%	11.4%	6.31%	4.89%	5.32%	4.08%	6.33%	5.24%	7.73%	7.31%	8.94%
PEG	—	—	—	—	—	—	—	—	—	—	-0.21

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Gross margin	54.9%	50.7%	56.6%	56.2%	55.6%	57.6%	52.7%	51.5%	51.9%	49.7%	54.8%
Operating margin	27.5%	21.1%	27.6%	29.6%	27.7%	33.3%	25.5%	19.6%	19.6%	20%	19.4%
Net margin	19.3%	13.6%	19.1%	21.3%	20.5%	27.3%	38.6%	11.5%	13.6%	15.5%	9.8%
ROE	69.4%	37.5%	40.2%	38.2%	30.6%	34.3%	50.3%	12.6%	22.1%	20.2%	14.8%
ROA	8.48%	6.14%	9.34%	10.3%	9.78%	14.1%	21.1%	3.88%	6.18%	6.44%	5.03%
ROIC	13.7%	11.1%	16%	17.9%	18%	25.2%	19.1%	9.61%	13.1%	11.3%	7.98%
Return on tangible assets	-16.5%	-12.2%	-22.7%	-38.2%	-64.5%	-235.4%	-206.5%	-14.3%	-25.1%	-22.3%	-11.6%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	1.23	1.15	1.58	1.91	2.35	2.85	1.87	1.88	1.89	2.07	1.7
Quick ratio	1.23	1.15	1.58	1.91	2.35	2.85	1.87	1.88	1.89	2.07	1.7
Debt / equity	5.99	4.16	2.5	2.05	1.53	1.03	0.94	1.55	1.86	1.58	1.84
Debt / assets	0.73	0.68	0.58	0.55	0.49	0.43	0.39	0.48	0.52	0.5	0.53
Net debt / EBITDA	3.55	3.66	2.44	2.08	1.47	0.79	1.08	2.84	2.12	2.4	3.04
Interest coverage	4.39	3.02	4.3	5.05	5.94	8.97	11.8	3.64	2.6	3.26	2.78
Effective tax rate	9.92%	7.94%	12.7%	11.1%	15.3%	11.3%	10.8%	6.42%	4.05%	6.36%	20.4%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	5.25	5.62	6.25	6.76	7.1	8.19	9	10.7	13.2	14.6	16
EPS (basic)	1.01	0.76	1.19	1.44	1.45	2.24	3.48	1.23	1.75	2.22	2.22
EPS (diluted)	1.01	0.76	1.16	1.41	1.43	2.21	3.45	1.21	1.73	2.2	1.54
Book value per share	1.46	2.04	2.97	3.77	4.76	6.53	6.91	9.79	8.08	11.2	10.7
FCF per share	1.7	1.55	1.81	1.67	2.09	2.04	2.05	2.15	2.67	2.13	2.19
Cash per share	0.7	0.7	0.96	1.54	2.82	3.7	2.7	4.55	4.26	4.8	4.36
Capex per share	0.25	0.16	0.19	0.32	0.24	0.34	0.39	0.33	0.39	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	4.72%	2.77%	3.07%	4.7%	3.34%	4.12%	4.37%	3.08%	3%	—	—
Capex / operating cash flow	11.3%	8.15%	8.34%	12.4%	8.35%	10.9%	7.84%	12.1%	9.87%	—	—
Payout ratio	39.5%	39.3%	8.4%	13.9%	13.7%	8.94%	5.77%	16.3%	11.2%	8.84%	13%
Dividend yield	2.26%	2.2%	0.35%	0.59%	0.51%	0.4%	0.62%	0.49%	0.58%	0.69%	0.73%

Yield

0.73%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.05

ex-dividend Aug 3, 2026

Payout ratio

13%

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Aug 3, 2026	$0.05
May 11, 2026	$0.05
Mar 2, 2026	$0.05
Aug 4, 2025	$0.05
May 13, 2025	$0.05
Mar 3, 2025

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$173.2M	$194.6M	$205.3M	$212M	$211.8M	$216.4M	$228.8M	$229.6M	$228.6M	$244.8M	$247.9M	$274.8M
YoY change	+18.8%	+20.3%	+28.5%	+26.9%	+22.3%	+11.2%	+11.4%	+8.32%	+7.93%	+13.1%	+8.36%	+19.7%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	51.9M	50.4M	70M	111M	202.6M	266.4M	185.3M	295.6M	273.6M	306M
Receivables	52.7M	57.7M	61.1M	58.5M	58.7M	66.3M	113.6M	128.4M	138.2M	162.8M
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	158.3M	168.7M	216.2M	276M	359M	436.4M	389.1M	561.4M	529.1M	590.8M
Property, plant & equipment	37.4M	36.4M	35.3M	72.2M	69.6M	68.4M	70.8M	75.1M	70.1M	100.4M
Goodwill & intangibles	1.3B	1.4B	1.3B	1.3B	1.2B	1.2B	1.2B	2.6B	2.3B	2.9B
Total assets	885.7M	902.8M	927.3M	1B	1.1B	1.1B	1.1B	2.1B	1.9B	2.2B
Accounts payable	40.8M	41.1M	47.3M	39.2M	43.3M	28.5M	29.7M	66.5M	58.7M	63.7M
Short-term debt	47.8M	58.5M	14.3M	20M	20.1M	25.3M	46.7M	30.6M	30.1M	39.7M
Total current liabilities	129.2M	147.2M	136.7M	144.3M	153M	152.9M	208.4M	298.3M	279.7M	285M
Long-term debt	599.7M	557.3M	524.1M	535.6M	503.4M	461.2M	400.3M	955.8M	936.5M	1.1B
Total liabilities	777.5M	754.8M	711.7M	740.1M	730.1M	674.5M	657M	1.4B	1.3B	1.5B
Shareholders' equity	108.2M	148M	215.6M	271.6M	342.4M	470.3M	474.7M	635.4M	519.3M	714M
Total debt	647.5M	615.7M	538.3M	555.6M	523.5M	486.6M	447M	986.4M	966.6M	1.1B
Net debt	595.5M	565.3M	468.3M	444.6M	320.9M	220.2M	261.7M	690.8M	692.9M	824.4M

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	177.8M	295.6M	293.7M	257.7M	275.4M	273.6M	265.9M	290.6M	474.7M	306M	290.9M	260.7M
Receivables	115.8M	128.4M	141.3M	122.3M	131.1M	138.2M	159.2M	156.9M	153.9M	162.8M	176.4M	182.6M
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	402.4M	561.4M	563M	530.8M	533.6M	529.1M	555.1M	570.6M	744.4M	590.8M	602.3M	586.1M
Property, plant & equipment	67.9M	75.1M	73.4M	76.4M	73.4M	70.1M	72.4M	69.3M	68.5M	100.4M	100.4M	100.5M
Goodwill & intangibles	1.3B	2.6B	2.5B	2.4B	2.4B	2.3B	2.4B	2.4B	2.5B	2.9B	2.9B	3.4B
Total assets	1.2B	2.1B	2B	1.9B	1.9B	1.9B	1.9B	2B	2.1B	2.2B	2.3B	2.5B
Accounts payable	52.4M	66.5M	66.6M	60.1M	53.7M	58.7M	69.2M	52.8M	47.2M	63.7M	63.4M	58.1M
Short-term debt	32.7M	30.6M	111.4M	31.3M	31.3M	30.1M	29.7M	28.8M	27.7M	39.7M	57.6M	70.6M
Total current liabilities	248.7M	298.3M	354.4M	291M	270.4M	279.7M	279.6M	259.8M	256.2M	285M	306.2M	344.3M
Long-term debt	381.7M	955.8M	950.4M	942.7M	936M	936.5M	925.7M	919.9M	1.1B	1.1B	1.1B	1.3B
Total liabilities	685.1M	1.4B	1.4B	1.4B	1.3B	1.3B	1.3B	1.3B	1.4B	1.5B	1.5B	1.8B
Shareholders' equity	536.3M	635.4M	551.9M	525.5M	545.9M	519.3M	585.1M	656.7M	708M	714M	765.8M	719.1M
Total debt	414.4M	986.4M	1.1B	974M	967.4M	966.6M	955.4M	948.7M	1.1B	1.1B	1.1B	1.3B
Net debt	236.6M	690.8M	768.2M	716.3M	692M	692.9M	689.5M	658.1M	616.7M	824.4M	844.1M	1.1B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	75.1M	55.4M	86.6M	103.7M	104.9M	161.1M	238.9M	79.9M	114.8M	144.6M
Depreciation & amortization	59.6M	64.3M	63.1M	68.1M	71.5M	75.1M	78.6M	93.6M	127.8M	122.1M
Stock-based compensation	6.4M	9.6M	12.6M	13.6M	14.3M	14.8M	20M	25.7M	30.3M	29.6M
Change in working capital	22M	7.9M	4.9M	-3.2M	10M	-33.7M	-943K	-14.5M	-416K	-30.3M
Operating cash flow	162.8M	138.1M	166.8M	184.9M	204.5M	222.2M	344.4M	177.2M	257M	227M
Capital expenditure	-18.4M	-11.3M	-13.9M	-22.9M	-17.1M	-24.3M	-27M	-21.4M	-25.4M	—
Investing cash flow	-30.3M	-55.9M	-13.9M	-28.5M	-17.1M	-27.3M	-77.9M	-444.4M	-55.2M	-146.7M
Dividends paid	-29.7M	-21.8M	-7.3M	-14.4M	-14.4M	-14.4M	-13.8M	-13M	-12.9M	-12.8M
Share repurchases	-39.9M	-7.7M	-10M	-31.8M	-7.3M	-24.4M	-96.6M	-36.1M	-82.3M	-69.3M
Financing cash flow	-90.8M	-69.2M	-117.1M	-70.2M	-62.6M	-82.9M	-157.7M	376.1M	-155M	28.4M
Net change in cash	41.8M	13M	35.9M	86.2M	124.9M	112M	108.8M	108.8M	46.8M	108.7M
Free cash flow	125.8M	112.3M	131.4M	120.1M	150.4M	146.8M	140.8M	139.3M	171.6M	135.5M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	10M	11.8M	16.4M	32.5M	25.2M	40.7M	33.1M	41M	33.5M	37M	24.7M	6.9M
Depreciation & amortization	18.8M	29.9M	36.3M	34.7M	30.1M	26.8M	30.2M	31.8M	24.9M	36.9M	37.3M	42.9M
Stock-based compensation	6.8M	6.9M	7.3M	7.7M	7.4M	7.9M	7.2M	7.3M	7.6M	7.4M	7.6M	8.2M
Change in working capital	-7.3M	-3.8M	-7.8M	15.8M	1.8M	-10.2M	-18M	-1.1M	-6M	-5.2M	-13.8M	-19.2M
Operating cash flow	17.1M	47.4M	49.2M	81.1M	65.4M	61.3M	46.6M	48.5M	70.9M	70M	31.2M	59.5M
Capital expenditure	-5.1M	-5M	-5.4M	-11.8M	-3.8M	-4.3M	-6.4M	—	—	—	—	—
Investing cash flow	-37M	-373.2M	-5.5M	-11.8M	-5.6M	-38.6M	-6.5M	-1.3M	-1.3M	-144.1M	-495K	67K
Dividends paid	-3.2M	-3.3M	-3.3M	-3.2M	-3.2M	-3.2M	-3.2M	-3.2M	-3.2M	-3.2M	-3.1M	-3M
Share repurchases	-7.8M	-12.5M	-70M	0	-12.3M	0	0	-3.7M	0	-65.6M	-20M	-47M
Financing cash flow	-4.7M	-192.1M	-16.4M	-64.7M	-44.5M	-24.8M	-27.5M	-12.8M	129.4M	-70.7M	-33.7M	111.5M
Net change in cash	-24.6M	-517.8M	27.3M	4.6M	15.3M	-2M	12.6M	34.4M	199M	-144.7M	-3M	171M
Free cash flow	22.5M	26.5M	14.1M	56.2M	40.1M	56.6M	15.4M	28.5M	45.3M	46.4M	8.5M	34.3M

Evertec, Inc. Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement