TransUnion (TRU) Financials

EPS

Hollow marker is the consensus estimate; filled is the reported figure, colored by beat or miss.

Revenue

Outlined bar is the consensus estimate; solid is reported.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
Q2 26	$1.15	$1.23	+7.0%	—	$1.3B	—
Q1 26	$1.11	$1.18	+6.3%	—	$1.2B	—
Q3 25	$1.04	$1.1	+5.8%	—	$1.2B	—
Q2 25	$0.99	$1.08	+9.1%	—	$1.1B	—
Q1 25	$0.98	$1.05	+7.1%	—	$1.1B	—
Q4 24	$0.95	$0.97	+2.1%	—	$1B	—
Q3 24	$1.01	$1.04	+3.0%	—	$1.1B	—
Q2 24	$0.97	$0.99	+2.1%	—	$1B	—
Q1 24	$0.81	$0.92	+13.6%	—	$1B	—
Q4 23	$0.71	$0.8	+12.7%	—	$954.3M	—
Q3 23	$0.94	$0.91	-3.2%	—	$968.7M	—
Q2 23	$0.82	$0.86	+4.9%	—	$968M	—
Q1 23	$0.74	$0.8	+8.1%	—	$940.3M	—
Q4 22	$0.82	$0.78	-4.9%	—	$902.1M	—
Q3 22	$0.91	$0.93	+2.2%	—	$938.2M	—
Q2 22	$0.97	$0.98	+1.0%	—	$948.3M	—

EPS

Reported per-share earnings by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Revenue

Reported revenue by fiscal year; the line turns dotted where reported figures end and the analyst consensus begins, with the shaded band marking the low–high range.

Results

Periods without a consensus estimate or a reported figure show a dash.

Period	EPS estimate	EPS actual	EPS surprise %	Revenue estimate	Revenue actual	Revenue surprise %
FY25	—	$2.34	—	—	$4.6B	—
FY24	—	$1.46	—	—	$4.2B	—
FY23	—	-$1.07	—	—	$3.8B	—
FY22	—	$1.4	—	—	$3.7B

Total revenue

Reported revenue per period; the line is the change from the same period a year earlier, on its own left axis.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$1.7B	$1.9B	$2.3B	$2.5B	$2.5B	$3B	$3.7B	$3.8B	$4.2B	$4.6B
YoY change	+13.1%	+13.4%	+19.8%	+6.3%	+2.74%	+17%	+25.3%	+3.27%	+9.2%	+9.38%

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	1.7B	1.9B	2.3B	2.5B	2.5B	3B	3.7B	3.8B	4.2B	4.6B
Cost of revenue	579.1M	645.7M	790.1M	805.5M	853.9M	1B	1.4B	1.5B	1.7B	1.9B
Gross profit	1.1B	1.3B	1.5B	1.7B	1.7B	1.9B	2.3B	2.3B	2.5B	2.7B
Gross margin	66%	66.6%	65.9%	67.3%	66.3%	65.5%	62.7%	60.4%	60%	59.1%
Research & development	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	560.1M	585.4M	707.7M	777.4M	829.7M	909M	1.2B	1.2B	1.2B	1.3B
Operating expenses	560.1M	585.4M	707.7M	777.4M	829.7M	909M	1.2B	1.2B	1.2B	1.3B
Operating income	300.5M	464.7M	512.5M	541.7M	500.2M	651.9M	626.4M	617.9M	733.4M	864.6M
Operating margin	17.6%	24%	22.1%	22%	19.8%	22%	16.9%	16.1%	17.5%	18.9%
Non-operating income, net	-12.8M	1.9M	-23.5M	16M	11.8M	-17.6M	-6M	-484.2M	-75.4M	-17M
Pretax income	205.4M	372.5M	343.5M	374.5M	389.5M	505.6M	383M	-145.3M	401.1M	643M
Income tax	74M	-79.1M	54.5M	70.5M	83.7M	131.9M	118.9M	44.7M	98.8M	173.1M
Net income	131.4M	451.6M	287.5M	352M	355.6M	1.4B	281.5M	-190.8M	302.3M	469.9M
Net margin	7.71%	23.4%	12.4%	14.3%	14.1%	47.5%	7.59%	-4.98%	7.23%	10.3%
EBITDA	572.8M	705.4M	816.1M	889.2M	869.5M	1B	1.2B	1.2B	1.3B	1.5B
EPS	0.66	2.42	1.5	1.85	1.81	7.25	1.4	-1.07	1.46	2.34
Diluted EPS	0.65	2.32	1.45	1.81	1.79	7.19	1.4	-1.07	1.45	2.32

Revenue and profits

Revenue, gross profit, operating income, and net income per period.

Condensed income statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	968.7M	954.3M	1B	1B	1.1B	1B	1.1B	1.1B	1.2B	1.2B	1.2B	1.3B
Cost of revenue	368.8M	444.1M	406.3M	406.7M	448.7M	411.6M	445.6M	469.9M	480.3M	476.1M	519.5M	544.6M
Gross profit	599.9M	510.2M	614.9M	634.1M	636.3M	625.2M	650.1M	669.8M	689.2M	695.2M	726.2M	765M
Gross margin	61.9%	53.5%	60.2%	60.9%	58.6%	60.3%	59.3%	58.8%	58.9%	59.4%	58.3%	58.4%
Research & development	—	—	—	—	—	—	—	—	—	—	—	—
Selling, general & administrative	290.8M	240.3M	305.6M	310.8M	305.7M	317.2M	256.8M	335M	330.8M	342.3M	329.1M	346.5M
Operating expenses	290.8M	240.3M	305.6M	310.8M	305.7M	317.2M	256.8M	335M	330.8M	342.3M	329.1M	346.5M
Operating income	177.8M	136.6M	175.3M	190.4M	197M	170.7M	254.4M	192.1M	212.8M	205.3M	244.8M	258M
Operating margin	18.4%	14.3%	17.2%	18.3%	18.2%	16.5%	23.2%	16.9%	18.2%	17.5%	19.7%	19.7%
Non-operating income, net	-400.3M	10.9M	-25.5M	-2M	-40.6M	-7.3M	-12.7M	12.2M	-8.4M	-8.1M	238.8M	2.9M
Pretax income	-291.7M	75.2M	83M	120.7M	96.8M	100.6M	193.8M	156.8M	150.1M	142.3M	428.1M	201.5M
Income tax	22.2M	-15.4M	13M	31M	24.9M	29.9M	41M	44.4M	50M	37.7M	27.6M	54.8M
Net income	-314.4M	90.5M	70M	89.7M	71.9M	70.7M	152.7M	112.4M	100.2M	104.6M	400.4M	146.7M
Net margin	-32.5%	9.48%	6.85%	8.62%	6.63%	6.82%	13.9%	9.86%	8.57%	8.93%	32.1%	11.2%
EBITDA	328M	276.5M	306.1M	330.8M	341.1M	304.1M	394.1M	349M	371.8M	364.6M	411.5M	426.3M
EPS	-1.65	0.03	0.34	0.44	0.35	0.34	0.76	0.56	0.5	0.52	2.06	0.75
Diluted EPS	-1.65	0.03	0.33	0.44	0.35	0.34	0.75	0.56	0.49	0.52	2.04	0.74

P/E

Annual history by fiscal year; click a table row below to chart a different metric.

Current values are trailing twelve months where available, otherwise the latest fiscal year; unreported figures show a dash.

Key stats

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Market cap	—	10B	10.5B	16.1B	18.8B	22.7B	10.9B	13.3B	18B	16.7B	12.7B
Enterprise value	—	12.4B	14.3B	19.5B	21.9B	27.4B	16.1B	18.3B	22.6B	21B	18.2B
Shares outstanding	182.6M	182.4M	184.6M	187.8M	189.9M	191.4M	192.5M	193.4M	194.4M	194.4M	194.4M

Valuation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
P/E	—	22.2	36.5	45.7	53	16.1	38.8	—	59.6	35.5	17.5
P/S	—	5.18	4.52	6.53	7.45	7.67	2.94	3.47	4.31	3.64	2.6
P/B	—	5.49	5.29	6.87	7.15	5.67	2.56	3.24	4.17	3.67	2.63
EV/EBITDA	—	17.5	17.5	22	25.1	26.2	14	15.7	17.6	14.1	11.9
EV/Sales	—	6.39	6.18	7.93	8.64	9.25	4.35	4.77	5.39	4.58	3.72
Earnings yield	—	4.5%	2.74%	2.19%	1.89%	6.19%	2.58%	—	1.68%	2.82%	5.7%
FCF yield	—	3.3%	3.58%	3.66%	3.09%	2.57%	-0.01%	2.52%	2.87%	3.97%	6.38%
PEG	—	—	—	—	—	—	—	—	—	—	0.52

Profitability

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Gross margin	66%	66.6%	65.9%	67.3%	66.3%	65.5%	62.7%	60.4%	60%	59.1%	58.4%
Operating margin	17.6%	24%	22.1%	22%	19.8%	22%	16.9%	16.1%	17.5%	18.9%	19.7%
Net margin	7.71%	23.4%	12.4%	14.3%	14.1%	47.5%	7.59%	-4.98%	7.23%	10.3%	15.1%
ROE	8.92%	24.8%	14.5%	15%	13.5%	35.1%	6.59%	-4.65%	7%	10.3%	15.6%
ROA	2.75%	8.82%	4.08%	4.95%	4.86%	11.1%	2.41%	-1.72%	2.75%	4.23%	4.94%
ROIC	5.29%	11.2%	7.41%	7.59%	6.94%	5.55%	4.55%	6.81%	6.25%	7.14%	7.65%
Return on tangible assets	-4.25%	-13.8%	-6.19%	-7.95%	-10.2%	-23.6%	-4.15%	3.04%	-5.2%	-8.39%	-11.6%

Financial health

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Current ratio	1.47	1.28	1.53	1.55	2.19	1.94	1.6	1.47	1.7	1.75	1.9
Quick ratio	1.47	1.28	1.53	1.55	2.19	1.94	1.6	1.47	1.7	1.75	1.9
Debt / equity	1.61	1.35	2.04	1.6	1.34	1.63	1.36	1.33	1.21	1.13	1.13
Debt / assets	0.5	0.48	0.58	0.52	0.48	0.52	0.5	0.49	0.47	0.46	0.46
Net debt / EBITDA	3.77	3.3	4.7	3.89	3.48	4.48	4.51	4.27	3.53	2.88	3.06
Interest coverage	3.4	5.25	3.5	3.16	4.09	5.49	2.66	0.5	2.51	3.73	4.66
Effective tax rate	36%	0%	15.9%	18.8%	21.5%	26.1%	31%	0%	24.6%	26.9%	18.4%

Per share

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Revenue per share	9.34	10.6	12.6	13.1	13.3	15.5	19.3	19.8	21.5	23.5	25.3
EPS (basic)	0.66	2.42	1.5	1.85	1.81	7.25	1.4	-1.07	1.46	2.34	2.34
EPS (diluted)	0.65	2.32	1.45	1.81	1.79	7.19	1.4	-1.07	1.45	2.32	3.79
Book value per share	8.07	10	10.7	12.5	13.9	20.9	22.2	21.2	22.2	23.4	25.3
FCF per share	1.46	1.81	2.03	3.13	3.06	3.05	-0.01	1.73	2.66	3.4	4.07
Cash per share	1.18	0.75	1.16	1.47	2.61	9.64	3.05	2.48	3.51	4.4	4.38
Capex per share	—	—	—	—	—	—	—	—	—	1.68	1.63

Capital allocation

Metric	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	Current
Capex / revenue	—	—	—	—	—	—	—	—	—	7.12%	6.43%
Capex / operating cash flow	—	—	—	—	—	—	—	—	—	33%	28.6%
Payout ratio	0%	0%	14.5%	16.1%	16.2%	4.97%	27.6%	-42.9%	27.4%	19.3%	12.7%
Dividend yield	—	0%	0.4%	0.35%	0.31%	0.31%	0.71%	0.62%	0.46%	0.54%	0.77%

Yield

0.77%

trailing twelve months

Frequency

Quarterly

Last dividend

$0.125

ex-dividend Aug 20, 2026

Payout ratio

13%

of earnings

Dividend growth

1 year

consecutive annual raises

Dividend per share

Split-adjusted payout per share by ex-dividend date.

Recent payouts

Ex-dividend	Amount
Aug 20, 2026	$0.125
May 27, 2026	$0.125
Feb 26, 2026	$0.125
Nov 21, 2025	$0.115
Aug 22, 2025	$0.115
May 22, 2025	$0.115
Feb 27, 2025	$0.115
Nov 22, 2024	$0.105

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Revenue	$968.7M	$954.3M	$1B	$1B	$1.1B	$1B	$1.1B	$1.1B	$1.2B	$1.2B	$1.2B	$1.3B
YoY change	+3.25%	+5.79%	+8.6%	+7.52%	+12%	+8.65%	+7.3%	+9.5%	+7.79%	+13%	+13.7%	+14.9%

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & short-term investments	215M	137.4M	213.9M	277M	495.9M	1.8B	587.9M	478.9M	682M	856.3M
Receivables	277.9M	326.7M	456.8M	443.9M	392.8M	558M	602.2M	723M	798.9M	905M
Inventory	—	—	—	—	—	—	—	—	—	—
Total current assets	550M	588.7M	841.5M	888.2M	1.5B	2.6B	1.5B	1.5B	1.8B	2B
Property, plant & equipment	100M	99.4M	112.4M	176.3M	161.5M	253M	202.6M	154.4M	129M	177.4M
Goodwill & intangibles	7.9B	8.4B	11.7B	11.5B	10.8B	18.6B	18.5B	17.4B	16.8B	16.7B
Total assets	4.8B	5.1B	7B	7.1B	7.3B	12.6B	11.7B	11.1B	11B	11.1B
Accounts payable	114.2M	131.3M	169.9M	176.2M	188.4M	270.2M	250.4M	251.3M	294.6M	349.9M
Short-term debt	50.4M	119.3M	71.7M	78.6M	72.4M	153M	148.3M	115.8M	92.6M	216.7M
Total current liabilities	373.3M	458.4M	548.5M	571.4M	669.8M	1.4B	905.5M	1B	1.1B	1.2B
Long-term debt	2.3B	2.3B	4B	3.7B	3.4B	6.4B	5.7B	5.3B	5.1B	4.9B
Total liabilities	3.3B	3.3B	5.1B	4.8B	4.7B	8.6B	7.4B	7B	6.7B	6.6B
Shareholders' equity	1.5B	1.8B	2B	2.3B	2.6B	4B	4.3B	4.1B	4.3B	4.5B
Total debt	2.4B	2.5B	4B	3.7B	3.5B	6.5B	5.8B	5.4B	5.2B	5.2B
Net debt	2.2B	2.3B	3.9B	3.5B	3B	4.7B	5.2B	5B	4.5B	4.3B

Assets vs. liabilities & equity

What the company owns (left stack) against what it owes plus shareholders' equity (right stack). The two stacks should match — that's the balance.

Condensed balance sheet

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Cash & short-term investments	420.9M	476.2M	433.6M	543.2M	643.2M	679.5M	609.9M	687.5M	752.5M	856.3M	733.1M	839.5M
Receivables	—	—	—	—	—	—	—	—	893.6M	905M	1B	1B
Inventory	—	—	—	—	—	—	—	—	—	—	—	—
Total current assets	—	—	—	—	—	—	—	—	2B	2B	2B	2.2B
Property, plant & equipment	—	—	—	—	—	—	—	—	286.2M	177.4M	348.8M	340M
Goodwill & intangibles	—	—	—	—	—	—	—	—	16.8B	16.7B	18.7B	18.7B
Total assets	—	—	—	—	—	—	—	—	11.1B	11.1B	12B	12.2B
Accounts payable	—	—	—	—	—	—	—	—	361.9M	349.9M	379.1M	404.9M
Short-term debt	—	—	—	—	—	—	—	—	104.9M	216.7M	224.1M	233.3M
Total current liabilities	—	—	—	—	—	—	—	—	984.9M	1.2B	1B	1.1B
Long-term debt	—	—	—	—	—	—	—	—	5.1B	4.9B	5.5B	5.4B
Total liabilities	—	—	—	—	—	—	—	—	6.5B	6.6B	7.1B	7.2B
Shareholders' equity	—	—	—	—	—	—	—	—	4.6B	4.5B	4.9B	5B
Total debt	—	—	—	—	—	—	—	—	5.2B	5.2B	5.7B	5.7B
Net debt	—	—	—	—	—	—	—	—	4.4B	4.3B	5B	4.8B

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Net income	131.4M	451.6M	289M	304M	305.7M	373.7M	264.1M	-190.1M	302.3M	469.9M
Depreciation & amortization	265.2M	238M	306.9M	338.6M	346.8M	377M	519M	524.4M	537.8M	574.8M
Stock-based compensation	24.4M	33.1M	57.9M	48.3M	44.3M	69.2M	82.8M	100.3M	121.2M	145.6M
Change in working capital	-13.6M	-57.3M	-55.4M	30.3M	47.1M	-48.1M	-508M	-73.9M	-53.7M	-217.6M
Operating cash flow	384.2M	460.9M	549.3M	705.1M	713.6M	741.5M	291.6M	224M	825.1M	987.6M
Capital expenditure	—	—	—	—	—	—	—	—	—	-326M
Investing cash flow	-371.8M	-332M	-1.8B	-45.7M	-47M	-3.7B	-524.2M	-7.7M	8.4M	-331.7M
Dividends paid	0	0	-41.6M	-56.8M	-57.6M	-69.8M	-77.8M	-81.8M	-82.7M	-90.5M
Share repurchases	-700K	-133.5M	0	0	—	—	—	—	—	-302M
Financing cash flow	153.8M	-51.7M	1.5B	-484.8M	-296.9M	2.8B	-820.5M	-438.8M	-308.7M	-494.6M
Net change in cash	166.2M	77.2M	252.4M	174.6M	369.7M	-199.4M	-1.1B	-222.5M	524.8M	161.3M
Free cash flow	265.9M	330.5M	375.6M	588.5M	582M	584.1M	-1M	334.7M	516.7M	661.6M

Cash generation and uses

Cash from operations, what's left after capex, and what went back to shareholders. Bars below the line are cash going out.

Condensed cash flow statement

Click a row to chart it; unreported figures show a dash.

Period	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Net income	-313.9M	91.2M	70M	89.7M	71.9M	70.7M	152.7M	112.4M	100.2M	104.6M	400.4M	146.8M
Depreciation & amortization	131.3M	133.3M	134M	132.9M	133.6M	137.3M	138.9M	142.7M	145.6M	147.6M	152.3M	160.6M
Stock-based compensation	27M	27.4M	24.1M	27.7M	33.8M	35.6M	30.3M	40.2M	36.4M	38.7M	37.5M	39.1M
Change in working capital	-68.7M	75.5M	-146.5M	58.8M	-18.4M	52.4M	-262.1M	13.7M	12.2M	18.6M	-247.2M	26.9M
Operating cash flow	-264M	278.2M	58M	299.7M	229.3M	249.2M	52.5M	291.3M	324.3M	319.5M	84.2M	374.9M
Capital expenditure	—	—	—	—	—	—	—	—	-83.9M	-96.7M	-65.2M	-69.2M
Investing cash flow	25.2M	9.6M	0	4.2M	-600K	4.8M	-18.2M	-60.1M	-83.4M	-24.6M	-586.7M	-94.2M
Dividends paid	-20.5M	-20.4M	-20.8M	-20.6M	-20.3M	-21M	-22.6M	-22.5M	-23.2M	-22.2M	-25M	-24.5M
Share repurchases	—	—	—	—	—	—	-5.4M	-33.4M	-113.8M	-149.4M	-12.1M	-103.7M
Financing cash flow	-121.1M	-719.3M	-31.3M	-118.8M	-69.4M	-89.2M	-40.6M	-86.7M	-173.6M	-193.7M	400.9M	-181.3M
Net change in cash	-359.9M	-431.5M	26.7M	185.1M	159.3M	164.8M	-6.3M	144.5M	67.3M	101.2M	-101.6M	99.4M
Free cash flow	81.3M	104.3M	-8.4M	226.9M	161.3M	136.9M	-15.9M	214.3M	240.4M	222.8M	19M	305.7M

TransUnion Financials

EPS

Revenue

Results

EPS

Revenue

Results

Total revenue

Total revenue

Revenue and profits

Condensed income statement

Revenue and profits

Condensed income statement

P/E

Key stats

Valuation

Profitability

Financial health

Per share

Capital allocation

Dividend per share

Recent payouts

Assets vs. liabilities & equity

Condensed balance sheet

Assets vs. liabilities & equity

Condensed balance sheet

Cash generation and uses

Condensed cash flow statement

Cash generation and uses

Condensed cash flow statement