Synchrony Financial

Synchrony Financial is a consumer financial services company that provides credit, lending, and deposit products across the United States. Its core offerings include private-label and co-branded credit cards, promotional financing, installment loans, and general-purpose credit solutions delivered through merchant and partner channels. The company serves a wide range of sectors, including retail, health and wellness, home, auto, travel, and telecommunications, helping businesses offer tailored financing at the point of sale. Synchrony Financial also operates Synchrony Bank, which provides FDIC-insured savings products and online banking services. The company’s business model centers on digitally enabled financing programs and consumer banking products designed to support everyday purchases and long-term customer relationships.