AFRM

Affirm Holdings, Inc. (AFRM) | Rumor.io

Affirm Holdings

AFRM

Attention (50-day avg)0.02%

Attention rank (50-day avg)#291

Bullish sentiment (50-day avg)89%

Price to earnings ratio12.4

Market capitalization22.7B

Earnings per share5.53

Dividend yield (TTM)—

Revenue (annual)4.3B

Net income (annual)1.9B

Social

What share of all stock conversation is about AFRM?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% -0.03	0.01% +0	0.01% -0.02	0.02% -0.03

Sep 28

AFRM's stock price may be affected by rising yields impacting lending practices for short-term, unsecured credit issuance.
AFRM's stock price is currently trading lower, with some analysts predicting a potential bounce back to $70+.
AFRM's stock price may be impacted by interest rates being high and inflation, which could affect investor sentiment and stock performance.

Generated by AI

Sentiment

Of the messages about AFRM that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	100% +20	86.36% -7.39	68.01% -23.91	85.19% +0.68
Bearish	0% -20	13.64% +7.39	31.99% +23.91	14.81% -0.68

Bullish· Sep 2

Affirm Holdings has delivered a strong quarter, with its Affirm Card penetration reaching 19% of active consumers, users spending 2X more, and 30% of transactions happening offline.
The company's strong execution and future plans, including potential new products, may drive its stock price higher in the long term.
The stock has shown resilience, with its short-term support holding up well and the 200-day moving average serving as a potential lower support level.

Bearish· Sep 1

Affirm Holdings, Inc. ($AFRM) is predicted to experience massive consumer defaults ahead, despite having "good" earnings and outperform/buy ratings from analysts.
The stock's recent action is a sign of a larger issue, and it may be unable to regain its footing until it can get back above the anchored vwap from the earnings report.
Affirm's stock price has been sliding into the mud after earnings, with a recent drop of 6.22% and a significant tumble of 5.17% in the global bond market sell-off.

Generated by AI

Topics

Of the messages about AFRM that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Technical Analysis	0%	51.61%	51.49%	8.55%
Announcements	100%	6.45%	22.57%	5.38%
Analysts	0%	20.97%	13.78%	26.61%
Macro	0%	20.97%	11.49%	56.89%
Earnings	0%	0%	0.68%	2.41%
Controversies	0%	0%	0%	0.15%

Earnings· Aug 28

Affirm Holdings reported a 36% increase in gross merchandise volume (GMV) to $14.1 billion in the fourth quarter, exceeding market expectations.
The company's revenue reached $1.17 billion, beating estimates of $1.11 billion, and adjusted earnings per share (EPS) came in at $4.62, including a $1.45 billion tax benefit.
Affirm's Q1 revenue guidance was also above consensus, with the company expecting revenue to grow 27.5-30.7% year-over-year, and total annual revenue to reach $5.43 billion, a 27.5% increase from the previous year.

Analysts· Aug 28

Analysts are raising Affirm's price targets following the company's strong Q4 results, with TD Cowen raising its target to $124 from $117, and BMO Capital Markets raising its target to $101.
Affirm's fiscal Q4 beat and better-than-expected 2027 outlook are driving continued upside, with BofA Securities maintaining a Buy rating and a $104 price target, and Piper Sandler raising its target to $115 from $103.
Multiple analysts have raised Affirm's price targets, including UBS, JPMorgan, and Barclays, with UBS raising its target to $90 from $82, JPMorgan raising its target to $105 from $90, and Barclays raising its target to $105 from $97.

Announcements· Aug 28

Affirm Holdings reported Q4 revenue of $1.17B, exceeding estimates of $1.11B, and issued Q1 guidance above expectations.
The company's Q4 EPS came in at $4.62, including a $1.45B tax benefit, and GMV reached $14.1B, up 36% year-over-year.
Affirm's FY27 GMV guide is above $64B, and the company is showing real operating leverage without slowing growth, with shares surging in post-market trading.

Controversies· Feb 11

$AFRM's share price plummeted after the company accidentally leaked its second-quarter earnings, leading to a 20% drop in value.
Affirm Holdings is under investigation by the SEC and law firms for potential securities law violations following the earnings leak.
Several financial institutions, including Jefferies, Piper Sandler, and Credit Suisse, have downgraded Affirm Holdings' stock price, citing concerns over credit normalization and rising interest rates.

Macro· Jan 12

* Affirm Holdings ($AFRM) initially rose on expectations of regulatory tailwinds from Trump's proposed credit card rate cap, but later fell 6.6% as investors reevaluated the impact of a potential rate cap on the company's business.
* Analysts at Mizuho Securities believe that Trump's plan to cap credit card interest rates could benefit personal lenders and buy now, pay later providers like Affirm Holdings, citing the company's growing market share and potential for increased revenue.
* A credit card rate cap could redirect card lending to other channels, potentially benefiting BNPL firms like Affirm Holdings, but also increasing their exposure to lower credit clients and associated risks.

Technical Analysis· Aug 28

$AFRM's earnings report led to an 11% gap up at the open, but significant selling pressure has since emerged, with a potential retracement underway.
The stock's chart is showing signs of a potential breakout, with a tight 4-week base forming and a clean breakout above the 50-day moving average of $77.10 considered crucial for the technical structure to remain bullish.
Affirm's chart is also showing a yellow downtrend line at $85-86, with traders expecting a potential breakput if the stock opens above it and holds, potentially leading to a move up to $95-$100.

Generated by AI

Community

Of the messages about AFRM, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	9.09%	72.31%	67.42%	46.66%
Newcomers	90.91%	27.69%	32.58%	53.34%

Regulars· Sep 17

Affirm Holdings has launched a transformer-based model that learns from the order and timing of events in a consumer’s credit history, which is now live at checkout in the U.S.
The company's recent guidance suggests it will continue to perform, even with higher interest rates, and the options market for AFRM is broken.
Affirm's stock is seeing solid volume in the premarket, and Citigroup has reiterated its Market Outperform rating, citing stronger volume, take rate, operating leverage, and margins that support higher GAAP EPS estimates.

Newcomers· Sep 18

Many newcomers are excited about the potential for $AFRM to experience a "violent move" following a quiet accumulation setup, with low volume and price coiling under trendline resistance.
Some users are focused on the impressive year-over-year revenue growth of $AFRM's competitor $AXG, with FY26 revenue reaching $28.05M, an increase of 895%.
Newcomers are also discussing the potential for $AFRM to catch up to its fundamentals, with revenue growth and a billion in volume sparking interest, but the chart has yet to reflect these impressive numbers.

Generated by AI

News

Here's Why Affirm Holdings (AFRM) Fell More Than Broader Market

The latest trading day saw Affirm Holdings (AFRM) settling at $67.21, representing a -6.03% change from its previous close.

1d agoYahoo Finance

Signal: Fintech Firm Fit to Resume Run Higher

This historic signal says AFRM could be back near annual high levels by October

1d agoYahoo Finance

Can Affirm Sustain Profitability Amid Funding Cost Pressures?

AFRM has entered fiscal 2027 with strong GMV growth and improving margins, but funding costs and credit performance will test its path to sustained profitability.

5d agoYahoo Finance UK

Truist reiterates Affirm stock rating on Amazon UK expansion

5d agoInvesting.com

Affirm Holdings (AFRM) Brings Transformer Underwriting To Checkout For Thin File Borrowers

Affirm Holdings (NasdaqGS: AFRM) has introduced a new transformer-based underwriting model for real-time decisions at checkout. The system is designed to assess individual borrowers in milliseconds using machine learning signals beyond traditional credit bureau data. Affirm reports that the new model targets consumers with limited credit histories who previously struggled to receive approvals. The transformer-based underwriting rollout is only one part of Affirm's story. The broader picture...

6d agoYahoo Finance

Affirm Holdings (AFRM) Stock Moves 1.01%: What You Should Know

7d agoYahoo Finance

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Affirm Holdings, Inc.

Financial Services
Credit Services

Affirm Holdings, Inc. is a financial technology company that provides consumer payment and merchant commerce solutions. Affirm helps shoppers pay for purchases over time through point-of-sale installment options, including its app, virtual and physical card offerings, and checkout integrations for online and in-store transactions. The company also offers tools that help merchants present flexible payment choices, manage checkout experiences, and support commerce across e-commerce, retail, travel, and other consumer-facing industries. Its platform is designed around transparent repayment terms and a broad payments network that connects consumers, merchants, and partner financial institutions. Headquartered in San Francisco, California, and founded in 2012, Affirm Holdings, Inc. focuses on digital payments, consumer finance, and merchant enablement in the modern commerce market.

Website

Location

221 Main Street

San Francisco, CA, 94105

United States

Social

What share of all stock conversation is about AFRM?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% -0.03	0.01% +0	0.01% -0.02	0.02% -0.03

Sep 28

AFRM's stock price may be affected by rising yields impacting lending practices for short-term, unsecured credit issuance.
AFRM's stock price is currently trading lower, with some analysts predicting a potential bounce back to $70+.
AFRM's stock price may be impacted by interest rates being high and inflation, which could affect investor sentiment and stock performance.

Generated by AI

Sentiment

Of the messages about AFRM that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	100% +20	86.36% -7.39	68.01% -23.91	85.19% +0.68
Bearish	0% -20	13.64% +7.39	31.99% +23.91	14.81% -0.68

Bullish· Sep 2

Affirm Holdings has delivered a strong quarter, with its Affirm Card penetration reaching 19% of active consumers, users spending 2X more, and 30% of transactions happening offline.
The company's strong execution and future plans, including potential new products, may drive its stock price higher in the long term.
The stock has shown resilience, with its short-term support holding up well and the 200-day moving average serving as a potential lower support level.

Bearish· Sep 1

Affirm Holdings, Inc. ($AFRM) is predicted to experience massive consumer defaults ahead, despite having "good" earnings and outperform/buy ratings from analysts.
The stock's recent action is a sign of a larger issue, and it may be unable to regain its footing until it can get back above the anchored vwap from the earnings report.
Affirm's stock price has been sliding into the mud after earnings, with a recent drop of 6.22% and a significant tumble of 5.17% in the global bond market sell-off.

Generated by AI

Topics

Of the messages about AFRM that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Technical Analysis	0%	51.61%	51.49%	8.55%
Announcements	100%	6.45%	22.57%	5.38%
Analysts	0%	20.97%	13.78%	26.61%
Macro	0%	20.97%	11.49%	56.89%
Earnings	0%	0%	0.68%	2.41%
Controversies	0%	0%	0%	0.15%

Earnings· Aug 28

Affirm Holdings reported a 36% increase in gross merchandise volume (GMV) to $14.1 billion in the fourth quarter, exceeding market expectations.
The company's revenue reached $1.17 billion, beating estimates of $1.11 billion, and adjusted earnings per share (EPS) came in at $4.62, including a $1.45 billion tax benefit.
Affirm's Q1 revenue guidance was also above consensus, with the company expecting revenue to grow 27.5-30.7% year-over-year, and total annual revenue to reach $5.43 billion, a 27.5% increase from the previous year.

Analysts· Aug 28

Analysts are raising Affirm's price targets following the company's strong Q4 results, with TD Cowen raising its target to $124 from $117, and BMO Capital Markets raising its target to $101.
Affirm's fiscal Q4 beat and better-than-expected 2027 outlook are driving continued upside, with BofA Securities maintaining a Buy rating and a $104 price target, and Piper Sandler raising its target to $115 from $103.
Multiple analysts have raised Affirm's price targets, including UBS, JPMorgan, and Barclays, with UBS raising its target to $90 from $82, JPMorgan raising its target to $105 from $90, and Barclays raising its target to $105 from $97.

Announcements· Aug 28

Affirm Holdings reported Q4 revenue of $1.17B, exceeding estimates of $1.11B, and issued Q1 guidance above expectations.
The company's Q4 EPS came in at $4.62, including a $1.45B tax benefit, and GMV reached $14.1B, up 36% year-over-year.
Affirm's FY27 GMV guide is above $64B, and the company is showing real operating leverage without slowing growth, with shares surging in post-market trading.

Controversies· Feb 11

$AFRM's share price plummeted after the company accidentally leaked its second-quarter earnings, leading to a 20% drop in value.
Affirm Holdings is under investigation by the SEC and law firms for potential securities law violations following the earnings leak.
Several financial institutions, including Jefferies, Piper Sandler, and Credit Suisse, have downgraded Affirm Holdings' stock price, citing concerns over credit normalization and rising interest rates.

Macro· Jan 12

* Affirm Holdings ($AFRM) initially rose on expectations of regulatory tailwinds from Trump's proposed credit card rate cap, but later fell 6.6% as investors reevaluated the impact of a potential rate cap on the company's business.
* Analysts at Mizuho Securities believe that Trump's plan to cap credit card interest rates could benefit personal lenders and buy now, pay later providers like Affirm Holdings, citing the company's growing market share and potential for increased revenue.
* A credit card rate cap could redirect card lending to other channels, potentially benefiting BNPL firms like Affirm Holdings, but also increasing their exposure to lower credit clients and associated risks.

Technical Analysis· Aug 28

$AFRM's earnings report led to an 11% gap up at the open, but significant selling pressure has since emerged, with a potential retracement underway.
The stock's chart is showing signs of a potential breakout, with a tight 4-week base forming and a clean breakout above the 50-day moving average of $77.10 considered crucial for the technical structure to remain bullish.
Affirm's chart is also showing a yellow downtrend line at $85-86, with traders expecting a potential breakput if the stock opens above it and holds, potentially leading to a move up to $95-$100.

Generated by AI

Community

Of the messages about AFRM, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	9.09%	72.31%	67.42%	46.66%
Newcomers	90.91%	27.69%	32.58%	53.34%

Regulars· Sep 17

Affirm Holdings has launched a transformer-based model that learns from the order and timing of events in a consumer’s credit history, which is now live at checkout in the U.S.
The company's recent guidance suggests it will continue to perform, even with higher interest rates, and the options market for AFRM is broken.
Affirm's stock is seeing solid volume in the premarket, and Citigroup has reiterated its Market Outperform rating, citing stronger volume, take rate, operating leverage, and margins that support higher GAAP EPS estimates.

Newcomers· Sep 18

Many newcomers are excited about the potential for $AFRM to experience a "violent move" following a quiet accumulation setup, with low volume and price coiling under trendline resistance.
Some users are focused on the impressive year-over-year revenue growth of $AFRM's competitor $AXG, with FY26 revenue reaching $28.05M, an increase of 895%.
Newcomers are also discussing the potential for $AFRM to catch up to its fundamentals, with revenue growth and a billion in volume sparking interest, but the chart has yet to reflect these impressive numbers.

Generated by AI

Affirm Holdings

Social

Sep 28

Bullish· Sep 2

Bearish· Sep 1

Earnings· Aug 28

Analysts· Aug 28

Announcements· Aug 28

Controversies· Feb 11

Macro· Jan 12

Technical Analysis· Aug 28

Regulars· Sep 17

Newcomers· Sep 18

Here's Why Affirm Holdings (AFRM) Fell More Than Broader Market

Signal: Fintech Firm Fit to Resume Run Higher

Can Affirm Sustain Profitability Amid Funding Cost Pressures?

Truist reiterates Affirm stock rating on Amazon UK expansion

Affirm Holdings (AFRM) Brings Transformer Underwriting To Checkout For Thin File Borrowers

Affirm Holdings (AFRM) Stock Moves 1.01%: What You Should Know

Also Discussed

Affirm Holdings, Inc.

Company Information

Location

Here's Why Affirm Holdings (AFRM) Fell More Than Broader Market

Signal: Fintech Firm Fit to Resume Run Higher

Can Affirm Sustain Profitability Amid Funding Cost Pressures?

Truist reiterates Affirm stock rating on Amazon UK expansion

Affirm Holdings (AFRM) Brings Transformer Underwriting To Checkout For Thin File Borrowers

Affirm Holdings (AFRM) Stock Moves 1.01%: What You Should Know

Also Discussed

Social

Sep 28

Bullish· Sep 2

Bearish· Sep 1

Earnings· Aug 28

Analysts· Aug 28

Announcements· Aug 28

Controversies· Feb 11

Macro· Jan 12

Technical Analysis· Aug 28

Regulars· Sep 17

Newcomers· Sep 18