XYF

X Financial (XYF) | Rumor.io

X Financial

XYF

Attention (50-day avg)0%

Attention rank (50-day avg)#2,704

Bullish sentiment (50-day avg)59%

Price to earnings ratio2.35

Market capitalization189.5M

Earnings per share2.2

Dividend yield (TTM)—

Revenue (annual)7.6B

Net income (annual)1.5B

Social

What share of all stock conversation is about XYF?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% new	0% +0	0% 0	0% 0

Aug 24

X Financial reported a 56% decline in revenue for Q2 2026, with a net income plunge of 91% compared to the same period last year.
The company's unaudited financial results for Q2 2026 showed a total net revenue of RMB993.6 million, a 15.5% decline from the previous quarter.
X Financial's Q2 2026 earnings growth was primarily driven by a 23.8% quarterly gain, despite a decline in earnings and revenue.

Generated by AI

Sentiment

Of the messages about XYF that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	0% 0	20% -80	72% +6.04
Bearish	—	100% 0	80% new	28% -6.04

Bullish· May 1

$XYF has shown a significant increase of 119.62% to 6.94, with a positive MACD Histogram turning on April 28, 2023.
The company's market cap is $11.3 million, with insiders owning 43% of the shares, and income reaching $6.2 million in 2022.
$XYF is expected to continue its upward trend, with potential for a parabolic run and massive gains, possibly reaching 300% if it decides to go.

Bearish· Oct 20

The stock may follow the downward trend of Weibo ($WEI).
The company's Chinese origin may make it a high-risk investment, similar to other Chinese stocks that have experienced significant drops.
The stock's price movement is largely speculative, with a high likelihood of a significant drop in value, potentially back to $0.70-$0.80.

Generated by AI

Topics

Of the messages about XYF that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	100%	40%	46.15%	59.16%
Macro	0%	60%	38.46%	25.65%
Controversies	0%	0%	15.38%	1.05%
Earnings	0%	0%	0%	5.24%
Analysts	0%	0%	0%	6.28%
Technical Analysis	0%	0%	0%	2.62%

Announcements· Nov 16

X Financial (XYF) reported Q3 2022 unaudited financial results, with non-GAAP EPS of $0.10 and GAAP EPS of $0.09.
Revenue for the quarter reached $125.76M.
X Financial announced its earnings release on November 16, 2022, at 16:50:00.

Technical Analysis· Sep 19

The support level for XYF is between $9.50 and $10.00, and 11.55 is also a key support area.
There is a potential double top pattern forming at $20, with some traders waiting for a bounce before entering a position.
The 12.00 level is currently supporting the price, with some traders buying in anticipation of a bounce up, while others see it as a weak support level.

Generated by AI

Community

Of the messages about XYF, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	28.57%	18.18%	35.48%	31.78%
Newcomers	71.43%	81.82%	64.52%	68.22%

Regulars· May 25

X Financial reported Q1 2023 unaudited financial results, with non-GAAP EPS of $0.91 and revenue of $146.3M.
The company's stock price exceeded its 50-day moving average, with some investors interpreting this as a positive signal for the portfolio.
X Financial's Q1 2023 earnings report was marked by significant price swings, with the stock up 32.6% pre-market and experiencing declines of 10.20% and 11.53% in the last 18-19 minutes.

Newcomers· May 25

X Financial's quarterly earnings per ADS rose 112.09% year-over-year to $0.91, with sales increasing 4.42% to $146.33 million.
The company's unaudited results for the quarter showed a 1% increase in the stock price to $3.10.
X Financial's stock price gained 5.5% in a single trade, from $4.53 to $4.78.

Generated by AI

News

X Financial Earnings Call Signals Cautious Stabilization

Detailed price information for X Financial ADR (XYF-N) from The Globe and Mail including charting and trades.

1mo agoThe Globe and Mail

X Financial (XYF) Saw its Active-Borrower Count Fall 74.8% Year Over Year. Can Better Credit Metrics Stabilize the Business?

X Financial (NYSE:XYF) reported a dramatically smaller lending platform on August 24. Second-quarter net revenue fell 56.3% year over year and 15.5% sequentially to RMB 993.6 million. The active-borrower count declined 74.8% from a year earlier to approximately 720,258, while the total loan amount facilitated and originated dropped 70.2% to RMB11.63 billion. Shares closed at […]

1mo agoYahoo Finance

X Financial: Pros And Cons Of Owning The Stock (NYSE:XYF)

X Financial stock is a "Hold" as 2Q26 revenue fell, but margins and delinquencies improved. Here's what investors need to know about XYF.

1mo agoSeeking Alpha

X Financial Q2 2026 Earnings Call: Complete Transcript

1mo agoBenzinga

X Financial FY2025 slides: strong results precede Q2 2026 contraction

1mo agoInvesting.com

X Financial Q2 Earnings Call Highlights

X Financial (NYSE:XYF) reported lower second-quarter revenue and loan origination volumes as it maintained a conservative operating approach focused on credit quality, liquidity and balance-sheet strength. Management said tighter underwriting and expanded collections efforts contributed to sequentia

1mo agoYahoo Finance

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X Financial

Financial Services
Credit Services

X Financial is a leading fintech company based in China that specializes in offering comprehensive financial services, primarily focused on online lending. The company plays an integral role in connecting borrowers with diverse financial needs to lenders through its innovative, technology-driven platform. This service primarily targets individuals seeking personal loans, leveraging data analytics and unique risk assessment models to provide efficient credit assessments. X Financial's platform benefits various sectors, particularly impacting the consumer finance industry by enabling more accessible, transparent, and flexible financial opportunities for users underserved by traditional banking systems. By digitizing the lending process, X Financial enhances both the speed and accessibility of financial services, contributing to the evolution of modern banking practices. As part of China's growing fintech landscape, X Financial holds significant relevance by addressing the needs of China's vast consumer base and supporting the broader digital finance transformation.

Website

Location

Aerospace Science and Technology Plaza

Shenzhen, 518067

China

Social

What share of all stock conversation is about XYF?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% new	0% +0	0% 0	0% 0

Aug 24

X Financial reported a 56% decline in revenue for Q2 2026, with a net income plunge of 91% compared to the same period last year.
The company's unaudited financial results for Q2 2026 showed a total net revenue of RMB993.6 million, a 15.5% decline from the previous quarter.
X Financial's Q2 2026 earnings growth was primarily driven by a 23.8% quarterly gain, despite a decline in earnings and revenue.

Generated by AI

Sentiment

Of the messages about XYF that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	0% 0	20% -80	72% +6.04
Bearish	—	100% 0	80% new	28% -6.04

Bullish· May 1

$XYF has shown a significant increase of 119.62% to 6.94, with a positive MACD Histogram turning on April 28, 2023.
The company's market cap is $11.3 million, with insiders owning 43% of the shares, and income reaching $6.2 million in 2022.
$XYF is expected to continue its upward trend, with potential for a parabolic run and massive gains, possibly reaching 300% if it decides to go.

Bearish· Oct 20

The stock may follow the downward trend of Weibo ($WEI).
The company's Chinese origin may make it a high-risk investment, similar to other Chinese stocks that have experienced significant drops.
The stock's price movement is largely speculative, with a high likelihood of a significant drop in value, potentially back to $0.70-$0.80.

Generated by AI

Topics

Of the messages about XYF that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	100%	40%	46.15%	59.16%
Macro	0%	60%	38.46%	25.65%
Controversies	0%	0%	15.38%	1.05%
Earnings	0%	0%	0%	5.24%
Analysts	0%	0%	0%	6.28%
Technical Analysis	0%	0%	0%	2.62%

Announcements· Nov 16

X Financial (XYF) reported Q3 2022 unaudited financial results, with non-GAAP EPS of $0.10 and GAAP EPS of $0.09.
Revenue for the quarter reached $125.76M.
X Financial announced its earnings release on November 16, 2022, at 16:50:00.

Technical Analysis· Sep 19

The support level for XYF is between $9.50 and $10.00, and 11.55 is also a key support area.
There is a potential double top pattern forming at $20, with some traders waiting for a bounce before entering a position.
The 12.00 level is currently supporting the price, with some traders buying in anticipation of a bounce up, while others see it as a weak support level.

Generated by AI

Community

Of the messages about XYF, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	28.57%	18.18%	35.48%	31.78%
Newcomers	71.43%	81.82%	64.52%	68.22%

Regulars· May 25

X Financial reported Q1 2023 unaudited financial results, with non-GAAP EPS of $0.91 and revenue of $146.3M.
The company's stock price exceeded its 50-day moving average, with some investors interpreting this as a positive signal for the portfolio.
X Financial's Q1 2023 earnings report was marked by significant price swings, with the stock up 32.6% pre-market and experiencing declines of 10.20% and 11.53% in the last 18-19 minutes.

Newcomers· May 25

X Financial's quarterly earnings per ADS rose 112.09% year-over-year to $0.91, with sales increasing 4.42% to $146.33 million.
The company's unaudited results for the quarter showed a 1% increase in the stock price to $3.10.
X Financial's stock price gained 5.5% in a single trade, from $4.53 to $4.78.

Generated by AI

X Financial

Social

Aug 24

Bullish· May 1

Bearish· Oct 20

Announcements· Nov 16

Technical Analysis· Sep 19

Regulars· May 25

Newcomers· May 25

X Financial Earnings Call Signals Cautious Stabilization

X Financial (XYF) Saw its Active-Borrower Count Fall 74.8% Year Over Year. Can Better Credit Metrics Stabilize the Business?

X Financial: Pros And Cons Of Owning The Stock (NYSE:XYF)

X Financial Q2 2026 Earnings Call: Complete Transcript

X Financial FY2025 slides: strong results precede Q2 2026 contraction

X Financial Q2 Earnings Call Highlights

Also Discussed

X Financial

Company Information

Location

X Financial Earnings Call Signals Cautious Stabilization

X Financial (XYF) Saw its Active-Borrower Count Fall 74.8% Year Over Year. Can Better Credit Metrics Stabilize the Business?

X Financial: Pros And Cons Of Owning The Stock (NYSE:XYF)

X Financial Q2 2026 Earnings Call: Complete Transcript

X Financial FY2025 slides: strong results precede Q2 2026 contraction

X Financial Q2 Earnings Call Highlights

Also Discussed

Social

Aug 24

Bullish· May 1

Bearish· Oct 20

Announcements· Nov 16

Technical Analysis· Sep 19

Regulars· May 25

Newcomers· May 25