CACC

Credit Acceptance Corp (CACC) | Rumor.io

Credit Acceptance

CACC

Attention (50-day avg)0%

Attention rank (50-day avg)#3,404

Bullish sentiment (50-day avg)24%

Price to earnings ratio12.1

Market capitalization5.8B

Earnings per share45.3

Dividend yield (TTM)—

Revenue (annual)2.3B

Net income (annual)423.9M

Social

What share of all stock conversation is about CACC?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% 0	0% +0	0% +0	0% 0

Mar 13

Credit Acceptance Corporation ($CACC) maintains a fair value of $714, according to Citron Research.
The company is considered a superior non-prime lender, with goeasy's financial struggles serving as evidence of its strength.
$CACC has support targets at the first and second levels, with some analysts expressing concerns over the non-prime lending sector.

Generated by AI

Sentiment

Of the messages about CACC that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	0%	0% -81.82	23.6% +7.06
Bearish	—	100%	100% +81.82	76.4% -7.06

Bullish· Nov 2

Credit Acceptance has repurchased 8% of its shares in the past quarter, indicating a strong commitment to its shareholders.
Several analysts, including Stephens & Co. and JMP Securities, have raised their price targets for Credit Acceptance, with Stephens raising its target to $519 and JMP raising its target to $355.
Credit Acceptance's stock price has increased by 10.56% to $659, suggesting a strong upward trend in the company's value.

Bearish· May 2

$CACC's Q1 earnings revealed a significant deterioration in auto credit quality, with a 490% increase in credit loss provisions, indicating a potential increase in delinquencies.
The subprime auto lender's auto loan volumes are expected to shrink as banking lending tightens for the sector and consumers abandon their vehicles, leading to a perfect storm for the company.
$CACC's financials are weakening, with loan loss provisions ticking up, lawsuits looming, cost of capital rising, and the subprime auto market weakening, making it a challenging short but a potential opportunity.

Generated by AI

Topics

Of the messages about CACC that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	—	—	33.33%	13.06%
Earnings	—	—	0%	12.69%
Macro	—	—	33.33%	64.18%
Controversies	—	—	33.33%	2.61%
Analysts	—	—	0%	2.99%
Technical Analysis	—	—	0%	4.48%

Earnings· Jul 31

Credit Acceptance Corporation ($CACC) beat earnings estimates by $0.43 and revenue estimates by $8.53M.
The company reported FQ2 earnings of $6.95 EPS and $315.40M in revenues.
Credit Acceptance also beat the Estimize EPS Consensus by 44 cents and the Estimize Revenue Consensus by $8.53M.

Analysts· Aug 1

Analysts at Credit Suisse Group, Raymond James Financial, and BMO Capital Markets have made changes to their ratings and price targets for Credit Acceptance Corporation ($CACC).
JMP Securities has maintained an underperform rating for Credit Acceptance Corporation ($CACC) with a price target of $195.
BMO Capital Markets raised its price target for Credit Acceptance Corporation ($CACC) to $238.00 with a market perform rating.

Controversies· Jan 4

Credit Acceptance Corporation (CACC) is being sued by the CFPB and NY Attorney General for allegedly misrepresenting the cost of credit and tricking customers into high-cost loans on used cars.
The lawsuit alleges that CACC's interest rates on sub-prime loans violate state usury law and that the company obscured the true cost of its loans, leading to severe financial distress for borrowers.
The controversy has led to a 13% drop in CACC's stock price, with expectations of similar suits from other state attorneys general and potential securities class action litigation.

Macro· Dec 12

A subprime auto bond deal by Flagship Credit Acceptance LLC priced with a 9 percentage point spread over going rates, the widest since the last financial crisis.
This is the riskiest chunk of bonds in the deal, with a double-B rating from some agencies, offering investors a yield of over 13%.
The deal is notable for being the largest subprime auto bond since the last financial crisis, with a total value of around $400 million.

Generated by AI

Community

Of the messages about CACC, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	—	0%	73.53%	45.55%
Newcomers	—	100%	26.47%	54.45%

Regulars· May 2

Credit Acceptance Corporation's Q1 earnings revealed a significant increase in credit loss provisions, with auto loan volumes expected to shrink due to tightening banking lending and consumer behavior.
Subprime auto lender Credit Acceptance Corporation's stock is crashing after earnings, with concerns over loan loss provisions, lawsuits, and rising cost of capital in the deteriorating sub-prime auto market.
Credit Acceptance Corporation's stock may see increased volume as competitors exit the market pace, but the company's deteriorating industry and slowing stock buybacks raise concerns among investors.

Newcomers· Jan 30

The newcomer is questioning the new CEO's statement about customer loyalty, suggesting that it's unrealistic given the company's subprime lending business model.
The newcomer is excited about the 10.34% surge in the stock price and the increased volume, and is looking for more information about the company's future prospects.
The newcomer is curious about the "buzz" surrounding the company and is asking if they're ready to discuss its future, implying that they're interested in learning more about potential opportunities or risks.

Generated by AI

Most car-loan stories end with a tow truck. This one ends, for tens of thousands... The post Credit Acceptance Settlement: Who Gets Car Debt Forgiven and What Comes Next appeared first on The Auto Wire.

3d agoYahoo Finance

Over 50,000 drivers could have $634M in car debt erased after lender ‘preyed on’ consumers. Do you qualify?

The debt cancellation works out to roughly $11,500 per affected borrower if divided evenly.

6d agofinance.yahoo.com

Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?

7d agoYahoo Finance

Credit Acceptance Extends Key Secured Funding Facilities

Detailed price information for Credit Acceptance (CACC-Q) from The Globe and Mail including charting and trades.

7d agoThe Globe and Mail

Nearly 5K Georgians eligible for car loan relief as part of settlement

Nearly 5,000 Georgia consumers could receive relief from loans issued by Credit Acceptance Corporation.

7d agofinance.yahoo.com

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9	Carvana Co. Class A Common StockCVNA	0.01%-0.02
10	OneMain Holdings, Inc.OMF	0%0

Credit Acceptance Corp

Financial Services
Credit Services

Credit Acceptance Corporation is a consumer finance company that provides financing programs to automobile dealers across the United States. Credit Acceptance Corporation helps dealers offer vehicle financing to consumers, including those with limited or challenged credit histories, by purchasing or funding retail installment contracts tied to used and, in some cases, new vehicles. Its business is centered on indirect automotive lending, loan servicing, and related risk management activities that support dealer sales and consumer access to credit. The company also uses asset-backed financing and revolving credit facilities to support its lending operations and manage capital efficiently. Headquartered in Southfield, Michigan, Credit Acceptance Corporation serves as a specialist in the auto finance market, linking dealerships, borrowers, and funding sources within a structured lending platform.

Website

Location

25505 West Twelve Mile Road

Southfield, MI, 48034-8339

United States

Social

What share of all stock conversation is about CACC?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0% 0	0% +0	0% +0	0% 0

Mar 13

Credit Acceptance Corporation ($CACC) maintains a fair value of $714, according to Citron Research.
The company is considered a superior non-prime lender, with goeasy's financial struggles serving as evidence of its strength.
$CACC has support targets at the first and second levels, with some analysts expressing concerns over the non-prime lending sector.

Generated by AI

Sentiment

Of the messages about CACC that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	0%	0% -81.82	23.6% +7.06
Bearish	—	100%	100% +81.82	76.4% -7.06

Bullish· Nov 2

Credit Acceptance has repurchased 8% of its shares in the past quarter, indicating a strong commitment to its shareholders.
Several analysts, including Stephens & Co. and JMP Securities, have raised their price targets for Credit Acceptance, with Stephens raising its target to $519 and JMP raising its target to $355.
Credit Acceptance's stock price has increased by 10.56% to $659, suggesting a strong upward trend in the company's value.

Bearish· May 2

$CACC's Q1 earnings revealed a significant deterioration in auto credit quality, with a 490% increase in credit loss provisions, indicating a potential increase in delinquencies.
The subprime auto lender's auto loan volumes are expected to shrink as banking lending tightens for the sector and consumers abandon their vehicles, leading to a perfect storm for the company.
$CACC's financials are weakening, with loan loss provisions ticking up, lawsuits looming, cost of capital rising, and the subprime auto market weakening, making it a challenging short but a potential opportunity.

Generated by AI

Topics

Of the messages about CACC that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	—	—	33.33%	13.06%
Earnings	—	—	0%	12.69%
Macro	—	—	33.33%	64.18%
Controversies	—	—	33.33%	2.61%
Analysts	—	—	0%	2.99%
Technical Analysis	—	—	0%	4.48%

Earnings· Jul 31

Credit Acceptance Corporation ($CACC) beat earnings estimates by $0.43 and revenue estimates by $8.53M.
The company reported FQ2 earnings of $6.95 EPS and $315.40M in revenues.
Credit Acceptance also beat the Estimize EPS Consensus by 44 cents and the Estimize Revenue Consensus by $8.53M.

Analysts· Aug 1

Analysts at Credit Suisse Group, Raymond James Financial, and BMO Capital Markets have made changes to their ratings and price targets for Credit Acceptance Corporation ($CACC).
JMP Securities has maintained an underperform rating for Credit Acceptance Corporation ($CACC) with a price target of $195.
BMO Capital Markets raised its price target for Credit Acceptance Corporation ($CACC) to $238.00 with a market perform rating.

Controversies· Jan 4

Credit Acceptance Corporation (CACC) is being sued by the CFPB and NY Attorney General for allegedly misrepresenting the cost of credit and tricking customers into high-cost loans on used cars.
The lawsuit alleges that CACC's interest rates on sub-prime loans violate state usury law and that the company obscured the true cost of its loans, leading to severe financial distress for borrowers.
The controversy has led to a 13% drop in CACC's stock price, with expectations of similar suits from other state attorneys general and potential securities class action litigation.

Macro· Dec 12

A subprime auto bond deal by Flagship Credit Acceptance LLC priced with a 9 percentage point spread over going rates, the widest since the last financial crisis.
This is the riskiest chunk of bonds in the deal, with a double-B rating from some agencies, offering investors a yield of over 13%.
The deal is notable for being the largest subprime auto bond since the last financial crisis, with a total value of around $400 million.

Generated by AI

Community

Of the messages about CACC, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	—	0%	73.53%	45.55%
Newcomers	—	100%	26.47%	54.45%

Regulars· May 2

Credit Acceptance Corporation's Q1 earnings revealed a significant increase in credit loss provisions, with auto loan volumes expected to shrink due to tightening banking lending and consumer behavior.
Subprime auto lender Credit Acceptance Corporation's stock is crashing after earnings, with concerns over loan loss provisions, lawsuits, and rising cost of capital in the deteriorating sub-prime auto market.
Credit Acceptance Corporation's stock may see increased volume as competitors exit the market pace, but the company's deteriorating industry and slowing stock buybacks raise concerns among investors.

Newcomers· Jan 30

The newcomer is questioning the new CEO's statement about customer loyalty, suggesting that it's unrealistic given the company's subprime lending business model.
The newcomer is excited about the 10.34% surge in the stock price and the increased volume, and is looking for more information about the company's future prospects.
The newcomer is curious about the "buzz" surrounding the company and is asking if they're ready to discuss its future, implying that they're interested in learning more about potential opportunities or risks.

Generated by AI

Credit Acceptance

Social

Mar 13

Bullish· Nov 2

Bearish· May 2

Earnings· Jul 31

Analysts· Aug 1

Controversies· Jan 4

Macro· Dec 12

Regulars· May 2

Newcomers· Jan 30

Credit Acceptance: Attractive P/E, But Rising Credit And Regulatory Risks (NASDAQ:CACC)

Credit Acceptance Settlement: Who Gets Car Debt Forgiven and What Comes Next

Over 50,000 drivers could have $634M in car debt erased after lender ‘preyed on’ consumers. Do you qualify?

Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?

Credit Acceptance Extends Key Secured Funding Facilities

Nearly 5K Georgians eligible for car loan relief as part of settlement

Also Discussed

Credit Acceptance Corp

Company Information

Location

Credit Acceptance: Attractive P/E, But Rising Credit And Regulatory Risks (NASDAQ:CACC)

Credit Acceptance Settlement: Who Gets Car Debt Forgiven and What Comes Next

Over 50,000 drivers could have $634M in car debt erased after lender ‘preyed on’ consumers. Do you qualify?

Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?

Credit Acceptance Extends Key Secured Funding Facilities

Nearly 5K Georgians eligible for car loan relief as part of settlement

Also Discussed

Social

Mar 13

Bullish· Nov 2

Bearish· May 2

Earnings· Jul 31

Analysts· Aug 1

Controversies· Jan 4

Macro· Dec 12

Regulars· May 2

Newcomers· Jan 30