TRU

TransUnion (TRU) | Rumor.io

TransUnion

TRU

Attention (50-day avg)0%

Attention rank (50-day avg)#1,052

Bullish sentiment (50-day avg)58%

Price to earnings ratio17.5

Market capitalization12.7B

Earnings per share3.79

Dividend yield (TTM)0.77%

Revenue (annual)4.6B

Net income (annual)469.9M

Social

What share of all stock conversation is about TRU?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0.06% new	0% new	0% +0	0% 0

Sep 4

TransUnion shares slipped 9% after a US directive required Fannie Mae and Freddie Mac to approve VantageScore for all lenders, potentially disrupting FICO's monopoly.
A homebuilder mentioned considering stronger solutions (SAFER and SOUNDER) to the current credit reporting system, citing overcharging by companies like Equifax, Experian, and TransUnion.
The introduction of VantageScore may lead to a multiple re-rating of FICO's share price, and investors are advised to be cautious of potential changes in the credit scoring landscape.

Generated by AI

Sentiment

Of the messages about TRU that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	—	53.52% -46.48	67.67% +2.87
Bearish	—	—	46.48% +46.48	32.33% -2.87

Bullish· Oct 24

TransUnion's CEO reports healthy absolute lending volumes, driven by unsecured personal loans becoming a mainstream product.
The company's recent weak earnings are seen as a short-term setback, with many believing it's a solid long-term investment opportunity.
The stock's current price is considered oversold, with many expecting a quick recovery and a potential 10-20% bounce to levels around $55-$60.

Bearish· Oct 2

$TRU's stock price fell sharply after FICO's announcement to license mortgage credit scores directly to lenders, leading to concerns over potential margin pressures.
TransUnion's stock price dropped 11% over the last 24 hours, with many traders calling it a "big loser" and a stock that is "tanking" or "sinking".
The stock price of $TRU may be facing resistance at $74, with some traders hoping that it won't break above this level, while others believe that the pullback caused by algorithms or buy-on-dip is over and real selling has begun.

Generated by AI

Topics

Of the messages about TRU that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	8.89%	10.87%	93.3%	29.77%
Earnings	0%	0%	0%	1.45%
Technical Analysis	0%	0%	0%	2.44%
Controversies	0%	0%	1.03%	1.04%
Macro	91.11%	89.13%	5.67%	31.51%
Analysts	0%	0%	0%	33.8%

Earnings· Apr 25

TransUnion's Q1 EPS beat estimates by $0.06, with a reported $0.80 vs consensus $0.74.
The company's Q1 revenue of $940.3M also beat estimates, with a 3% increase from the same period last year.
TransUnion updated its FY23 guidance to $3.49-$3.62 EPS and $3.825-$3.885 billion in revenue.

Analysts· Jul 27

TransUnion's price target was cut by multiple analysts, with Baird lowering it to $87, Credit Suisse to $72, and Deutsche Bank to $101.
Analysts have downgraded TransUnion to Neutral from Buy at Bank of America and Baird, while maintaining Equal-Weight at Morgan Stanley and Overweight at Barclays.
Recent analyst ratings for TransUnion include Bullish, Somewhat Bullish, Indifferent, Somewhat Bearish, and Bearish, with a total of 1 Bullish and 3 Somewhat Bullish ratings.

Announcements· Oct 2

TransUnion shares fell as Fair Isaac Corp's decision to license FICO scores directly to lenders may curtail the intermediary role of credit reporting companies.
The move could lead to margin pressure for major credit bureaus, including TransUnion, Experian, and Equifax.
Mortgage companies' stock prices declined as a result of Fair Isaac's Direct Licensing Program, which aims to cut out bureau mark-ups and provide lenders with more transparent pricing.

Macro· Jan 15

The study by credit agency TransUnion suggests that inflation increases the likelihood of default among borrowers with low FICO scores.
The study's findings imply that as inflation comes down, loans are less likely to default.
The TransUnion study highlights the relationship between inflation and loan defaults, particularly among borrowers with low credit scores.

Generated by AI

Community

Of the messages about TRU, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	32.97%	33.21%	10.3%	12.36%
Newcomers	67.03%	66.79%	89.7%	87.64%

Regulars· Oct 2

The daily chart of TransUnion's TruCap Finance Ltd. has formed a Death Cross, indicating a potential sell signal.
A full analysis of TruCap Finance Ltd.'s chart is available at a linked URL.
TransUnion's TruCap Finance Ltd. has experienced a significant price decline of -10.3% in a single trading day.

Newcomers· Sep 4

Newcomers are concerned about the potential impact of VantageScore on credit reporting agencies like TransUnion, with some worrying that it could lead to another company being allowed to compete with FICO.
The introduction of VantageScore may lead to a re-evaluation of FICO's share price, with some users expecting a decline in the company's stock value.
New users are questioning the necessity of credit scores and the dominance of companies like TransUnion and Equifax in the credit reporting industry.

Generated by AI

News

TransUnion stock hits 52-week low at 63.36 USD

21h agoInvesting.com

FICO stock slides after TransUnion extends 99-cent pricing for VantageScore 4.0 (TRU:NYSE)

1d agoSeeking Alpha

TransUnion extends VantageScore 4.0 mortgage pricing through 2028

1d agoInvesting.com

TransUnion appoints Malte Bernholz as strategy chief

2d agoInvesting.com

TransUnion (TRU) Could Be 30% Undervalued Following Reaffirmed Guidance And CFO Change

Why TransUnion’s reaffirmed outlook and CFO transition matter now TransUnion (TRU) reaffirmed its third quarter and full year 2026 earnings and revenue guidance while confirming that long serving Chief Financial Officer Todd Cello will step down at year end. The credit reporting group described the planned CFO change as a personal decision by Cello, who has been with the business for 29 years, including nine as finance chief. Management indicated that the leadership shift is not expected to...

4d agoYahoo Finance

Why TransUnion (TRU) Shares Are Falling Today

Shares of credit reporting company TransUnion (NYSE:TRU) fell 4.3% in the afternoon session after the company announced that Executive Vice President and Chief Financial Officer Todd Cello will step down after 29 years. According to a company press release, Cello will remain CFO through December 31, 2026, then serve as a full-time advisor through March 1, 2027, while TransUnion searches for a successor. The company also reaffirmed its third-quarter and full-year 2026 guidance for revenue, adjust

5d agofinance.yahoo.com

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1	Equifax Inc.EFX	0.01%0
2	Fair Isaac Corp.FICO	0.17%+0.1
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5	TotalEnergies SETTE	0%-0.17
6	National Fuel Gas CompanyNFG	0%new
7	LiveRamp Holdings, Inc.RAMP	0%0
8	HOOK - HOOKIPA Pharma Inc.	——
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10	Simulations Plus Inc.SLP	0%0

TransUnion

Financial Services
Financial Data & Stock Exchanges

TransUnion is a global information and insights company that helps businesses and consumers make informed decisions through credit reporting, identity verification, fraud prevention, and data analytics. TransUnion provides consumer and commercial credit reports, risk scores, authentication tools, marketing solutions, and portfolio management services to financial institutions, lenders, insurers, landlords, retailers, and public-sector organizations. Its products also support identity protection, debt recovery, tenant screening, and customer engagement workflows across both U.S. and international markets. The company’s OneTru platform helps centralize data management, identity resolution, and analytics across its product suite. Headquartered in Chicago, Illinois, TransUnion plays a central role in the credit information and risk management ecosystem by enabling trusted transactions and decision-making across multiple industries.

Website

Location

555 West Adams

Chicago, IL, 60661

United States

Social

What share of all stock conversation is about TRU?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0.06% new	0% new	0% +0	0% 0

Sep 4

TransUnion shares slipped 9% after a US directive required Fannie Mae and Freddie Mac to approve VantageScore for all lenders, potentially disrupting FICO's monopoly.
A homebuilder mentioned considering stronger solutions (SAFER and SOUNDER) to the current credit reporting system, citing overcharging by companies like Equifax, Experian, and TransUnion.
The introduction of VantageScore may lead to a multiple re-rating of FICO's share price, and investors are advised to be cautious of potential changes in the credit scoring landscape.

Generated by AI

Sentiment

Of the messages about TRU that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	—	—	53.52% -46.48	67.67% +2.87
Bearish	—	—	46.48% +46.48	32.33% -2.87

Bullish· Oct 24

TransUnion's CEO reports healthy absolute lending volumes, driven by unsecured personal loans becoming a mainstream product.
The company's recent weak earnings are seen as a short-term setback, with many believing it's a solid long-term investment opportunity.
The stock's current price is considered oversold, with many expecting a quick recovery and a potential 10-20% bounce to levels around $55-$60.

Bearish· Oct 2

$TRU's stock price fell sharply after FICO's announcement to license mortgage credit scores directly to lenders, leading to concerns over potential margin pressures.
TransUnion's stock price dropped 11% over the last 24 hours, with many traders calling it a "big loser" and a stock that is "tanking" or "sinking".
The stock price of $TRU may be facing resistance at $74, with some traders hoping that it won't break above this level, while others believe that the pullback caused by algorithms or buy-on-dip is over and real selling has begun.

Generated by AI

Topics

Of the messages about TRU that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	8.89%	10.87%	93.3%	29.77%
Earnings	0%	0%	0%	1.45%
Technical Analysis	0%	0%	0%	2.44%
Controversies	0%	0%	1.03%	1.04%
Macro	91.11%	89.13%	5.67%	31.51%
Analysts	0%	0%	0%	33.8%

Earnings· Apr 25

TransUnion's Q1 EPS beat estimates by $0.06, with a reported $0.80 vs consensus $0.74.
The company's Q1 revenue of $940.3M also beat estimates, with a 3% increase from the same period last year.
TransUnion updated its FY23 guidance to $3.49-$3.62 EPS and $3.825-$3.885 billion in revenue.

Analysts· Jul 27

TransUnion's price target was cut by multiple analysts, with Baird lowering it to $87, Credit Suisse to $72, and Deutsche Bank to $101.
Analysts have downgraded TransUnion to Neutral from Buy at Bank of America and Baird, while maintaining Equal-Weight at Morgan Stanley and Overweight at Barclays.
Recent analyst ratings for TransUnion include Bullish, Somewhat Bullish, Indifferent, Somewhat Bearish, and Bearish, with a total of 1 Bullish and 3 Somewhat Bullish ratings.

Announcements· Oct 2

TransUnion shares fell as Fair Isaac Corp's decision to license FICO scores directly to lenders may curtail the intermediary role of credit reporting companies.
The move could lead to margin pressure for major credit bureaus, including TransUnion, Experian, and Equifax.
Mortgage companies' stock prices declined as a result of Fair Isaac's Direct Licensing Program, which aims to cut out bureau mark-ups and provide lenders with more transparent pricing.

Macro· Jan 15

The study by credit agency TransUnion suggests that inflation increases the likelihood of default among borrowers with low FICO scores.
The study's findings imply that as inflation comes down, loans are less likely to default.
The TransUnion study highlights the relationship between inflation and loan defaults, particularly among borrowers with low credit scores.

Generated by AI

Community

Of the messages about TRU, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	32.97%	33.21%	10.3%	12.36%
Newcomers	67.03%	66.79%	89.7%	87.64%

Regulars· Oct 2

The daily chart of TransUnion's TruCap Finance Ltd. has formed a Death Cross, indicating a potential sell signal.
A full analysis of TruCap Finance Ltd.'s chart is available at a linked URL.
TransUnion's TruCap Finance Ltd. has experienced a significant price decline of -10.3% in a single trading day.

Newcomers· Sep 4

Newcomers are concerned about the potential impact of VantageScore on credit reporting agencies like TransUnion, with some worrying that it could lead to another company being allowed to compete with FICO.
The introduction of VantageScore may lead to a re-evaluation of FICO's share price, with some users expecting a decline in the company's stock value.
New users are questioning the necessity of credit scores and the dominance of companies like TransUnion and Equifax in the credit reporting industry.

Generated by AI

TransUnion

Social

Sep 4

Bullish· Oct 24

Bearish· Oct 2

Earnings· Apr 25

Analysts· Jul 27

Announcements· Oct 2

Macro· Jan 15

Regulars· Oct 2

Newcomers· Sep 4

TransUnion stock hits 52-week low at 63.36 USD

FICO stock slides after TransUnion extends 99-cent pricing for VantageScore 4.0 (TRU:NYSE)

TransUnion extends VantageScore 4.0 mortgage pricing through 2028

TransUnion appoints Malte Bernholz as strategy chief

TransUnion (TRU) Could Be 30% Undervalued Following Reaffirmed Guidance And CFO Change

Why TransUnion (TRU) Shares Are Falling Today

Also Discussed

TransUnion

Company Information

Location

TransUnion stock hits 52-week low at 63.36 USD

FICO stock slides after TransUnion extends 99-cent pricing for VantageScore 4.0 (TRU:NYSE)

TransUnion extends VantageScore 4.0 mortgage pricing through 2028

TransUnion appoints Malte Bernholz as strategy chief

TransUnion (TRU) Could Be 30% Undervalued Following Reaffirmed Guidance And CFO Change

Why TransUnion (TRU) Shares Are Falling Today

Also Discussed

Social

Sep 4

Bullish· Oct 24

Bearish· Oct 2

Earnings· Apr 25

Analysts· Jul 27

Announcements· Oct 2

Macro· Jan 15

Regulars· Oct 2

Newcomers· Sep 4