EFX

Equifax Inc. (EFX) | Rumor.io

Equifax

EFX

Attention (50-day avg)0%

Attention rank (50-day avg)#803

Bullish sentiment (50-day avg)48%

Price to earnings ratio26

Market capitalization17.1B

Earnings per share5.6

Dividend yield (TTM)1.54%

Revenue (annual)6.1B

Net income (annual)664.3M

Social

What share of all stock conversation is about EFX?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0.01% 0	0% +0	0% +0	0% -0.05

Sep 4

The US government is directing Fannie Mae and Freddie Mac to approve VantageScore for all lenders, potentially ending Equifax's (EFX) monopoly on credit scoring.
Equifax, Experian, and TransUnion have been overcharging Americans for "far too long" and a "bi-merge" system or stronger solutions may be considered to address this issue, according to a high-ranking housing official.
The potential approval of VantageScore could unlock new products for Equifax and potentially steal market share from FICO, with shares of Equifax and TransUnion experiencing losses following the news.

Generated by AI

Sentiment

Of the messages about EFX that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	0%	66.67%	47.31% -52.69	17.41% -76.79
Bearish	100%	33.33%	52.69% +52.69	82.59% +76.79

Bullish· Jul 22

Equifax reported strong Q2 2025 results with revenue and net income increases driven by mortgage and workforce solutions growth.
The company raised its full-year revenue guidance amid strong Q2 results and maintained its outlook despite economic uncertainties.
Equifax saw a 9.89% YoY EPS growth for Q2, up from 2.00% in Q1, and delivered a strong Q2 beat with earnings of $2/share beating estimates by 4.2%.

Bearish· Oct 2

$EFX shares are down 12% in premarket trading after FICO's announcement to license mortgage scores directly, threatening Equifax's core revenue stream.
FICO's new direct-to-lender licensing model could lead to a 10-15% hit to Equifax's earnings as lenders skip the gatekeepers and middlemen like Equifax.
Equifax's premium P/E ratio (49.77) now looks less justified, considering the company's flat YTD performance, 1-year return of -12%, and potential price war it may be forced into.

Generated by AI

Topics

Of the messages about EFX that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	0%	0%	60.38%	29.53%
Macro	100%	85.71%	24.53%	3.36%
Technical Analysis	0%	14.29%	0.63%	0.62%
Controversies	0%	0%	13.84%	1.69%
Earnings	0%	0%	0%	6.46%
Analysts	0%	0%	0.63%	58.33%

Earnings· Oct 21

Equifax's Q3 2025 earnings beat estimates, with adjusted EPS of $2.04 and revenue of $1.545B, exceeding expectations by 5.7% and 1.5% respectively.
The company raised its full-year guidance, increasing revenue and adjusted EPS by $40M and $0.12 respectively, while also increasing free cash flow to $950-975M.
Equifax's strong mortgage segment performance and double-digit new product momentum drove the company's solid Q3 results, with net income increasing by 13% YoY and revenue growing by 7% YoY.

Analysts· Oct 21

Equifax's stock price target was cut by several analysts, with RBC Capital Markets downgrading it from Outperform to Sector Perform and lowering the target from $195 to $158.
Analysts at Morgan Stanley, Goldman Sachs, Deutsche Bank, and Wells Fargo also lowered their price targets for Equifax, ranging from $160 to $192.
Analysts at RBC Capital Markets, Morgan Stanley, and Wells Fargo downgraded their ratings for Equifax, with RBC Capital Markets downgrading from Outperform to Sector Perform.

Announcements· Oct 2

Equifax $EFX shares dropped 12.5% in premarket trading after FICO announced a direct-to-lender licensing model for mortgage scores.
The new FICO license model could impact Equifax's revenue, particularly in its mortgage-related business, which accounted for $550m of 2024 revenues.
The direct licensing of FICO scores to lenders has led to sharp stock price declines in major credit bureaus, including $EFX, $TRU, and $EXPN, due to concerns over potential margin pressures.

Controversies· Jul 22

Equifax Inc. ($EFX) has agreed to pay up to $700 million to settle allegations related to its 2017 data breach, which exposed personal data of over 147 million Americans.
The settlement is the largest ever for a data breach and includes payments to customers affected by the breach and fines to regulators.
The payment will resolve pending class-action lawsuits against Equifax and will be paid to settle U.S. federal and state probes into the data breach.

Macro· Sep 12

The current financial system is vulnerable to another bubble, potentially triggered by a combination of factors, rather than a single event.
The role of Equifax in assessing credit worthiness is overstated, as other factors such as credit reports, trade history, and payment behavior are more significant in determining credit worthiness.
The majority of financial institutions do not rely solely on Equifax scores for lending decisions, and instead consider a broader range of factors.

Technical Analysis· Sep 15

EFX's average volume was just 1 million, indicating low liquidity.
A potential short squeeze into close could occur if EFX holds the $92 level.
EFX's price action resembles a 1-2-i-ii down into a wv3, suggesting a possible free-fall to 89.5 or lower.

Generated by AI

Community

Of the messages about EFX, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	44.58%	35.78%	12.68%	23.35%
Newcomers	55.42%	64.22%	87.32%	76.65%

Regulars· Jul 21

Equifax reported a strong 11% growth in second quarter 2026 revenue, driven by growth in Workforce Solutions, USIS, and International segments.
The company issued third-quarter guidance that disappointed Wall Street, with adjusted earnings expected to be $2.15-$2.25 per share and revenue of $1.68-$1.71 billion.
Equifax signed an agreement to acquire Círculo de Crédito, a move that may have some positive impact on the company's future performance.

Newcomers· Sep 4

Newcomers are reacting to a US government official's statement that credit reporting agencies Equifax, Experian, and TransUnion have been overcharging Americans for too long.
The introduction of VantageScore, a credit scoring model developed by the three major credit bureaus, is seen as a potential threat to FICO's market share, with some users noticing differences in scoring between VantageScore and FICO.
The US government's threat to Equifax's revenue model and the potential for a "bi-merge" system, which could lead to stronger credit scoring solutions, is causing stock prices to plummet, with Equifax losing 8% and TransUnion slipping 9%.

Generated by AI

Shares of credit reporting giant Equifax (NYSE:EFX) fell 4.1% in the pre-market session after Federal Housing Finance Agency Director Bill Pulte announced a unified mortgage pricing grid, escalating a regulatory campaign against credit bureau fees that was amplified by a competitor’s price war.

14h agoYahoo Finance

Why is Equifax stock sliding to a new 52-week low today?

21h agoInvesting.com

Equifax: The Signs Are There, But An Imminent Re-Rating May Not Be Forthcoming (EFX)

23h agoSeeking Alpha

Equifax (EFX) Hits a 52-Week Low. The Shares Are Down 42% From Their High

Equifax Inc. (NYSE:EFX) fell 4.20% on September 24 to close at $148.80, its lowest point in a year. The shares have lost roughly 42% of their value from last year’s high. The shares have fallen alongside a twelve-month climb in long-term borrowing costs, with the 30-year Treasury yield reaching its highest level since 2004 this […]

4d agoYahoo Finance

Equifax stock hits 52-week low at 150.63 USD

5d agoInvesting.com

Data & Business Process Services Stocks Q2 Recap: Benchmarking Equifax (NYSE:EFX)

Wrapping up Q2 earnings, we look at the numbers and key takeaways for the data & business process services stocks, including Equifax (NYSE:EFX) and its peers.

12d agoYahoo Finance

Also Discussed

Investors talking about EFX also mention

#	Name	Attention
1	TransUnionTRU	0.06%new
2	Fair Isaac Corp.FICO	0.17%+0.1
3	AKRO - Akero Therapeutics, Inc.	——
4	Jack Henry & Associates, Inc.JKHY	0%0
5	HashKey Platform TokenHSK	0%0
6	Invesco Dorsey Wright Consumer Staples Momentum ETFPSL	0%0
7	Clean Harbors, Inc.CLH	0%0
8	Kingsway Financial Services Inc.KFS	0%new
9	MSCI Inc.MSCI	0%0
10	Hamilton Beach Brands Holding CompanyHBB	0%0

Equifax Inc.

Industrials
Consulting Services

Equifax Inc. is a global data, analytics, and technology company that helps businesses, governments, employers, and consumers make informed decisions. Equifax provides consumer and commercial credit reporting, credit scores, identity and fraud protection, income and employment verification, and decisioning tools used across financial services, mortgage, insurance, retail, telecommunications, healthcare, and public-sector markets. Its Workforce Solutions, U.S. Information Solutions, and International segments support credit risk assessment, verification workflows, and data-driven compliance and marketing needs. Equifax also offers consumer services that help individuals monitor credit, protect identity, and manage financial health. Headquartered in Atlanta and founded in 1899, Equifax plays a key role in the information infrastructure that supports lending, hiring, fraud prevention, and broader commercial decision-making.

Website

Location

1550 Peachtree Street, NW

Atlanta, GA, 30309

United States

Social

What share of all stock conversation is about EFX?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Attention	0.01% 0	0% +0	0% +0	0% -0.05

Sep 4

The US government is directing Fannie Mae and Freddie Mac to approve VantageScore for all lenders, potentially ending Equifax's (EFX) monopoly on credit scoring.
Equifax, Experian, and TransUnion have been overcharging Americans for "far too long" and a "bi-merge" system or stronger solutions may be considered to address this issue, according to a high-ranking housing official.
The potential approval of VantageScore could unlock new products for Equifax and potentially steal market share from FICO, with shares of Equifax and TransUnion experiencing losses following the news.

Generated by AI

Sentiment

Of the messages about EFX that take a side, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Bullish	0%	66.67%	47.31% -52.69	17.41% -76.79
Bearish	100%	33.33%	52.69% +52.69	82.59% +76.79

Bullish· Jul 22

Equifax reported strong Q2 2025 results with revenue and net income increases driven by mortgage and workforce solutions growth.
The company raised its full-year revenue guidance amid strong Q2 results and maintained its outlook despite economic uncertainties.
Equifax saw a 9.89% YoY EPS growth for Q2, up from 2.00% in Q1, and delivered a strong Q2 beat with earnings of $2/share beating estimates by 4.2%.

Bearish· Oct 2

$EFX shares are down 12% in premarket trading after FICO's announcement to license mortgage scores directly, threatening Equifax's core revenue stream.
FICO's new direct-to-lender licensing model could lead to a 10-15% hit to Equifax's earnings as lenders skip the gatekeepers and middlemen like Equifax.
Equifax's premium P/E ratio (49.77) now looks less justified, considering the company's flat YTD performance, 1-year return of -12%, and potential price war it may be forced into.

Generated by AI

Topics

Of the messages about EFX that carry a topic, what share is each?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y
Announcements	0%	0%	60.38%	29.53%
Macro	100%	85.71%	24.53%	3.36%
Technical Analysis	0%	14.29%	0.63%	0.62%
Controversies	0%	0%	13.84%	1.69%
Earnings	0%	0%	0%	6.46%
Analysts	0%	0%	0.63%	58.33%

Earnings· Oct 21

Equifax's Q3 2025 earnings beat estimates, with adjusted EPS of $2.04 and revenue of $1.545B, exceeding expectations by 5.7% and 1.5% respectively.
The company raised its full-year guidance, increasing revenue and adjusted EPS by $40M and $0.12 respectively, while also increasing free cash flow to $950-975M.
Equifax's strong mortgage segment performance and double-digit new product momentum drove the company's solid Q3 results, with net income increasing by 13% YoY and revenue growing by 7% YoY.

Analysts· Oct 21

Equifax's stock price target was cut by several analysts, with RBC Capital Markets downgrading it from Outperform to Sector Perform and lowering the target from $195 to $158.
Analysts at Morgan Stanley, Goldman Sachs, Deutsche Bank, and Wells Fargo also lowered their price targets for Equifax, ranging from $160 to $192.
Analysts at RBC Capital Markets, Morgan Stanley, and Wells Fargo downgraded their ratings for Equifax, with RBC Capital Markets downgrading from Outperform to Sector Perform.

Announcements· Oct 2

Equifax $EFX shares dropped 12.5% in premarket trading after FICO announced a direct-to-lender licensing model for mortgage scores.
The new FICO license model could impact Equifax's revenue, particularly in its mortgage-related business, which accounted for $550m of 2024 revenues.
The direct licensing of FICO scores to lenders has led to sharp stock price declines in major credit bureaus, including $EFX, $TRU, and $EXPN, due to concerns over potential margin pressures.

Controversies· Jul 22

Equifax Inc. ($EFX) has agreed to pay up to $700 million to settle allegations related to its 2017 data breach, which exposed personal data of over 147 million Americans.
The settlement is the largest ever for a data breach and includes payments to customers affected by the breach and fines to regulators.
The payment will resolve pending class-action lawsuits against Equifax and will be paid to settle U.S. federal and state probes into the data breach.

Macro· Sep 12

The current financial system is vulnerable to another bubble, potentially triggered by a combination of factors, rather than a single event.
The role of Equifax in assessing credit worthiness is overstated, as other factors such as credit reports, trade history, and payment behavior are more significant in determining credit worthiness.
The majority of financial institutions do not rely solely on Equifax scores for lending decisions, and instead consider a broader range of factors.

Technical Analysis· Sep 15

EFX's average volume was just 1 million, indicating low liquidity.
A potential short squeeze into close could occur if EFX holds the $92 level.
EFX's price action resembles a 1-2-i-ii down into a wv3, suggesting a possible free-fall to 89.5 or lower.

Generated by AI

Community

Of the messages about EFX, what share comes from each group?

	1 Day1D	1 Week1W	1 Month1M	1 Year1Y	50-Day MAclick to plot	200-Day MAclick to plot
Regulars	44.58%	35.78%	12.68%	23.35%
Newcomers	55.42%	64.22%	87.32%	76.65%

Regulars· Jul 21

Equifax reported a strong 11% growth in second quarter 2026 revenue, driven by growth in Workforce Solutions, USIS, and International segments.
The company issued third-quarter guidance that disappointed Wall Street, with adjusted earnings expected to be $2.15-$2.25 per share and revenue of $1.68-$1.71 billion.
Equifax signed an agreement to acquire Círculo de Crédito, a move that may have some positive impact on the company's future performance.

Newcomers· Sep 4

Newcomers are reacting to a US government official's statement that credit reporting agencies Equifax, Experian, and TransUnion have been overcharging Americans for too long.
The introduction of VantageScore, a credit scoring model developed by the three major credit bureaus, is seen as a potential threat to FICO's market share, with some users noticing differences in scoring between VantageScore and FICO.
The US government's threat to Equifax's revenue model and the potential for a "bi-merge" system, which could lead to stronger credit scoring solutions, is causing stock prices to plummet, with Equifax losing 8% and TransUnion slipping 9%.

Generated by AI

Equifax

Social

Sep 4

Bullish· Jul 22

Bearish· Oct 2

Earnings· Oct 21

Analysts· Oct 21

Announcements· Oct 2

Controversies· Jul 22

Macro· Sep 12

Technical Analysis· Sep 15

Regulars· Jul 21

Newcomers· Sep 4

Why Equifax (EFX) Shares Are Sliding Today

Why is Equifax stock sliding to a new 52-week low today?

Equifax: The Signs Are There, But An Imminent Re-Rating May Not Be Forthcoming (EFX)

Equifax (EFX) Hits a 52-Week Low. The Shares Are Down 42% From Their High

Equifax stock hits 52-week low at 150.63 USD

Data & Business Process Services Stocks Q2 Recap: Benchmarking Equifax (NYSE:EFX)

Also Discussed

Equifax Inc.

Company Information

Location

Why Equifax (EFX) Shares Are Sliding Today

Why is Equifax stock sliding to a new 52-week low today?

Equifax: The Signs Are There, But An Imminent Re-Rating May Not Be Forthcoming (EFX)

Equifax (EFX) Hits a 52-Week Low. The Shares Are Down 42% From Their High

Equifax stock hits 52-week low at 150.63 USD

Data & Business Process Services Stocks Q2 Recap: Benchmarking Equifax (NYSE:EFX)

Also Discussed

Social

Sep 4

Bullish· Jul 22

Bearish· Oct 2

Earnings· Oct 21

Analysts· Oct 21

Announcements· Oct 2

Controversies· Jul 22

Macro· Sep 12

Technical Analysis· Sep 15

Regulars· Jul 21

Newcomers· Sep 4