Consumer Portfolio Services

Consumer Portfolio Services, Inc. Common Stock represents Consumer Portfolio Services, Inc., a specialty finance company focused on indirect automobile financing in the United States. The company purchases and services retail automobile contracts originated primarily by franchised and select independent auto dealers, helping provide financing solutions for buyers with limited credit histories, past credit challenges, or lower incomes. Its business supports the automotive retail market by giving dealers an additional funding source and expanding access to vehicle financing for consumers. Consumer Portfolio Services also works across multiple financing programs designed for different credit profiles, making it an established participant in the consumer auto finance sector. The company is headquartered in the United States and serves a broad network within the automotive lending market.