SOFI

SoFi Technologies, Inc. (SOFI) | Rumor.io

SoFi Technologies

SOFI

Attention (50-day avg)1.26%

Attention rank (50-day avg)#15

Bullish sentiment (50-day avg)81%

Price to earnings ratio33.8

Market capitalization20.6B

Earnings per share0.49

Dividend yield (TTM)—

Revenue (annual)3.6B

Net income (annual)481.3M

Social

What share of all stock conversation is about SOFI?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	3.11% +2.02	1.6% +0.51	1.21% +0.14	1.53% -0.19

Sep 30

The post suggests that SoFi Technologies, Inc. ($SOFI) will eventually be valued like a scaled financial platform, and that re-rating is still ahead of it.
Higher bond yields have a downside for lenders, and it's easy to miss, which could impact SoFi's business, particularly in personal loan charge-offs and depositor behavior.
SoFi's current price is not justified in the eyes of some investors, who are staying bullish despite the company's current valuation being lower than that of larger financial institutions like Chase and Wells Fargo.

Generated by AI

Sentiment

Of the messages about SOFI that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	97.59% +15.71	62.87% +10.53	65.66% -30.62	85.08% -1.74
Bearish	2.41% -15.71	37.13% -10.53	34.34% +30.62	14.92% +1.74

Bullish· Sep 29

SoFi Technologies has moved up its Q3 earnings date, indicating rising volatility and potential growth.
SoFi's lending engine, financial-services growth, and technology platform make it an attractive digital-first financial company, according to analysts.
SoFi's stock price is expected to increase to $32.00 and beyond, with some analysts predicting a 15-30% pullback before a significant upswing.

Bearish· Sep 29

$SOFI has had a negative correlation with treasury yields, which could lead to a further decline if yields cross 6% soon.
$SOFI's performance is inversely related to the S&P 500 ($SPY), with the stock performing poorly when the market is down.
$SOFI's stock price has been stagnant despite the company's progress, with some investors losing confidence in the management's ability to translate business success into shareholder value.

Generated by AI

Topics

Of the messages about SOFI that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Earnings	14.19%	10.78%	4.41%	14.39%
Announcements	0.17%	0.5%	0.28%	2.77%
Macro	42.34%	36.53%	43.22%	42.54%
Technical Analysis	0.97%	13.16%	11.45%	6.2%
Analysts	42.34%	39.03%	40.61%	34.07%
Controversies	0%	0%	0.02%	0.02%

Earnings· Sep 29

SoFi Technologies, Inc. has moved up its Q3 earnings date to October 27, 2026, with volatility rising as shorts add 2 million shares.
The company plans to host a conference call to discuss financial and operating results for the third quarter of 2026 on October 27, 2026, at 8 a.m. Eastern Time.
Analysts and traders are expecting a big drop in the stock price after beating earnings, with some predicting a 9% drop to $14.50 on the day of the earnings announcement.

Analysts· Sep 29

SoFi Technologies has moved up its Q3 earnings date, and shorts have increased by 2 million shares, potentially leading to rising volatility.
Analysts are divided on whether SoFi stock is a buy or a sell, with some arguing that the current valuation is reasonable for a digital-first financial company, while others see it as a hold that's closer to a sell than a buy.
Rising short interest and treasury yields may make SoFi's earnings more interesting, with Citigroup's analyst reiterating a Buy rating with a $30 target based on deposit growth and cross-selling momentum.

Announcements· Jul 1

SoFi Technologies, Inc. (SOFI) will host a conference call on July 29, 2026, to discuss Q2 2026 results.
Cathie Wood's ARK Invest has added over 200,000 shares of SOFI, betting on the company's aggressive expansion into small business lending.
SOFI has launched a new small business lending platform, offering up to $250K in loans with fast approval and no sneaky fees.

Controversies· Mar 18

SoFi Technologies, Inc. (SOFI) may pursue a lawsuit against a short seller, Michael Wayne, who made allegations against the company.
The allegations, which SOFI has denied, may have contributed to a stock price dip, and some investors are considering a class action lawsuit against the short seller.
SOFI's CEO, Anthony Noto, is reportedly prepared to aggressively defend the company against the allegations, and may even file a lawsuit.

Macro· Sep 15

SOFi Technologies, Inc. (SOFI) delivered a record-breaking second quarter in 2026, with $1.2 billion in net revenue, 15.8 million members, 24.4 million products, and $14.8 billion in total loan originations.
SOFI stock faces market volatility due to an unchanged full-year profit forecast, macro interest rate headwinds, and a newly developing Citizens Bank poaching lawsuit, which may impact its valuation metrics and institutional target price updates.
SOFi's digital fintech platform is experiencing massive trading volume, with critical support levels, institutional buying patterns, and upcoming macro catalysts that could send the stock on a massive breakout run, potentially reaching $25.

Technical Analysis· Sep 2

$SOFI is currently trading around $18, and after touching below $17, it shot back up toward $18, which some users believe is market manipulation.
The stock has been rejecting at the top of its range, and some users are looking to buy LEAPs if it tests the lower end of the range.
$SOFI's chart is showing a multi-week flag, washout, and potential base breakout, but users are cautious about making predictions, with some expecting a potential long-term double and others anticipating a possible breakdown below $15.

Generated by AI

Community

Of the messages about SOFI, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	98.3%	95.09%	95.9%	73.52%
Newcomers	1.7%	4.91%	4.1%	26.48%

Regulars· Sep 30

The management team's ability to execute on their plan is crucial for SoFi's long-term success, and some regulars are optimistic about the company's potential for growth and a future stock price surge.
Despite the current market conditions, SoFi's strong business and growth prospects justify a bullish stance, and some regulars believe the company's price will eventually reflect its value as a scaled financial platform.
SoFi's lack of a moat and vulnerability to competition from other startups is a concern for some regulars, who think that the company's CEO needs to demonstrate a better understanding of the tech industry and its place in the market.

Newcomers· Sep 30

Many newcomers to SOFI are buying the dips to lower their average cost, hoping the stock will rebound.
Some users are skeptical about SOFI's potential for growth, citing concerns about interest rates and the company's ability to rebound in a high-interest environment.
New investors are expressing concerns about the stock's volatility, with one user calling it a "freaking scam stock" and another warning that it will "crash on every earnings."

Generated by AI

Key TakeawaysSoFi’s CEO closed the Q2 call saying it is “just a matter of when, not if” the market connects the dots to a 20% to 30% return on tangible common equity, return on equity was 5. 66% in FY2025 and 7.

7h agoYahoo Finance

Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock

1d agoYahoo Finance

The Zacks Analyst Blog Highlights SoFi Technologies, PayPal and Block

SOFI's stablecoin rollout adds a live payments use case as strong core growth contrasts with a valuation premium to PYPL and XYZ.

1d agoYahoo Finance

Could Blockchain Create Another Growth Lever for SoFi Technologies (SOFI) and Mastercard (MA)?

On September 22, SoFi Technologies, Inc. (NASDAQ:SOFI) and Mastercard Incorporated (NYSE:MA) launched live stablecoin settlement across SoFi Bank’s debit and credit card program. Powered by SoFiUSD, the first stablecoin issued by a nationally chartered bank, SoFi is migrating its entire $25 billion card program to blockchain-based settlement on Mastercard’s global payment network. The initiative bridges […]

1d agoYahoo Finance

SoFi Stock Nears Critical Support: What to Know - SoFi Technologies (NASDAQ:SOFI)

SoFi Technologies Inc (NASDAQ:SOFI) shares are sliding Monday, continuing a decline that's pushed the stock into the lower third of a wide trading range it's cycled through repeatedly over the past six months. Here's what you should know.

1d agoBenzinga

Huge Option Volume in SoFi Puts Expiring In Over 2 Years - Are Investors Bearish on SOFI Stock?

1d agobarchart.com

Also Discussed

Investors talking about SOFI also mention

#	Name	Attention
1	Upstart Holdings, Inc.UPST	0.01%0
2	Palantir Technologies Inc.PLTR	0.98%+0.13
3	Hims & Hers Health, Inc.HIMS	0.17%+0.1
4	Nu Holdings Ltd.NU	0.01%-0.1
5	Affirm Holdings, Inc.AFRM	0%-0.03
6	Pagaya Technologies Ltd. Class A Ordinary SharesPGY	0%+0
7	Robinhood Markets Inc. Class A Common StockHOOD	0.25%+0.19
8	Defiance Daily Target 2X Long SOFI ETFSOFX	0%new
9	WKLY - SoFi Weekly Dividend ETF	——
10	Paysafe LimitedPSFE	0%0

SoFi Technologies, Inc.

Financial Services
Credit Services

SoFi Technologies, Inc. is a financial services company that provides a broad digital platform for borrowing, saving, spending, investing, and protecting money. Its main offerings include personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investing tools, insurance-related services, and personal finance management features. The company also operates a technology platform that supports banking and financial infrastructure services for other businesses. SoFi Technologies, Inc. serves consumers through mobile and online channels with an integrated product suite designed to consolidate everyday financial needs in one place. Headquartered in San Francisco, California, and founded in 2011, SoFi Technologies, Inc. plays a notable role in the fintech sector by combining consumer finance, digital banking, investing, and technology-enabled financial services under one brand.

Website

Location

234 1st Street

San Francisco, CA, 94105

United States

Social

What share of all stock conversation is about SOFI?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	3.11% +2.02	1.6% +0.51	1.21% +0.14	1.53% -0.19

Sep 30

The post suggests that SoFi Technologies, Inc. ($SOFI) will eventually be valued like a scaled financial platform, and that re-rating is still ahead of it.
Higher bond yields have a downside for lenders, and it's easy to miss, which could impact SoFi's business, particularly in personal loan charge-offs and depositor behavior.
SoFi's current price is not justified in the eyes of some investors, who are staying bullish despite the company's current valuation being lower than that of larger financial institutions like Chase and Wells Fargo.

Generated by AI

Sentiment

Of the messages about SOFI that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	97.59% +15.71	62.87% +10.53	65.66% -30.62	85.08% -1.74
Bearish	2.41% -15.71	37.13% -10.53	34.34% +30.62	14.92% +1.74

Bullish· Sep 29

SoFi Technologies has moved up its Q3 earnings date, indicating rising volatility and potential growth.
SoFi's lending engine, financial-services growth, and technology platform make it an attractive digital-first financial company, according to analysts.
SoFi's stock price is expected to increase to $32.00 and beyond, with some analysts predicting a 15-30% pullback before a significant upswing.

Bearish· Sep 29

$SOFI has had a negative correlation with treasury yields, which could lead to a further decline if yields cross 6% soon.
$SOFI's performance is inversely related to the S&P 500 ($SPY), with the stock performing poorly when the market is down.
$SOFI's stock price has been stagnant despite the company's progress, with some investors losing confidence in the management's ability to translate business success into shareholder value.

Generated by AI

Topics

Of the messages about SOFI that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Earnings	14.19%	10.78%	4.41%	14.39%
Announcements	0.17%	0.5%	0.28%	2.77%
Macro	42.34%	36.53%	43.22%	42.54%
Technical Analysis	0.97%	13.16%	11.45%	6.2%
Analysts	42.34%	39.03%	40.61%	34.07%
Controversies	0%	0%	0.02%	0.02%

Earnings· Sep 29

SoFi Technologies, Inc. has moved up its Q3 earnings date to October 27, 2026, with volatility rising as shorts add 2 million shares.
The company plans to host a conference call to discuss financial and operating results for the third quarter of 2026 on October 27, 2026, at 8 a.m. Eastern Time.
Analysts and traders are expecting a big drop in the stock price after beating earnings, with some predicting a 9% drop to $14.50 on the day of the earnings announcement.

Analysts· Sep 29

SoFi Technologies has moved up its Q3 earnings date, and shorts have increased by 2 million shares, potentially leading to rising volatility.
Analysts are divided on whether SoFi stock is a buy or a sell, with some arguing that the current valuation is reasonable for a digital-first financial company, while others see it as a hold that's closer to a sell than a buy.
Rising short interest and treasury yields may make SoFi's earnings more interesting, with Citigroup's analyst reiterating a Buy rating with a $30 target based on deposit growth and cross-selling momentum.

Announcements· Jul 1

SoFi Technologies, Inc. (SOFI) will host a conference call on July 29, 2026, to discuss Q2 2026 results.
Cathie Wood's ARK Invest has added over 200,000 shares of SOFI, betting on the company's aggressive expansion into small business lending.
SOFI has launched a new small business lending platform, offering up to $250K in loans with fast approval and no sneaky fees.

Controversies· Mar 18

SoFi Technologies, Inc. (SOFI) may pursue a lawsuit against a short seller, Michael Wayne, who made allegations against the company.
The allegations, which SOFI has denied, may have contributed to a stock price dip, and some investors are considering a class action lawsuit against the short seller.
SOFI's CEO, Anthony Noto, is reportedly prepared to aggressively defend the company against the allegations, and may even file a lawsuit.

Macro· Sep 15

SOFi Technologies, Inc. (SOFI) delivered a record-breaking second quarter in 2026, with $1.2 billion in net revenue, 15.8 million members, 24.4 million products, and $14.8 billion in total loan originations.
SOFI stock faces market volatility due to an unchanged full-year profit forecast, macro interest rate headwinds, and a newly developing Citizens Bank poaching lawsuit, which may impact its valuation metrics and institutional target price updates.
SOFi's digital fintech platform is experiencing massive trading volume, with critical support levels, institutional buying patterns, and upcoming macro catalysts that could send the stock on a massive breakout run, potentially reaching $25.

Technical Analysis· Sep 2

$SOFI is currently trading around $18, and after touching below $17, it shot back up toward $18, which some users believe is market manipulation.
The stock has been rejecting at the top of its range, and some users are looking to buy LEAPs if it tests the lower end of the range.
$SOFI's chart is showing a multi-week flag, washout, and potential base breakout, but users are cautious about making predictions, with some expecting a potential long-term double and others anticipating a possible breakdown below $15.

Generated by AI

Community

Of the messages about SOFI, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	98.3%	95.09%	95.9%	73.52%
Newcomers	1.7%	4.91%	4.1%	26.48%

Regulars· Sep 30

The management team's ability to execute on their plan is crucial for SoFi's long-term success, and some regulars are optimistic about the company's potential for growth and a future stock price surge.
Despite the current market conditions, SoFi's strong business and growth prospects justify a bullish stance, and some regulars believe the company's price will eventually reflect its value as a scaled financial platform.
SoFi's lack of a moat and vulnerability to competition from other startups is a concern for some regulars, who think that the company's CEO needs to demonstrate a better understanding of the tech industry and its place in the market.

Newcomers· Sep 30

Many newcomers to SOFI are buying the dips to lower their average cost, hoping the stock will rebound.
Some users are skeptical about SOFI's potential for growth, citing concerns about interest rates and the company's ability to rebound in a high-interest environment.
New investors are expressing concerns about the stock's volatility, with one user calling it a "freaking scam stock" and another warning that it will "crash on every earnings."

Generated by AI

SoFi Technologies

Social

Sep 30

Bullish· Sep 29

Bearish· Sep 29

Earnings· Sep 29

Analysts· Sep 29

Announcements· Jul 1

Controversies· Mar 18

Macro· Sep 15

Technical Analysis· Sep 2

Regulars· Sep 30

Newcomers· Sep 30

What Would Have to Go Right for SoFi to Earn 20% to 30% Returns? Here’s the Answer

Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock

The Zacks Analyst Blog Highlights SoFi Technologies, PayPal and Block

Could Blockchain Create Another Growth Lever for SoFi Technologies (SOFI) and Mastercard (MA)?

SoFi Stock Nears Critical Support: What to Know - SoFi Technologies (NASDAQ:SOFI)

Huge Option Volume in SoFi Puts Expiring In Over 2 Years - Are Investors Bearish on SOFI Stock?

Also Discussed

SoFi Technologies, Inc.

Company Information

Location

What Would Have to Go Right for SoFi to Earn 20% to 30% Returns? Here’s the Answer

Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock

The Zacks Analyst Blog Highlights SoFi Technologies, PayPal and Block

Could Blockchain Create Another Growth Lever for SoFi Technologies (SOFI) and Mastercard (MA)?

SoFi Stock Nears Critical Support: What to Know - SoFi Technologies (NASDAQ:SOFI)

Huge Option Volume in SoFi Puts Expiring In Over 2 Years - Are Investors Bearish on SOFI Stock?

Also Discussed

Social

Sep 30

Bullish· Sep 29

Bearish· Sep 29

Earnings· Sep 29

Analysts· Sep 29

Announcements· Jul 1

Controversies· Mar 18

Macro· Sep 15

Technical Analysis· Sep 2

Regulars· Sep 30

Newcomers· Sep 30