Lufax Holding Ltd. ADR (LU) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q3 24	-$0.01	-$0.16	-1500.0%	—	$4.4B	—
Q2 24	$0.04	-$0.19	-575.0%	—	$4.6B	—
Q1 24	$0.5	-$1.52	-404.0%	—	$796.3M	—
Q4 23	-$0.13	-$1.48	-1038.5%	—	$798M	—
Q3 23	$0.04	$0.01	-75.0%	—	$907.5M	—
Q2 23	$0.05	$0.06	+20.0%	—	$1.1B	—
Q1 23	$0.02	$0.04	+100.0%	—	$1.2B	—
Q4 22	$0.03	-$0.05	-266.7%	—	$1.4B	—
Q3 22	$0.17	$0.08	-52.9%	—	$1.6B	—
Q2 22	$0.23	$0.18	-21.7%	—	$1.9B	—
Q1 22	$0.29	$0.34	+17.2%	—	$2.2B	—
Q4 21	$0.2	$0.19	-5.0%	—	$1.9B	—
Q3 21	$0.24	$0.26	+8.3%	—	$2B	—
Q2 21	$0.23	$0.29	+26.1%	—	$1.8B	—
Q1 21	$0.27	$0.3	+11.1%	—	$1.9B	—
Q4 20	$0.15	$0.19	+26.7%	—	$1.8B	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	-$2.42	—	—	$23.1B	—
FY24	—	-$5.54	—	—	$19.2B	—
FY23	—	$1.54	—	—	$28.1B	—
FY22	—	$13.6	—	—	$49.1B	—

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$3.3B	$4.9B	$5.7B	$6.2B	$7.6B	$49.1B	$28.1B	$19.2B	$23.1B
YoY change	—	+48.8%	+15.9%	+9.89%	+21.9%	+547%	-42.7%	-31.8%	+20.5%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	3.3B	4.9B	5.7B	6.2B	7.6B	49.1B	28.1B	19.2B	23.1B
Cost of revenue	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—
Selling, general & administrative	1.6B	2.1B	2.7B	2.9B	3B	18.6B	12.2B	7.4B	6B
Operating expenses	1.6B	2.1B	2.7B	2.9B	3B	18.6B	12.2B	7.4B	6B
Operating income	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—
Pretax income	1.2B	2.6B	2.7B	2.5B	3.3B	12B	1.6B	-2.1B	-577.7M
Income tax	324.6M	704.7M	849.6M	782.5M	929.4M	4.2B	635.4M	1.5B	1.1B
Net income	837.2M	1.9B	1.8B	1.7B	2.3B	7.9B	953.1M	-3.6B	-1.7B
Net margin	25.5%	38.6%	32.7%	27.4%	30.6%	16%	3.39%	-18.8%	-7.41%
EBITDA	—	—	—	—	—	—	—	—	—
EPS	10.9	24.9	24.5	22.4	28.4	13.6	1.54	-5.54	-2.42
Diluted EPS	10.9	24.9	24.5	22.4	26.8	13.6	1.54	-5.54	-2.42

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q2 25	Q2 26
Revenue	1.6B	1.4B	1.2B	1.1B	907.5M	798M	796.3M	4.6B	4.4B	4.6B	6.3B	5.3B
Cost of revenue	—	—	—	—	—	—	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—	—	—	—	—	—	—
Gross margin	—	—	—	—	—	—	—	—	—	—	—	—
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	647.7M	422.5M	525.9M	421.3M	387.6M	359.3M	285.5M	1.9B	1.6B	1.9B	1.5B	964.1M
Operating expenses	647.7M	422.5M	525.9M	421.3M	387.6M	359.3M	285.5M	1.9B	1.6B	1.9B	1.5B	964.1M
Operating income	—	—	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—	—	—
Non-operating income, net	—	—	—	—	—	—	—	—	—	—	—	—
Pretax income	293.2M	-83.8M	154.8M	182.5M	42.1M	-152.3M	63.8M	-364.5M	-718.4M	-1.4B	266.5M	30M
Income tax	105.1M	28.2M	53M	43.1M	23.9M	-35.6M	182.3M	365.5M	6.9M	-124.8M	860.7M	111.7M
Net income	188.2M	-111.9M	101.7M	139.4M	18.2M	-116.7M	-118.5M	-730M	-725.3M	-1.3B	-594.2M	-81.7M
Net margin	12%	-8.06%	8.79%	13.3%	2%	-14.6%	-14.9%	-15.9%	-16.5%	-28.8%	-9.41%	-1.53%
EBITDA	—	—	—	—	—	—	—	—	—	—	—	—
EPS	2.32	-1.42	1.18	2.86	0.16	—	-1.52	—	-1.12	—	-0.82	-0.24
Diluted EPS	2.32	-1.42	1.18	2.86	0.16	—	-1.52	—	-1.12	—	-0.82	-0.24

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	—	—	—	31.4B	13.3B	4.4B	1.8B	—	—	1.1B
Enterprise value	—	—	—	—	32B	14.6B	13.1B	6.6B	—	—	3.5B
Shares outstanding	—	547.9M	548M	543.3M	552M	590.9M	572.5M	573.1M	697.6M	866.7M	866.7M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	—	—	—	18.4	5.73	0.57	1.85	—	—	20
P/S	—	—	—	—	5.04	1.75	0.09	0.06	—	—	0.04
P/B	—	—	—	—	2.71	1.01	0.05	0.02	—	—	0.09
EV/EBITDA	—	—	—	—	—	—	—	—	—	—	2.64
EV/Sales	—	—	—	—	5.13	1.93	0.27	0.23	—	—	0.82
Earnings yield	—	—	—	—	5.44%	17.4%	176.9%	54.2%	—	—	5.01%
FCF yield	—	—	—	—	3.06%	5.05%	108.6%	720.1%	—	—	-30.4%
PEG	—	—	—	—	—	—	—	—	—	—	6.4

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Operating margin	—	—	—	—	—	—	—	—	—	—	-4.77%
Net margin	—	25.5%	38.6%	32.7%	27.4%	30.6%	16%	3.39%	-18.8%	-7.41%	-7.84%
ROE	—	28.4%	38.8%	27.7%	14.8%	17.7%	8.39%	1.03%	-4.31%	-2.09%	-2.29%
ROA	—	—	—	—	—	—	2.24%	0.41%	-1.77%	-0.82%	2.77%
Return on tangible assets	—	—	—	—	—	—	2.37%	0.44%	-1.97%	-0.91%	-1.49%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	—	—	—	—	—	—	—	—	—	—	34.6
Debt / equity	—	1.13	0.43	0.29	0.35	0.47	0.57	0.49	0.69	0.86	0.89
Debt / assets	—	—	—	—	—	—	0.15	0.19	0.28	0.34	0.36
Net debt / EBITDA	—	—	—	—	—	—	—	—	—	—	2.25
Effective tax rate	—	27.9%	27.2%	31.5%	31.5%	28.6%	34.8%	40%	0%	0%	0%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	—	5.99	8.92	10.4	11.3	12.8	85.7	49.1	27.5	26.7	32.8
EPS (basic)	—	10.9	24.9	24.5	22.4	28.4	13.6	1.54	-5.54	-2.42	-2.42
EPS (diluted)	—	10.9	24.9	24.5	22.4	26.8	13.6	1.54	-5.54	-2.42	-0.38
Book value per share	—	5.38	8.86	12.3	20.9	22.2	163.6	161.4	119.8	94.7	13.6
FCF per share	—	0.56	-0.44	0.51	1.74	1.14	8.43	22.1	2.5	14.3	6.11
Cash per share	—	5.62	4.81	2.02	6.2	8.3	77.6	69.9	44.8	32.4	60.7
Capex per share	—	0.12	0.06	0.04	0.05	0.04	0.19	—	—	—	—

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	—	1.95%	0.63%	0.43%	0.45%	0.28%	0.22%	—	—	—	—
Capex / operating cash flow	—	-1.74%	0.27%	-1.37%	-0.43%	-0.2%	0.71%	—	—	—	—
Payout ratio	—	0%	0%	0%	0%	0%	98.2%	150.6%	-142.4%	0%	0%
Dividend yield	—	—	—	—	0%	0%	173.7%	81.6%	—	—	387.2%

Yield

387.2%

trailing twelve months

Frequency

Semi-annual

Last dividend

$2.42

ex-dividend Jun 4, 2024

Payout ratio

of earnings

Dividend growth

0 years

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Jun 4, 2024	$2.42
Oct 11, 2023	$0.156
Apr 5, 2023	$0.20
Oct 12, 2022	$0.68
Apr 7, 2022	$1.36

Split history

Date	Ratio
Dec 15, 2023	1:4

Period	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q2 25	Q2 26
Revenue	$1.6B	$1.4B	$1.2B	$1.1B	$907.5M	$798M	$796.3M	$4.6B	$4.4B	$4.6B	$6.3B	$5.3B
YoY change	-19.9%	-26.8%	-46.3%	-43.9%	-42.1%	-42.6%	-31.2%	+336.7%	+383.5%	+474.1%	+37.6%	-15.7%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	2.6B	3.1B	2.6B	1.1B	3.4B	4.9B	44.4B	40.1B	31.2B	28B
Receivables	1.5B	2B	1.8B	2.2B	2.1B	1.9B	8B	4.1B	4.6B	3.4B
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	103.9M	392.6M	387.6M	429.2M	110.5M	77.6M	476.8M	93.5M	165.2M	125.4M
Goodwill & intangibles	3B	3B	3.1B	3B	3B	2.7B	19.6B	19.6B	20.3B	20.2B
Total assets	—	—	—	—	—	—	351B	234.4B	203.5B	208.1B
Accounts payable	519.5M	21.9M	66.2M	73.1M	60.2M	55.7M	194.7M	113.3M	48.1M	125.1M
Short-term debt	—	—	—	—	—	—	—	—	186.9M	152M
Total current liabilities	—	—	—	—	—	—	—	—	—	—
Long-term debt	2.3B	3.3B	2.1B	1.9B	4B	6.2B	53.1B	44.9B	57.4B	70.1B
Total liabilities	—	—	—	—	—	—	257.3B	141.9B	119.9B	126.1B
Shareholders' equity	2B	2.9B	4.9B	6.7B	11.5B	13.1B	93.7B	92.5B	83.6B	82B
Total debt	2.3B	3.3B	2.1B	1.9B	4B	6.2B	53.1B	44.9B	57.6B	70.3B
Net debt	777.5M	607.8M	-537.5M	836.5M	596.3M	1.3B	8.7B	4.8B	27.4B	48B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q2 25	Q2 26
Cash & short-term investments	6.5B	6.2B	7.1B	6.6B	5.5B	5.6B	5.6B	28.6B	28.3B	31.2B	30.2B	27B
Receivables	1.4B	1.1B	1.8B	655.9M	1.3B	568.4M	897.6M	3.4B	4.5B	4.6B	2.9B	3.3B
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	—	—	—	—
Property, plant & equipment	216.6M	65.8M	135M	111.9M	93.7M	12.1M	78.6M	512.3M	461.4M	165.2M	309.1M	270.7M
Goodwill & intangibles	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.8B	20.4B	20.3B	20.3B	20.2B	20.1B
Total assets	—	—	—	—	—	33.2B	32.8B	216.9B	206.4B	203.5B	195.4B	202.7B
Accounts payable	24.6M	26.8M	1.2B	14.9M	1.1B	19.5M	832.9M	55.5M	6B	48.1M	79.7M	6.4B
Short-term debt	—	—	—	—	—	—	—	—	—	186.9M	—	—
Total current liabilities	—	—	—	—	—	—	—	—	—	—	—	—
Long-term debt	8.3B	7.4B	7.5B	6.6B	6B	6.3B	6.9B	47.2B	47.6B	57.4B	59.7B	72.1B
Total liabilities	—	—	—	—	—	20.1B	19.6B	134.3B	120.1B	119.9B	112.3B	121.3B
Shareholders' equity	13.2B	13.2B	13.2B	13.2B	13.1B	13.1B	13.2B	82.7B	86.3B	83.6B	83.1B	81.4B
Total debt	8.3B	7.4B	7.5B	6.6B	6B	6.3B	6.9B	47.2B	47.6B	57.6B	59.7B	72.1B
Net debt	1.8B	1.2B	338.3M	51.5M	461.9M	683M	1.3B	20.4B	20.6B	27.4B	31.5B	52.9B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	1.2B	2.6B	2.7B	2.5B	3.3B	12B	1.6B	-2.1B	-577.7M
Depreciation & amortization	120.8M	132.2M	113.5M	119.8M	114.5M	788.1M	623.6M	427.9M	273.6M
Stock-based compensation	29.1M	17.8M	-7.7M	23M	18.5M	45.2M	-36.2M	-18.1M	374K
Change in working capital	-5.5B	8.5B	-4.8B	-9.6B	-14.1B	—	—	—	—
Operating cash flow	-3.7B	11.4B	-1.8B	-6.5B	-10.4B	15.4B	12.7B	1.8B	12.5B
Capital expenditure	-64M	-31M	-24.1M	-28.3M	-21.3M	-109.4M	—	—	—
Investing cash flow	-292.5M	379.8M	-1.6B	-2.2B	512M	758.2M	-4.3B	1.9B	-17.6B
Dividends paid	0	0	0	0	0	-7.7B	-1.4B	-5.1B	0
Share repurchases	—	—	0	0	-894.3M	0	0	—	—
Financing cash flow	943.2M	-150.6M	-293.4M	3.6B	-225.5M	-8.8B	-19.6B	-10.6B	3.8B
Net change in cash	-3B	11.6B	-3.7B	-5B	-10.1B	7.3B	-11.1B	-6.9B	-1.3B
Free cash flow	306.3M	-239.2M	279.2M	960.5M	671.5M	4.8B	12.7B	1.7B	12.4B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q2 25	Q2 26
Net income	—	-83.8M	—	—	—	—	—	—	—	—	—	—
Depreciation & amortization	—	26.1M	—	—	—	—	—	—	—	—	—	—
Stock-based compensation	—	536.9K	—	—	—	—	—	—	—	—	—	—
Change in working capital	—	—	—	—	—	—	—	—	—	—	—	—
Operating cash flow	—	66.4M	—	—	—	—	—	—	—	-2.2B	3.2B	3.6B
Capital expenditure	—	-5.4M	—	—	—	—	—	—	—	—	—	—
Investing cash flow	—	87.2M	—	—	—	—	—	—	—	—	—	—
Dividends paid	—	-385.3M	—	—	—	—	—	—	—	—	—	—
Share repurchases	—	0	—	—	—	—	—	—	—	—	—	—
Financing cash flow	—	-948.7M	—	—	—	—	—	—	—	—	—	—
Net change in cash	—	-795M	—	—	—	—	—	—	—	-2.2B	3.2B	3.6B
Free cash flow	329M	664.5M	456.4M	277.1M	702.5M	651.1M	71.7M	3B	503.7M	-2.3B	3.2B	3.6B

Lufax Holding Ltd. ADR Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Split history

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement